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HomeHome Insurance AgentsVirginia › Charlottesville

Find Home Insurance Agents Near You in Charlottesville, VA

Browse home insurance agents serving Charlottesville, Virginia. Updated 2026-07-14.

The top-rated home insurance agent in Charlottesville, Virginia is Hunter Wyant - State Farm Insurance Agent, rated 4.9 stars across 999 reviews. Other highly rated options include Specialized Insurance, Eva Gee Scott - State Farm Insurance Agent, Craddock Sirius Insurance. This directory lists 20 home insurance agents serving Charlottesville.

Showing 20 home insurance agents in Charlottesville, VAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Hunter Wyant - State Farm Insurance Agent253 Ridge McIntire Rd(434) 293-3906
2Specialized Insurance2250 Old Ivy Rd #5(434) 529-6000
3Eva Gee Scott - State Farm Insurance Agent1136B Emmet St N(434) 977-2741
4Craddock Sirius Insurance687 Berkmar Cir(434) 817-7555
5Mac Weems - State Farm Insurance Agent2215 Hydraulic Rd(434) 971-3838
6Gary Albert - State Farm Insurance Agent1380 Rio Rd E(434) 296-1222
7Greg Leffler - State Farm Insurance Agent503 Faulconer Dr #1a(434) 296-1010
8Ned Loyd: Allstate Insurance944 Glenwood Station Ln STE 202(434) 977-0566
9Kristina Wyant - State Farm Insurance Agent253 Ridge McIntire Rd(434) 971-9966
10Towe Insurance Service Inc.304 E Jefferson St(434) 295-5191
HW
253 Ridge McIntire Rd
Hunter Wyant - State Farm Insurance Agent
Home Insurance Agent · Charlottesville, VA

Hunter Wyant - State Farm Insurance Agent serves the Charlottesville, VA area, specializing in home insurance policies for local homeowners. This agency helps clients protect their properties against common regional risks, including weather-related damage and liability claims. Tailored coverage options are available to meet individual policy needs and budgets. The agency also handles renters insurance for tenants in Charlottesville and guides customers through the process of filing home insurance claims when needed.

SI
2250 Old Ivy Rd #5
Specialized Insurance
Home Insurance Agent · Charlottesville, VA

Specialized Insurance provides a full range of coverage options for homeowners in the Charlottesville area, including standard policies and endorsements for additional risks. The company offers personalized service plans that help clients adjust their protection as their needs change over time. Dedicated account management ensures clear communication and timely updates on policy details. The agency serves a variety of local residential and commercial properties, including single-family homes, apartments, retail establishments, and restaurants.

EG
1136B Emmet St N
Eva Gee Scott - State Farm Insurance Agent
Home Insurance Agent · Charlottesville, VA

Eva Gee Scott - State Farm Insurance Agent serves homeowners, businesses, and property managers in Charlottesville, Virginia. The agency provides home insurance policies that help protect residential properties and their contents from common perils. Business owners and property managers can also obtain coverage tailored to their commercial buildings and rental units. As a local agent, Eva Gee Scott assists clients in understanding deductibles and policy limits during the selection process. The agency also extends its services to surrounding communities such as Albemarle County.

CS
687 Berkmar Cir
Craddock Sirius Insurance
Home Insurance Agent · Charlottesville, VA

Craddock Sirius Insurance serves homeowners in Charlottesville, Virginia, and the surrounding communities of Albemarle County. The agency handles policies for single-family residences, condominiums, and townhomes, protecting clients against common regional risks such as storm damage and liability claims. Its standard approach begins with a thorough review of a property’s specific replacement cost and local hazards, then pairs each homeowner with a coverage limit that balances adequate protection with their individual financial comfort level.

MW
2215 Hydraulic Rd
Mac Weems - State Farm Insurance Agent
Home Insurance Agent · Charlottesville, VA

Mac Weems - State Farm Insurance Agent in Charlottesville, VA, understands the distinction between one-time policy adjustments and recurring coverage reviews when protecting a home. Their services focus on tailoring homeowners insurance to address local risks and personal assets. Depending on a client’s need, consultation and policy updates can be arranged on a one-time, scheduled, or as-needed basis, ensuring flexibility for all residents in the area.

GA
1380 Rio Rd E
Gary Albert - State Farm Insurance Agent
Home Insurance Agent · Charlottesville, VA

Working with homeowners to tailor coverage for property and liability protection, this Charlottesville office provides personalized service for clients seeking a home insurance agent. Gary Albert - State Farm Insurance Agent assists with evaluating dwelling value, personal belongings, and protection for structures like detached garages. The agency helps navigate policy adjustments for renovations or major purchases. Spring storms and seasonal roof damage from hail are specific concerns where guidance helps expedite claims and policy updates.

