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HomeHome Insurance AgentsVirginia › Stafford

Find Home Insurance Agents Near You in Stafford, VA

Browse home insurance agents serving Stafford, Virginia. Updated 2026-07-14.

The top-rated home insurance agent in Stafford, Virginia is Rachel Johnson - State Farm Insurance Agent, rated 5.0 stars across 271 reviews. Other highly rated options include Gary Boxley - State Farm Insurance Agent, Farmers Insurance - Patricia Grant, J. Green Insurance. This directory lists 15 home insurance agents serving Stafford.

Showing 15 home insurance agents in Stafford, VAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Rachel Johnson - State Farm Insurance Agent373 Garrisonville Rd #109(540) 628-7937
2Gary Boxley - State Farm Insurance Agent2048 Richmond Hwy # B(703) 221-1771
3Farmers Insurance - Patricia Grant306 Garrisonville Rd Suite 303(540) 318-8622
4J. Green Insurance300 Garrisonville Rd Suite 302(540) 318-6020
5Michael C. Smith - State Farm Insurance Agent2789 Richmond Hwy Ste 109(540) 720-8404
6Tabitha E. Walker Insurance Agency25 Clement Dr(540) 657-5633
7Isaac Plans Insurance129 Pewter Ln(540) 426-1804
8Bryce Reeves - State Farm Insurance Agent685 Garrisonville Rd STE 101(540) 657-7030
9Elite Insurance Services VA2080 US-1(434) 356-0420
10EZ FIX INSURANCE AGENCY1259 Courthouse Rd #204(540) 318-6733
RJ
373 Garrisonville Rd #109
Rachel Johnson - State Farm Insurance Agent
Home Insurance Agent · Stafford, VA

Rachel Johnson - State Farm Insurance Agent serves the Stafford, Virginia area, offering home insurance services to local homeowners and families. This agency helps clients protect their properties and personal belongings from common regional risks. Working as a home insurance agent, the company provides guidance on policy options that cover structures, liability, and additional living expenses. It assists residents in reviewing deductibles and coverage limits to suit their needs. The agency handles the customization of homeowners policies and provides specialized coverage for valuables such as jewelry or electronics.

GB
2048 Richmond Hwy # B
Gary Boxley - State Farm Insurance Agent
Home Insurance Agent · Stafford, VA

Gary Boxley - State Farm Insurance Agent in Stafford, VA offers a range of home insurance services, including standard coverage and policy review. Service options include checking on current policies and adjusting limits as needs change. The agency helps clients understand coverage options for protecting their property and personal belongings. It services single-family homes, townhouses, apartments, retail spaces, and restaurants.

FI
306 Garrisonville Rd Suite 303
Farmers Insurance - Patricia Grant
Home Insurance Agent · Stafford, VA

Farmers Insurance - Patricia Grant serves homeowners in Stafford, Virginia, with tailored policies to protect residential property and belongings. The agency also assists local businesses and property managers with comprehensive coverage for their operations and buildings. Services include personalized consultations to evaluate specific risks, guidance on policy options, and responsive claims support. Patricia Grant’s office is conveniently located to serve clients throughout the Stafford area and extends coverage to nearby Fredericksburg, ensuring residents across the greater region have access to reliable home insurance solutions.

JG
300 Garrisonville Rd Suite 302
J. Green Insurance
Home Insurance Agent · Stafford, VA

J. Green Insurance serves Stafford, Virginia, and the surrounding communities with comprehensive home insurance agent services. The company handles homeowners policies, rental property coverage, and condominium insurance for local residents. It assists clients in comparing different coverage options to protect their property and personal belongings. To serve a typical job, J. Green Insurance evaluates the customer’s specific property needs and then presents tailored policy recommendations based on individual risk factors.

MC
2789 Richmond Hwy Ste 109
Michael C. Smith - State Farm Insurance Agent
Home Insurance Agent · Stafford, VA

Michael C. Smith - State Farm Insurance Agent in Stafford, VA, serves homeowners by offering both one-time policy setup and ongoing service for coverage adjustments. Their work focuses on helping clients protect structures and personal belongings from local risks like storms and theft, advising on appropriate liability limits and deductible choices. Coverage discussions may include dwelling replacement cost and loss-of-use provisions. This home insurance agent operates on both a scheduled and as-needed basis, addressing annual policy reviews and responding to policyholder requests for mid-term modifications.

TE
25 Clement Dr
Tabitha E. Walker Insurance Agency
Home Insurance Agent · Stafford, VA

As winter storms and seasonal humidity affect properties in Stafford, Tabitha E. Walker Insurance Agency helps homeowners assess their coverage needs. This home insurance agent reviews policies to ensure they address weather-related risks common to the region, such as ice damage or wind from coastal storms. The agency focuses on explaining policy options clearly. A new client typically begins with a review of their current deductible and dwelling coverage limits. The process often starts with a property inspection or a detailed initial assessment of existing coverage.

