The top-rated home insurance agent in Salem, Virginia is Northpoint Insurance Advisors, rated 5.0 stars across 202 reviews. Other highly rated options include Whitwell Kelly: Allstate Insurance, Allstate Insurance Agent: Bill Richards, My Insurance People. This directory lists 19 home insurance agents serving Salem.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Northpoint Insurance Advisors | 522 E Main St | (540) 387-9148 |
| 2 | Whitwell Kelly: Allstate Insurance | 603 Apperson Dr | (540) 342-2115 |
| 3 | Allstate Insurance Agent: Bill Richards | 411 Apperson Dr | (540) 387-2527 |
| 4 | My Insurance People | 1617 E Main St | (540) 401-6789 |
| 5 | Darrell Holland - State Farm Insurance Agent | 205 W Main St | (540) 389-1220 |
| 6 | Business Solutions, Inc | 303 E Burwell St | (540) 444-4000 |
| 7 | Ryan Harris Group - a Hilb Group Company | 603 Apperson Dr | (540) 375-9078 |
| 8 | Fisher Insurance Services - Salem | Representing Rockingham Insurance | 100 E Main St | (540) 627-6357 |
| 9 | Burgess DeMarco & Flick Insurance | 730 Apperson Dr | (540) 375-3231 |
| 10 | Lesley Owens - State Farm Insurance Agent | 1451 W Main St | (540) 404-3694 |
Northpoint Insurance Advisors serves the Salem, Virginia, metro area as a home insurance agent. They assist local homeowners in finding policies tailored to individual properties and budgets. The agency guides clients through coverage options that protect against common regional risks, such as storm damage and liability claims. Their work includes reviewing policy details to ensure adequate dwelling and personal property protection. The team also handles filing claims and adjusting coverage for renovations or new purchases in the local area.
Whitwell Kelly: Allstate Insurance provides a range of home insurance products, including standard homeowner policies and supplemental coverage options. The agency assists clients with annual policy reviews to ensure adequate protection and can help adjust deductibles or endorsements as property needs change. In the Salem, VA area, routine consultation appointments are available to discuss coverage limits and potential liability gaps. The agency services various property types in the region, including single-family homes, apartments, retail spaces, and restaurants.
Allstate Insurance Agent Bill Richards serves homeowners, businesses, and property managers in Salem, Virginia. The agency provides home insurance policies designed to protect residential structures, personal belongings, and liability coverage for local properties. General risk assessment and claims support are standard offerings for area clients. The office also covers property owners in the broader Roanoke Valley metro area, including nearby communities such as Hanging Rock.
Serving Salem, Virginia, and nearby communities in the Roanoke Valley, My Insurance People handles personal dwelling policies and standard property protections. The company works with homeowners to secure coverage for single-family homes and basic personal assets against common regional risks. It helps clients manage typical homeowner needs, including replacement cost assessments and liability concerns. To complete a standard job, the company assesses local property exposures and outlines coverage limits suited to the specific home and its contents.
When selecting a home insurance agent, customers can choose between a one-time policy setup or an ongoing advisory relationship for changing needs. Darrell Holland - State Farm Insurance Agent in Salem, VA offers comprehensive coverage options to protect single-family homes and personal property against common local risks like storm damage or liability claims. Their policies are designed to help residents safeguard their investment year after year. Service is provided on an as-needed basis for policy adjustments and on a scheduled renewal cycle each term.
Business Solutions, Inc offers dedicated coverage for standard homeowners policies and renters insurance in Salem, VA. It assists local property owners by evaluating dwelling protections and securing liability coverage for common household risks. The agency works with clients to match policy limits with rebuilding costs and personal asset values. It typically helps residents adjust coverage amounts when seasonal weather threats, such as heavy winter snowfall or spring storms, create increased risks for property damage in the area.
Ryan Harris Group - a Hilb Group Company in Salem, VA works with homeowners to structure customized insurance policies that balance coverage with budget. It can add endorsements for valuable personal property, water backup, and identity theft protection. The agency serves residential clients while also extending its expertise to commercial sectors such as offices, warehouses, and food service operations.
When winter storms threaten Salem’s older homes or spring rains test aging roofs, Burgess DeMarco & Flick Insurance works with homeowners to review coverage details. This local home insurance agent helps property owners match their policies to the specific risks of the Roanoke Valley, such as tree damage or foundation moisture. Their process typically begins by scheduling a thorough inspection of the home’s exterior and major systems to provide an accurate initial assessment.
Lesley Owens - State Farm Insurance Agent in Salem, VA is known for providing local home insurance coverage tailored to individual property needs. The agency assists homeowners in finding policies that protect their dwellings and personal belongings against common regional risks. A standard service range includes consultation on dwelling coverage, liability protection, and deductible options. Policyholders can also add on a specialty endorsement for water backup and sump pump overflow coverage to strengthen their plan.
What Does a a Home Insurance Agent in Salem Cost?
The average cost of home insurance in Virginia is about 1,200 to 1,500 dollars per year for a standard policy. In Salem, rates may vary based on your homes age, location, and coverage amount. Factors like roof condition and credit score also affect premiums. This is general information, not insurance advice.
About home insurance agents in Salem
Home insurance agents in Salem, Virginia help homeowners find coverage that meets state requirements and local needs. Virginia law does not mandate homeowners insurance, but mortgage lenders typically require it. Agents can explain policy options such as dwelling coverage, personal property protection, and liability limits.
Frequently Asked Questions
Do I need home insurance in Salem Virginia?
Virginia law does not require homeowners insurance. However, most mortgage lenders require it to protect their investment. An agent can help you find a policy that meets lender requirements.
What does a home insurance agent in Salem do?
A home insurance agent helps you compare policies from different carriers. They explain coverage options, deductibles, and discounts. They can also assist with filing claims and updating your policy.
How do I choose a home insurance agent in Salem?
Look for an agent licensed in Virginia with experience in Salem. Check their reviews and ask about their knowledge of local risks like storms or flooding. Compare quotes from multiple agents to find suitable coverage.
Home Insurance Agents in Other Virginia Cities
Annandale · Arlington · Ashburn · Ashland · Blacksburg · Centreville · Chantilly · Charlottesville · Chesapeake · Chester · Christiansburg · Colonial Heights · Fairfax · Falls Church · Fredericksburg