The top-rated home insurance agent in Providence, Rhode Island is Cross Insurance, rated 4.9 stars across 898 reviews. Other highly rated options include Podmaska Insurance Agency Inc, Marnette Bromberg: Allstate Insurance, Wilson Insurance Agency. This directory lists 12 home insurance agents serving Providence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cross Insurance | 291 Promenade St | (401) 431-9200 |
| 2 | Podmaska Insurance Agency Inc | 1309 Chalkstone Ave | (401) 272-5444 |
| 3 | Marnette Bromberg: Allstate Insurance | 2 Richmond Square Ste 203 | (401) 270-3042 |
| 4 | Wilson Insurance Agency | 723 Atwells Ave | (401) 453-6659 |
| 5 | Insurance Leader | 1237 Elmwood Ave | (401) 781-1810 |
| 6 | Guzman Insurance Group, LLC: Allstate Insurance | 1214 Broad St Lowr Level | (401) 785-0806 |
| 7 | ONE STOP INSURANCE AGENCY | 858 Broad St | (401) 785-3339 |
| 8 | World Insurance Associates LLC | 477 Elmwood Ave | (401) 572-3303 |
| 9 | Farmington Insurance Agency | 24 Farmington Ave | (401) 944-2230 |
| 10 | Lefebvre Insurance Agency, Inc. | 839 N Main St | (401) 273-0022 |
Cross Insurance serves the Providence, Rhode Island metro area as a home insurance agent. It helps homeowners secure coverage for their dwellings and personal property. The agency works with clients to understand typical regional risks such as nor'easter storms and coastal flooding. Policies can be tailored to protect a home’s structure while also covering liability for accidents on the property. Cross Insurance assists with customizing standard homeowners policies, including arranging additional protection for valuable personal items like jewelry or art.
Podmaska Insurance Agency Inc provides a range of home insurance services for clients throughout Providence, RI, including policy assessments and coverage adjustments. It offers regular policy reviews to ensure plans align with changing property values and personal circumstances. The agency also assists with documentation and filing processes for claims as needed. It services single-family homes, apartments, retail spaces, and restaurants.
Marnette Bromberg: Allstate Insurance serves homeowners in Providence, Rhode Island, offering protection for their properties and personal belongings against common risks like fire, theft, and weather damage. Policyholders can customize their coverage to match their individual needs and budget. The agency also assists with protecting personal liability, ensuring financial security for families. In addition to serving Providence residents, this home insurance agent also covers the neighboring community of Cranston.
Wilson Insurance Agency serves homeowners in Providence, Rhode Island, and the surrounding communities throughout Providence County. The agency handles a full range of home insurance products, including coverage for single-family homes, condominiums, and rental properties. It works with clients to explain policy details, such as dwelling protection and personal liability limits. To handle a typical job, the agency first reviews the property’s value and specific risks with the homeowner, then compares quotes from multiple carriers to recommend an appropriate level of coverage.
When selecting a home insurance agent, clients can choose between one-time policy purchases or ongoing service for renewals and adjustments. As a Providence-based provider, Insurance Leader offers guidance on policies that protect homes and belongings in this region. Coverage options typically address dwelling protection, liability, and additional living expenses during claims. Service for Insurance Leader runs on a scheduled basis, allowing clients to review coverage at regular intervals.
Guzman Insurance Group, LLC: Allstate Insurance specializes in crafting home insurance policies that address the unique risks of Providence properties, from historic single-family homes to new condominiums. Its general service work includes advising clients on standard coverage options and policy updates. As a local agency, it routinely helps homeowners evaluate their plans to ensure proper protection. With New England’s coastal storms and winter ice damage posing persistent threats, the agency frequently reviews policies to address potential flooding and freeze-related claims before severe weather arrives.
As winter storms and seasonal humidity test Providence homes against wind and moisture, ONE STOP INSURANCE AGENCY reviews local property coverage to address shift damage and plumbing failures. This home insurance agent works with homeowners to adjust policies reflecting current rebuilding costs in the Rhode Island area, ensuring dwelling limits keep pace with construction markets. The process begins with a walk-through inspection of the property to photograph exterior and interior conditions, assess roof age, and document any existing wear before finalizing a policy structure.
World Insurance Associates LLC in Providence, RI provides property coverage to protect homeowners from common perils such as fire, theft, and weather damage. They additionally can arrange specialty add-ons like flood insurance or liability protection for personal assets. Their services are available for offices, warehouses, and food service operations requiring tailored coverage for commercial property and business contents.
Farmington Insurance Agency in Providence, Rhode Island, is known for providing homeowners with tailored coverage options that address local weather risks. The agency serves homeowners across the city, helping them protect their properties and personal belongings through standard policies. As a home insurance agent, Farmington works with regional carriers familiar with the area. Homeowners can rely on the agency to clarify coverage limits and deductibles. Farmington also specializes in arranging additional flood insurance for homes in designated flood zones.
What Does a a Home Insurance Agent in Providence Cost?
The average annual home insurance premium in Rhode Island is around $1,200 to $1,500 for a standard policy. In Providence, rates can be higher for older homes or properties near the waterfront. Actual costs vary based on coverage limits, deductibles, and individual risk factors. This is general information and not insurance advice.
About home insurance agents in Providence
Home insurance agents in Providence help you find coverage for your house and belongings. Rhode Island law does not require homeowners insurance, but mortgage lenders usually do. Agents can explain local risks like coastal storms and older home wiring issues.
Frequently Asked Questions
What does a home insurance agent in Providence do?
A home insurance agent helps you compare policies from different companies. They explain coverage limits, deductibles, and exclusions. They also assist with claims and policy changes.
Is home insurance required in Rhode Island?
Rhode Island state law does not require homeowners insurance. However, most mortgage lenders require it to protect their investment. An agent can help you meet lender requirements.
What factors affect home insurance cost in Providence?
Costs depend on your homes age, location, and construction type. Proximity to the coast and the homes electrical or plumbing systems also matter. Your claims history and credit score can affect rates too.
Home Insurance Agents in Other Rhode Island Cities
Cranston · Johnston · Middletown · North Kingstown · North Providence · Pawtucket · Warwick