The top-rated home insurance agent in Cranston, Rhode Island is Christopher Chappell at Comparion Insurance Agency, rated 5.0 stars across 160 reviews. Other highly rated options include Marcus Alves at Comparion Insurance Agency, Jennifer Bergeron at Comparion Insurance Agency, Gaulin Insurance Agency. This directory lists 20 home insurance agents serving Cranston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Christopher Chappell at Comparion Insurance Agency | 1000 Chapel View Blvd Suite 128 | (401) 824-1114 |
| 2 | Marcus Alves at Comparion Insurance Agency | 1000 Chapel View Blvd Suite 128 | (401) 824-1105 |
| 3 | Jennifer Bergeron at Comparion Insurance Agency | 1000 Chapel View Blvd Suite 128 | (401) 824-1106 |
| 4 | Gaulin Insurance Agency | 1 Rolfe Square | (401) 781-4010 |
| 5 | Celia Blanco Insurance | 1277 Cranston St | (401) 946-7678 |
| 6 | Rhode Island Insurance Agency | 63 Sockanosset Cross Rd Ste 2A | (401) 737-8176 |
| 7 | Lathrop Insurance | 75 Sockanosset Cross Rd UNIT 300 | (401) 596-2525 |
| 8 | Weaver Agency INC | 51 Sockanosset Cross Rd #205 | (508) 372-9534 |
| 9 | Comparion Insurance Agency | 1000 Chapel View Blvd Suite 128 | (401) 946-8600 |
| 10 | EDDIE INSURANCE AGENCY | 749 Reservoir Ave | (401) 944-8900 |
Christopher Chappell at Comparion Insurance Agency in Cranston, RI specializes in tailoring home insurance policies to protect both the structure and personal belongings of clients. General service work includes assessing property values and liability coverage needs to ensure comprehensive protection for local homeowners. The company helps clients navigate coverage options during the coastal storm season, addressing wind and flood damage risks common to the Rhode Island area.
When arranging home insurance, clients choose between a one-time policy purchase and ongoing coverage that renews periodically. As a Home Insurance Agent, Marcus Alves at Comparion Insurance Agency in Cranston, Rhode Island, helps local homeowners assess property risks and select appropriate protection. The agent provides guidance on standard coverage for dwelling, personal belongings, and liability. Advice is tailored to individual home structures and neighborhood considerations in the Cranston area. Consultations emphasizing thorough plan explanation and annual review come on a one-time, scheduled, or as-needed basis as a homeowner’s circumstances change.
Jennifer Bergeron at Comparion Insurance Agency offers specialized home insurance policies tailored to properties in Cranston, Rhode Island, along with general coverage for personal liability and dwelling protection. The agency works to help local homeowners find appropriate plans that safeguard their residences and possessions. As seasonal weather in Rhode Island can bring nor’easters and heavy snowfall, the agency assists clients in reviewing their policies for adequate coverage against potential winter storm damage and associated water or ice claims.
With coastal storms and winter nor’easters a recurring concern across Cranston, property protection requires a thorough review of coverage options. Gaulin Insurance Agency provides personal home insurance tailored to local risks, helping homeowners assess their existing policies for adequate dwelling and liability limits. Familiar with Rhode Island’s weather patterns, the agency focuses on matching policies to the specific construction and age of homes in the area. A new client’s first step is a policy review to identify gaps and discuss appropriate endorsements.
Celia Blanco Insurance provides residential coverage for homes throughout Cranston, Rhode Island, ensuring local property owners protect their investments. The agency also assists local businesses with commercial insurance needs, serving clients across the greater Cranston area. Policies are tailored to meet individual requirements, with agents guiding customers through options. After settling a claim or updating a policy, the team offers convenient follow-up support and repeat service during regular annual review visits.
Rhode Island Insurance Agency, based in Cranston, is recognized for offering tailored home insurance policies to local homeowners. Its service range includes standard coverage for dwellings, personal property, and liability protection, helping clients secure financial stability against common regional risks like storm damage or theft. The agency also extends its services to address specific homeowner needs, such as add-on flood insurance for properties in designated flood zones.
Lathrop Insurance serves homeowners in and around Cranston, Rhode Island, providing home insurance agent services. The company guides clients through evaluating property coverage options, ensuring protection against common regional risks such as storms and liability claims. Each policy is tailored to the specific needs of the homeowner. Lathrop Insurance handles the processing of applications and offers assistance with filings for both new home purchases and refinancing transactions in this area.
Weaver Agency INC provides a full range of home insurance services to residents in and around Cranston, Rhode Island. The agency helps clients select appropriate policies that cover dwelling, personal property, and liability protection. It offers routine policy reviews to ensure coverage remains aligned with changing needs and property values. The company also assists with claims support and can recommend risk-reduction measures for homeowners. Weaver Agency INC serves single-family homes, apartments, retail businesses, and restaurants throughout the local area.
Comparion Insurance Agency handles the essential task of protecting homes in Cranston, Rhode Island, offering standard policies for dwelling coverage and personal property. For added security, it assists clients in securing specialty endorsements such as flood insurance or identity theft protection, which are common concerns for local property owners. The agency’s services also extend to commercial sectors, including coverage needs for offices, warehouses, and food service establishments.
EDDIE INSURANCE AGENCY serves homeowners and property managers in Cranston, Rhode Island by offering policies that protect single-family homes, condominiums, and rental properties from common regional risks. The agency works with clients to find coverage for dwelling structures, personal belongings, and liability concerns that arise from everyday life. It helps residents assess their specific insurance needs and provides options tailored to individual properties. EDDIE INSURANCE AGENCY also extends its services to homeowners in nearby Providence and the greater Cranston metro area.
What Does a a Home Insurance Agent in Cranston Cost?
The average cost of home insurance in Rhode Island is around 1,200 to 1,800 dollars per year for a standard policy. Cranston rates may be slightly higher due to urban density and storm risk. Factors like your homes age construction type and claims history also affect the price. This is general information and not insurance advice.
About home insurance agents in Cranston
Home insurance agents in Cranston Rhode Island help homeowners protect their property against risks like fire theft and weather damage. Rhode Island requires insurers to offer coverage for windstorm and hail damage as part of standard policies. Agents can explain how local factors such as proximity to the coast affect your premium and coverage needs.
Frequently Asked Questions
What does a home insurance agent in Cranston do?
A home insurance agent helps you compare policies from different carriers to find coverage that fits your home and budget. They explain policy details like dwelling coverage liability limits and deductibles. Agents also assist with filing claims and updating your policy after renovations or major purchases.
Is home insurance required by law in Rhode Island?
Rhode Island does not legally require homeowners to carry insurance. However mortgage lenders almost always require a policy that covers the loan amount. Without insurance you risk financial loss from fire storm damage or liability claims.
How do Rhode Island laws affect home insurance rates in Cranston?
Rhode Island law mandates that insurers offer replacement cost coverage for dwelling losses. The state also requires a 30 day notice before a policy is non renewed for non payment. Coastal areas like Cranston may see higher rates due to wind and flood exposure.
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