The top-rated home insurance agent in Chesapeake, Virginia is Michelle Benson-Dumas - State Farm Insurance Agent, rated 5.0 stars across 266 reviews. Other highly rated options include Centerville Insurance Agency, Shawn Fischer - State Farm Insurance Agent, Beth Holland - State Farm Insurance Agent. This directory lists 23 home insurance agents serving Chesapeake.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Michelle Benson-Dumas - State Farm Insurance Agent | 1428 Kempsville Rd ste b | (757) 819-6733 |
| 2 | Centerville Insurance Agency | 516 Innovation Dr Ste 301 | (757) 420-0006 |
| 3 | Shawn Fischer - State Farm Insurance Agent | 825 S Battlefield Blvd Ste B | (757) 482-8350 |
| 4 | Beth Holland - State Farm Insurance Agent | 1296 S Battlefield Blvd #112 | (757) 483-3333 |
| 5 | Ferguson Insurance Center | 1407 Stephanie Way Ste A | (757) 201-3000 |
| 6 | Kathy Kretz - State Farm Insurance Agent | 838 Old George Washington Hwy N H | (757) 487-0074 |
| 7 | Corey Jones - State Farm Insurance Agent | 237 Carmichael Way #225 | (757) 296-5159 |
| 8 | Garlow Insurance Agency - Nationwide Insurance | 312 Cedar Lakes Dr suite 201 | (757) 548-1515 |
| 9 | Stephanie Grayson - State Farm Insurance Agent | 1111 Eden Way N | (757) 547-9323 |
| 10 | Erin Zabel - State Farm Insurance Agent | 801 Volvo Pkwy #121 | (757) 609-2787 |
Michelle Benson-Dumas - State Farm Insurance Agent serves the Chesapeake, Virginia area, providing home insurance policies for local homeowners and renters. This office assists clients in protecting their property and belongings against common regional risks like storms and theft. Additionally, the agency reviews existing coverage to suggest adjustments when family needs change. Services include tailoring deductibles and dwelling limits to fit individual budgets and property values.
Centerville Insurance Agency offers a full range of home insurance services, including policy reviews, coverage adjustments, and claims assistance for homeowners in Chesapeake, VA. Its service plans focus on customizing protection to meet individual client needs, with regular consultations to ensure policies remain current. The agency works with a variety of property types, including single-family homes, townhouses, apartments, and rental properties in the local area.
As a home insurance agent, Shawn Fischer - State Farm Insurance Agent in Chesapeake, VA offers specialized coverage options such as dwelling protection and liability insurance. The agency provides general service by helping residents customize policies to fit their individual needs. These plans protect homeowners from financial loss due to common perils like fire or theft. The agency further assists clients with understanding their policy details during the annual renewal season. Each winter, it helps homeowners address the potential for frozen pipes and ice dam damage.
Homeowners in Chesapeake, Virginia, often face seasonal weather concerns such as summer storms or coastal humidity. Beth Holland - State Farm Insurance Agent provides home insurance policies that help protect residences against these regional exposures. Every homeowner’s situation differs based on property age, location, and coverage preferences. By offering personalized advice on necessary protections, the agency assists clients in understanding their options. A standard first step involves scheduling a professional inspection or an initial telephone assessment to review the property’s specific details and determine coverage needs.
Ferguson Insurance Center serves homeowners, businesses, and property managers in Chesapeake, Virginia. It offers personalized home insurance policies, helping clients protect their properties and assets against local risks. The agency provides dedicated support, working closely with each customer to find suitable coverage for their specific needs. This includes advising on policy options and assisting with claims when needed. Its services also extend to the neighboring communities within the Hampton Roads metropolitan area, including the city of Suffolk.
As a home insurance agent in Chesapeake, VA, Kathy Kretz - State Farm Insurance Agent assists clients in choosing between a one-time policy purchase and a recurring service plan that allows for periodic policy reviews and updates. Coverage options typically protect against common perils such as fire, theft, and storm damage, along with personal liability for accidents on the property. Service for existing policies runs on an as-needed basis, with agents available to answer questions or process claims whenever requested by the homeowner.
Corey Jones - State Farm Insurance Agent in Chesapeake, VA, provides home insurance policies that protect residential property against common risks like fire, theft, and weather damage. Standard coverage can be extended with specialty add-ons such as flood or earthquake insurance for additional peace of mind. The agency also addresses the distinct insurance needs of commercial sectors, tailoring policies for offices, warehouses, and food service operations.
Serving Chesapeake, Virginia, and the surrounding communities, Garlow Insurance Agency – Nationwide Insurance provides home insurance policies for local homeowners. The agency handles coverage for property damage, personal liability, and additional living expenses after a covered loss. It works with clients to assess their individual property and liability needs. For a typical job, the agency reviews the home’s construction, location, and contents to recommend appropriate coverage limits and deductibles.
Stephanie Grayson's agency in Chesapeake, VA, provides residential home insurance coverage tailored to protect local homeowners and their properties. Commercial insurance policies are also available for area businesses needing general liability or property protection. She serves clients throughout the Chesapeake region and surrounding Hampton Roads communities. Her team assists with initial policy selection and coverage adjustments as needs evolve. They follow up with clients between regular visits to review changes or answer questions about their policies.
Erin Zabel - State Farm Insurance Agent in Chesapeake, VA, is a home insurance agent providing residential property coverage and liability protection for local homeowners. The agency assists clients in selecting policies that safeguard dwellings, personal belongings, and assets against common risks such as fire, theft, and weather damage. Policy options can be tailored to meet different property types and budget considerations. Specialty add-ons available include coverage for valuable personal items like jewelry, fine art, or collectibles.
What Does a a Home Insurance Agent in Chesapeake Cost?
The average cost of home insurance in Virginia is about 1,200 to 1,800 dollars per year for a standard policy. In Chesapeake rates may be higher due to coastal storm risk with premiums ranging from 1,500 to 2,500 dollars annually. Factors like home age roof condition and coverage amount affect your final price. This is general information and not insurance advice.
About home insurance agents in Chesapeake
Home insurance agents in Chesapeake Virginia help homeowners find policies that protect against wind hail fire and theft. Virginia law requires insurers to offer coverage for damage from named storms and floods may require a separate policy. Agents can explain local flood zone risks and help you meet mortgage lender requirements.
Frequently Asked Questions
What does a home insurance agent in Chesapeake do?
A home insurance agent helps you compare policies from different companies to find coverage that fits your needs. They explain deductibles coverage limits and exclusions for your Chesapeake home. Agents also assist with filing claims and updating your policy after renovations.
Do I need flood insurance for my Chesapeake home?
Virginia law does not require flood insurance but your mortgage lender may require it if your home is in a high risk flood zone. Many Chesapeake neighborhoods are near rivers or the coast so an agent can help you evaluate your risk. Standard home policies do not cover flood damage.
How does Virginia law affect my home insurance policy?
Virginia requires insurers to offer coverage for wind and hail damage from hurricanes and storms. Insurers must also provide a 60 day grace period for nonpayment of premiums before cancellation. An agent can explain these protections and how they apply to your Chesapeake policy.
Home Insurance Agents in Other Virginia Cities
Annandale · Arlington · Ashburn · Ashland · Blacksburg · Centreville · Chantilly · Charlottesville · Chester · Christiansburg · Colonial Heights · Fairfax · Falls Church · Fredericksburg · Gainesville