The top-rated home insurance agent in Newport News, Virginia is Reyna Agency Solutions Inc, rated 4.9 stars across 337 reviews. Other highly rated options include Jimmy Fay - State Farm Insurance Agent, Colin Owens - State Farm Insurance Agent, Goodrich & Watson Insurers, Inc.. This directory lists 20 home insurance agents serving Newport News.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Reyna Agency Solutions Inc | 14346 Warwick Blvd #368 | (757) 805-7011 |
| 2 | Jimmy Fay - State Farm Insurance Agent | 11817 Canon Blvd #606 | (757) 874-8900 |
| 3 | Colin Owens - State Farm Insurance Agent | 12547 Warwick Blvd | (757) 890-9605 |
| 4 | Goodrich & Watson Insurers, Inc. | 11837 Rock Landing Dr STE 102 | (757) 591-2032 |
| 5 | Michael Levenson: Allstate Insurance | 1405 Kiln Creek Pkwy B | (757) 886-9200 |
| 6 | Patty Heath - State Farm Insurance Agent | 12458A Warwick Blvd | (757) 874-7001 |
| 7 | Ned Loyd: Allstate Insurance | 115 Arthur Way Unit B | (757) 875-9100 |
| 8 | A J Fraley - State Farm Insurance Agent | 11010 Warwick Blvd | (757) 599-9590 |
| 9 | Hampton Roads Insurance and Financial Services, Corporation | 11024 Warwick Blvd | (757) 595-9334 |
| 10 | AAA Newport News Insurance and Member Services | 733 J Clyde Morris Blvd | (757) 246-4746 |
Reyna Agency Solutions Inc serves homeowners throughout the Newport News, VA area as a dedicated home insurance agent. The company assists residents in securing policies that protect their properties against common regional risks, including coastal weather events and seasonal storms. Each client’s coverage needs are assessed individually to ensure appropriate protection for their dwelling and personal belongings. The agency handles personalized policy reviews and can arrange tailored liability coverage for homeowners in this community.
Jimmy Fay - State Farm Insurance Agent serves homeowners, renters, and property managers in the Newport News area by providing detailed home insurance policies tailored to individual needs. They help clients assess risks such as weather damage and liability, ensuring proper coverage for dwellings and personal belongings. The agency focuses on explaining deductibles, replacement cost options, and discounts for protective devices like alarms. Their assistance also extends to nearby Hampton, offering the same guidance for homes and rental properties across the broader Peninsula region of Virginia.
Colin Owens - State Farm Insurance Agent in Newport News, VA provides comprehensive home insurance services, including policy reviews and claims assistance. The agency helps clients understand coverage options and offers regular policy check-ins to ensure adequate protection as needs change. Service plans focus on customized recommendations for safeguarding residential properties. The agency services single-family homes, apartments, retail spaces, and restaurants in the Newport News area.
Serving Newport News and the surrounding communities of the Virginia Peninsula, Goodrich & Watson Insurers, Inc. is a home insurance agency that handles a range of property protection needs, from single-family dwellings to coastal condominiums. The agency helps clients assess their unique exposure to local weather risks and structural vulnerabilities. To handle a typical job, the firm begins by conducting a detailed review of a home's age and construction materials before tailoring a policy recommendation that prioritizes adequate replacement cost coverage.
Michael Levenson: Allstate Insurance serves homeowners in Newport News, Virginia. Unlike a one-time policy purchase, a home insurance agent provides ongoing, recurring coverage management through policy updates and renewal support. This agency can handle standard dwelling protection as well as liability coverage and personal property safeguards. Their professional counsel helps evaluate different coverage levels suited to local weather and home values. New clients discover how to bundle policies for broader protection. The service runs on a continuous basis, not just for a single transaction, with annual reviews scheduled automatically.
Patty Heath - State Farm Insurance Agent in Newport News, VA offers tailored homeowner policies covering dwelling, personal property, and liability protection. The agency provides coverage for standard family homes, helping clients navigate deductibles and replacement cost options. It routinely assists area residents with bundling home insurance alongside auto or umbrella policies for cohesive protection. Local agents also address the unique coastal weather risks common to the region, particularly hurricane season damage and windstorm preparedness.
Ned Loyd: Allstate Insurance serves clients in Newport News, Virginia, as a local provider of home insurance policies. The agency offers standard homeowners coverage, along with options for renters and condominium insurance to protect personal property and liability. It also assists with bundling home and auto policies for potential discounts. A specialty service that can be added is extended water backup coverage for sump pump overflows or drain blockages.
Spring storms often bring wind and hail damage to homes in Newport News, and A J Fraley - State Farm Insurance Agent provides coverage options tailored to these regional weather risks. Their agency helps homeowners review existing policies for potential gaps in protection. After discussing policy details and assessing individual property needs through a brief consultation, an agent typically coordinates a property inspection to finalize coverage recommendations.
Hampton Roads Insurance and Financial Services, Corporation provides home insurance policies designed to cover dwelling structures and personal property in the Newport News, VA area. Standard homeowners policies protect against common perils such as fire, theft, and wind damage. The agency also specializes in adding endorsements for high-value personal items like jewelry, fine art, and electronics that exceed standard coverage limits. For commercial clients, the agency serves offices, warehouses, and food service establishments with appropriate property and liability insurance solutions.
AAA Newport News Insurance and Member Services provides residential home insurance solutions for customers in Newport News, Virginia. The agency also offers commercial coverage for local businesses, serving policyholders throughout the surrounding area. Agents work to explain policy options and help clients select appropriate levels of protection for their properties. Following each initial policy setup or claim, the office contacts clients to discuss coverage needs and can schedule regular annual reviews to adjust policies as circumstances change.
What Does a a Home Insurance Agent in Newport News Cost?
The average cost of homeowners insurance in Virginia is around $1,200 to $1,800 per year for a typical policy, but rates in Newport News can be higher due to coastal storm risk. Factors like home value, deductible, and flood zone designation affect your premium. This is general information, not insurance advice.
About home insurance agents in Newport News
Home insurance agents in Newport News, Virginia help homeowners protect their property against risks like wind, hail, and flood damage common to the coastal region. Virginia law does not require homeowners insurance, but mortgage lenders typically require it. Agents can explain how Virginia specific factors like hurricane deductibles and flood zone designations affect your policy.
Frequently Asked Questions
What does home insurance cover in Newport News Virginia?
Standard policies cover dwelling, other structures, personal property, liability, and additional living expenses. Virginia coastal areas may require separate wind or flood coverage. Agents can help you understand these options.
How do I choose a home insurance agent in Newport News?
Look for an agent licensed by the Virginia State Corporation Commission. Ask about their experience with coastal properties and flood insurance. Compare quotes from multiple agents to find coverage that fits your needs.
Is flood insurance required in Newport News Virginia?
Flood insurance is not required by Virginia state law, but it is required if your home is in a FEMA designated high risk flood zone and you have a federally backed mortgage. An agent can help you determine your flood risk and obtain a policy through the National Flood Insurance Program.
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