IP
129 Pewter Ln
Isaac Plans Insurance
Home Insurance Agent · Stafford, VA

Isaac Plans Insurance assists homeowners in Stafford, VA, with structuring personal property coverage to protect dwellings and belongings. The agency also specializes in arranging additional policies for valuable items such as jewelry and electronics that exceed standard limits. For commercial clients, the insurer provides tailored solutions designed to safeguard business assets and operational continuity. These comprehensive plans are available for offices requiring liability protection, warehouses needing inventory coverage, and food service establishments seeking property insurance for equipment and premises.

BR
685 Garrisonville Rd STE 101
Bryce Reeves - State Farm Insurance Agent
Home Insurance Agent · Stafford, VA

Bryce Reeves - State Farm Insurance Agent specializes in home insurance policies tailored for Stafford, VA properties, including coverage for single-family homes and townhouses. The agency also provides general service through personalized consultations, assisting customers with deductibles, claim filing procedures, and policy reviews. When winter storms or freezing temperatures threaten local homes, the agency helps clients understand and obtain protection for burst pipes and ice dam damage specific to the region’s seasonal weather risks.

EI
2080 US-1
Elite Insurance Services VA
Home Insurance Agent · Stafford, VA

Elite Insurance Services VA provides residential home insurance coverage to property owners in Stafford. The company also offers commercial insurance solutions for local businesses seeking asset protection throughout the surrounding region. Policy options are explained clearly to help clients select appropriate levels of dwelling and liability coverage. Service includes prompt responses to inquiries and claims assistance when damage occurs. After a policy is issued, the agency maintains contact to review coverage needs and adjust limits between regular renewal periods.

EF
1259 Courthouse Rd #204
EZ FIX INSURANCE AGENCY
Home Insurance Agent · Stafford, VA

EZ FIX INSURANCE AGENCY in Stafford, VA is known for providing home insurance policies that protect residential property. The agency assists local homeowners in securing coverage that addresses risks common to the region. Its service range extends to helping clients evaluate dwelling limits, personal property protection, and liability options. As a dedicated home insurance agent, it can add on specialty coverage for high-value items such as jewelry or collectibles.

CC
2049 US-1
Coverage Co Insurance VA
Home Insurance Agent · Stafford, VA
(540) 413-0166
PL
2046 Richmond Hwy Ste B
Pamela Luckie: Primerica - Financial Services
Home Insurance Agent · Stafford, VA
(540) 490-9002
reps.primerica.com/va/stafford/pamela-luckie
GI
356 Garrisonville Rd #119
Gengler Insurance Agency Stafford
Home Insurance Agent · Stafford, VA
(540) 659-3599
ginsurance.net
GI
2101 Jefferson Davis Hwy
GlobalGreen Insurance Agency
Home Insurance Agent · Stafford, VA
(540) 685-1530
PA
24 Onville Rd suite 101-19
Progressive Agent: HAA Insurance Agency LLC
Home Insurance Agent · Stafford, VA
(703) 691-6126
haainsuranceagency.com

What Does a a Home Insurance Agent in Stafford Cost?

Home insurance costs in Virginia average around 1200 to 2000 dollars per year for a standard policy but rates vary by home value location and coverage level. In Stafford factors like proximity to water and the age of your home can affect premiums. Flood insurance through the NFIP costs about 700 to 1500 dollars annually depending on risk zone. This is general information not insurance advice.

About home insurance agents in Stafford

Home insurance agents in Stafford Virginia help homeowners find coverage that meets state requirements and protects against local risks like flooding from the Rappahannock River. Virginia law does not require homeowners insurance but mortgage lenders typically do. An agent can explain policy options including dwelling coverage personal property and liability protection.

Frequently Asked Questions

What does a home insurance agent in Stafford do?

A home insurance agent in Stafford helps you compare policies from different carriers to find coverage that fits your home and budget. They explain Virginia-specific coverages like windstorm and flood insurance. Agents also assist with filing claims and updating your policy after renovations.

Do I need flood insurance in Stafford Virginia?

Flood insurance is not required by Virginia state law but may be required by your mortgage lender if your home is in a high-risk flood zone. Stafford County participates in the National Flood Insurance Program. Many agents recommend flood coverage even outside high-risk areas due to local flood history.

How do I choose a home insurance agent in Stafford?

Look for an agent licensed in Virginia with experience handling claims in the Stafford area. Ask about their carrier options and whether they offer coverage for replacement cost or actual cash value. Check online reviews and verify their license through the Virginia State Corporation Commission.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.