GL
503 Faulconer Dr #1a
Greg Leffler - State Farm Insurance Agent
Home Insurance Agent · Charlottesville, VA

Greg Leffler - State Farm Insurance Agent in Charlottesville, VA, provides comprehensive home insurance policies that safeguard residential properties against common perils such as fire, theft, and severe weather. For added security, the agency offers specialty endorsements, including coverage for valuable personal items and identity theft protection. These tailored options help homeowners address specific risks within their local environment. The agency can serve a variety of commercial sectors, including professional offices, warehouses, and food service establishments, ensuring that business operations remain protected alongside personal residences.

NL
944 Glenwood Station Ln STE 202
Ned Loyd: Allstate Insurance
Home Insurance Agent · Charlottesville, VA

As winter storms approach Charlottesville, Ned Loyd: Allstate Insurance helps local homeowners review their policies for adequate coverage against ice, snow, and freeze-related damage. The agency focuses on tailoring protection plans that match the specific risks of Central Virginia properties. They guide each client through coverage options, deductibles, and the fine print of standard homeowners policies. Before finalizing any new plan, a trained representative will schedule a convenient walk through of the property to document its current condition.

KW
253 Ridge McIntire Rd
Kristina Wyant - State Farm Insurance Agent
Home Insurance Agent · Charlottesville, VA

Kristina Wyant - State Farm Insurance Agent in Charlottesville, VA, provides home insurance coverage for area residences, protecting homes and personal property as well as offering liability support. Beyond this primary service, the agency writes commercial policies for local businesses facing their own coverage needs. Services extend throughout Charlottesville and surrounding areas to ensure availability for property owners in the region. After a policy is issued, Kristina Wyant can help clients with periodic policy reviews or coverage adjustments in between regular renewal visits.

TI
304 E Jefferson St
Towe Insurance Service Inc.
Home Insurance Agent · Charlottesville, VA
ID
1980 Abbey Rd
Insurance Doctor
Home Insurance Agent · Charlottesville, VA
(434) 218-1663
myinsurancedoctor.com/charlottesville
BR
106 South Steet
Better Rate Insurance
Home Insurance Agent · Charlottesville, VA
(540) 818-7565
betterrateins.com
RI
1410 Incarnation Dr STE 201
The Rudd Insurance Group
Home Insurance Agent · Charlottesville, VA
(434) 973-6166
theruddinsurancegroup.com
BI
100 10th St NE STE 200
Bearing Insurance
Home Insurance Agent · Charlottesville, VA
(434) 977-5313
bearinginsurance.com
VF
890 Rio E Ct suite a
Virginia Farm Bureau Insurance Company
Home Insurance Agent · Charlottesville, VA
(434) 293-5775
vafb.com/offices/charlottesville
HC
218 3rd St NE
Hanckel-Citizens Insurance
Home Insurance Agent · Charlottesville, VA
(434) 296-7191
hanckelcitizens.com
CD
302 Hickman Rd Ste 102
Coleman & Davis Insurance Agency
Home Insurance Agent · Charlottesville, VA
(434) 295-1154
colemandavisinsurance.com
TI
1932 Arlington Blvd # 1
Tailored Insurance
Home Insurance Agent · Charlottesville, VA
(434) 975-4407
insurecville.com
CI
300 E Main St #308
Comparion Insurance Agency
Home Insurance Agent · Charlottesville, VA
(434) 218-6265
comparioninsurance.com/insurance-agent/virginia/charlottesville-0286
NI
198 Spotnap Rd suite a-4
Nationwide Insurance: James R MacRae Agency
Home Insurance Agent · Charlottesville, VA
(434) 973-9115
agency.nationwide.com/va/charlottesville/22911/james-r-macrae-agency

What Does a a Home Insurance Agent in Charlottesville Cost?

The cost of home insurance in Virginia averages around 1200 to 1500 dollars per year for a standard policy but rates vary widely based on your homes location age and construction type. In Charlottesville factors like proximity to fire stations and flood risk can affect premiums. This is general information not insurance advice.

About home insurance agents in Charlottesville

A home insurance agent in Charlottesville Virginia can help you find a policy that meets your needs and complies with state regulations. Virginia law does not require homeowners insurance but mortgage lenders typically require it. Local agents understand the risks specific to the area including severe weather and older home construction.

Frequently Asked Questions

What does a home insurance agent in Charlottesville do?

A home insurance agent helps you compare policies from different insurers and explains coverage options such as dwelling protection liability and additional living expenses. They also assist with filing claims and adjusting coverage as your needs change.

Is homeowners insurance required in Virginia?

Virginia state law does not require homeowners insurance but most mortgage lenders do require it. If you own your home outright you can choose not to carry insurance but it is generally recommended to protect your investment.

How do I choose a home insurance agent in Charlottesville?

Look for an agent who is licensed in Virginia and has experience with homes in the Charlottesville area. Check their reputation through reviews and ask about their process for helping you understand policy details and exclusions.

Home Insurance Agents in Other Virginia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.