The top-rated home insurance agent in Hampton, Virginia is Greg Holestin - GEICO Insurance Agent, rated 4.9 stars across 1,228 reviews. Other highly rated options include Shelton Lucas - State Farm Insurance Agent, Mark Crump - State Farm Insurance Agent, Paula Boyd - State Farm Insurance Agent. This directory lists 19 home insurance agents serving Hampton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Greg Holestin - GEICO Insurance Agent | 94 Coliseum Xing | (757) 838-5050 |
| 2 | Shelton Lucas - State Farm Insurance Agent | 70 W Mercury Blvd # 201 | (757) 723-6057 |
| 3 | Mark Crump - State Farm Insurance Agent | 910 W Mercury Blvd ofc 1a | (757) 722-7156 |
| 4 | Paula Boyd - State Farm Insurance Agent | 4910 W Mercury Blvd | (757) 826-2412 |
| 5 | Taylor Ethridge - State Farm Insurance Agent | 1326 E Pembroke Ave | (757) 727-0888 |
| 6 | Thomas Vinson - State Farm Insurance Agent | 1158 Big Bethel Rd | (757) 826-0603 |
| 7 | Direct Auto Insurance | 2400 Cunningham Dr #400 | (757) 826-4800 |
| 8 | John Fagan: Allstate Insurance | 135 Kings Way | (757) 826-3200 |
| 9 | AAA Hampton Insurance and Member Services | 1520 Aberdeen Rd | (757) 826-1061 |
| 10 | Troy Chandler: Allstate Insurance | 1515 Hardy Cash Dr | (757) 251-0365 |
Greg Holestin - GEICO Insurance Agent in Hampton, Virginia assists homeowners in protecting their residential properties. The agency provides essential coverage for dwelling structures, personal belongings, and liability protection. Specialized add-ons such as flood insurance and identity theft coverage are available to address specific local risks. For commercial clients, this office can also insure offices, warehouses, and food service establishments against property damage and operational liabilities.
Shelton Lucas - State Farm Insurance Agent serves the Hampton, VA metro area and surrounding communities, offering home insurance services to local homeowners. The agency provides standard homeowners policies that cover dwelling protection, personal property, and liability coverage. Homeowners in Hampton can also discuss options for supplemental protections against common regional risks. This agency handles both new policy setups and policy reviews for existing customers in the area.
Located in Hampton, VA, Mark Crump’s State Farm Agency offers a full range of home insurance services, including coverage for property damage, liability protection, and personal belongings. The agency assists clients with policy selection, risk evaluation, and filing claims when needed. Maintenance plans are not provided directly, but the team can guide homeowners on loss prevention and policy adjustments. It services single-family homes, apartments, retail spaces, and restaurants.
Paula Boyd - State Farm Insurance Agent serves homeowners, renters, and condominium owners in the Hampton, VA area by providing home insurance policies that cover dwelling protection, personal property, and liability. The agency also assists property managers with tailored insurance packages for rental units and multi-family buildings. Clients often come to discuss deductible options and bundling discounts available with auto policies. The office additionally serves families and landlords in the neighboring Newport News community.
Serving Hampton, VA, and the surrounding communities, Taylor Ethridge - State Farm Insurance Agent handles homeowners insurance policies for local residences. The agency assists clients in selecting coverage that protects their property and personal belongings from common regional risks. For a typical job, the agent reviews a homeowner's specific needs and property details before recommending appropriate policy options that balance protection with budget considerations.
After hurricane season or seasonal storms in Hampton, VA, reviewing a home insurance policy becomes a priority for many homeowners. Thomas Vinson - State Farm Insurance Agent provides guidance on residential coverage options tailored to coastal properties. The agent helps local clients understand policy details, including protections for wind and flood damage common to the region. Standard services include discussing coverage limits and deductible choices that align with each home’s value. A comprehensive needs analysis often begins with a visual walk-through of the property to assess unique risks.
Direct Auto Insurance in Hampton, Virginia, provides residential home insurance to protect local homeowners and their properties. Commercial coverage options are also available for small businesses and landlords. The agency serves clients throughout the Hampton Roads area. Each homeowner receives a personalized policy review tailored to their needs. Follow-up consultations are encouraged after any property change or renewal period, and repeat service is available between regular policy visits to adjust coverage as needed.
When seeking home insurance, homeowners choose between a single policy purchase and ongoing coverage that renews annually for continuous protection. John Fagan: Allstate Insurance in Hampton, VA, helps clients understand this choice while offering policies that cover dwelling, personal property, and liability on a recurring basis. The agent clarifies how deductibles and coverage limits affect each plan. Service runs on a continued basis with annual policy reviews and renewal reminders provided as needed.
Specializing in home insurance policies tailored to coastal properties, damage from severe storms, and coverage for personal liability, AAA Hampton Insurance and Member Services operates as a home insurance agent in Hampton, Virginia. Its representatives assist local homeowners with evaluating dwelling limits, contents protection, and flood endorsements necessary for the Tidewater region. The agency also handles adjustments to policies when residents remodel or add safety features. Each year, its guidance proves especially valuable during hurricane season when clients review their wind damage deductibles.
Troy Chandler: Allstate Insurance assists homeowners in Hampton, Virginia, with structuring standard dwelling protection. The agency can help arrange for supplemental coverage options, including valuable items and identification theft restoration services. Clients exploring protection for wood, frame, or brick construction can receive a consultation for replacement cost estimates. Commercial sector risk management is also available, necessitating assessment for offices, warehouses, and food service operations.
What Does a a Home Insurance Agent in Hampton Cost?
The average annual home insurance premium in Virginia is around 1,200 to 1,500 dollars but rates in Hampton can be higher due to coastal exposure. A typical policy for a 250,000 dollar home might cost 1,000 to 2,000 dollars per year depending on deductibles and coverage limits. This is general information not insurance advice.
About home insurance agents in Hampton
A home insurance agent in Hampton Virginia can help you find a policy that protects your home and belongings. Virginia law requires proof of financial responsibility for property owners but does not mandate specific coverage levels. Agents in Hampton understand local risks like coastal weather and can guide you through policy options.
Frequently Asked Questions
What does a home insurance agent in Hampton do?
A home insurance agent helps you compare policies from different carriers to find coverage that fits your needs. They explain terms like dwelling coverage and personal property limits. They also assist with claims and policy changes after purchase.
Is home insurance required by law in Virginia?
Virginia does not require homeowners insurance by state law. However mortgage lenders almost always require it as a condition of the loan. Without a mortgage you can choose to go without coverage but it is risky.
What factors affect home insurance costs in Hampton Virginia?
Costs depend on your homes age construction type location and distance to the coast. Your claims history and credit score also matter. Virginia has a competitive market so rates vary widely between companies.
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