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Find Home Insurance Agents Near You in Lynchburg, VA

Compare home insurance agents in Lynchburg. Review contact information and insurance categorys before you decide.

19 agents listed
Updated May 2026
Lynchburg, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 19 home insurance agents in Lynchburg, VA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mallori Teegarden - State Farm Insurance Agent
114 Tradewynd Dr ste a, Lynchburg, VA 24502
(434) 528-1234 insurancelynchburg.com
Cothran Schoonover Insurance
7212 Timberlake Rd, Lynchburg, VA 24502
(434) 239-2886 c-sinsurance.com
Chip Harvey - State Farm Insurance Agent
21009 Timberlake Rd, Lynchburg, VA 24502
(434) 237-2975 chipharvey.com
Hedges Insurance Agency LLC
22491 Timberlake Rd, Lynchburg, VA 24502
(434) 237-2021 hedgesinsurance.net
Nelles Insurance Solutions
101 Duncraig Dr UNIT 108, Lynchburg, VA 24502
(434) 832-0332 nellesinsurance.com
Insurance Consultants of Lynchburg
22174 Timberlake Rd m, Lynchburg, VA 24502
(434) 237-5926 insuringlynchburg.com
Carrie Mattox: Allstate Insurance
19423 Forest Rd, Lynchburg, VA 24502
(434) 384-6700 agents.allstate.com
Parr Insurance Services- Lynchburg
2154-B Wards Rd, Lynchburg, VA 24502
(434) 528-8100 parrins.net
Leech & Hicks, Inc. Insurance
2504 Langhorne Rd, Lynchburg, VA 24501
(434) 528-5855 leechandhicks.com
Adams Insurance Agency Inc.
7708 Timberlake Rd, Lynchburg, VA 24502
(434) 455-4333 adamsinsuranceinc.com
Parker, Shelton & Associates Inc. - Insurance Agency
25 Greystone Dr Ste 7, Lynchburg, VA 24502
(434) 239-6936 parkersheltoninsurance.com
Taylor Insurance Agencies
1840 Graves Mill Rd, Lynchburg, VA 24502
(434) 385-1664 gbtaylorins.com
Andy Mathews Agency
2782 Waterlick Rd, Lynchburg, VA 24502
(434) 534-9004 askandysagents.com
Mid-State Insurance Agency
2525 Rivermont Ave, Lynchburg, VA 24503
(434) 528-1001 erieinsurance.com
Bost Insurance
2420 Langhorne Rd, Lynchburg, VA 24501
(434) 846-3274 progressiveagent.com
Campbell Insurance
801 Main St, Lynchburg, VA 24504
(434) 847-5541 campbellins.com
Pure Cover Insurance Agency
105 Tradewynd Dr, Lynchburg, VA 24502
(434) 922-1665 agents.allstate.com
Timberlake Insurance Agency Inc
20190 Timberlake Rd Suite A, Lynchburg, VA 24502
(434) 237-6503 lynchburginsurance.com
Gardner Insurance Solutions, LLC
3723 Old Forest Rd, Lynchburg, VA 24501
(434) 316-5433 jmgardnerinsurance.com

Home insurance agents in Lynchburg Virginia help homeowners find coverage for their property against risks like fire theft and weather damage. Virginia law does not require homeowners insurance but mortgage lenders typically do. Agents can explain policy options including dwelling coverage personal property and liability protection that meet local needs.

What Does a Home Insurance Agent in Lynchburg Cost?

Home insurance premiums in Virginia average around 1200 to 1600 dollars per year for a standard policy. In Lynchburg rates can vary from 900 to 2000 dollars annually depending on coverage levels and home specifics. Factors like the homes age roof condition and distance from a fire station affect the price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Lynchburg do?
A home insurance agent in Lynchburg helps you compare policies from different insurers. They explain coverage limits deductibles and exclusions. They also assist with filing claims and updating your policy as your needs change.
Is homeowners insurance required by law in Virginia?
Virginia state law does not require homeowners insurance. However most mortgage lenders require it as a condition of the loan. Without a mortgage it is still wise to have coverage to protect your investment.
What factors affect home insurance costs in Lynchburg Virginia?
Costs depend on your homes age location construction type and replacement value. Your claims history and credit score also matter. Lynchburg is in a moderate risk area for weather but flood insurance may be needed separately.