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HomeHome Insurance AgentsRhode Island › Middletown

Find Home Insurance Agents Near You in Middletown, RI

Browse home insurance agents serving Middletown, Rhode Island. Updated 2026-07-14.

The top-rated home insurance agent in Middletown, Rhode Island is AAA Middletown, rated 4.6 stars across 216 reviews. Other highly rated options include Carey, Richmond & Viking Insurance, Hilb Group, KVT Insurance LLC. This directory lists 11 home insurance agents serving Middletown.

Showing 11 home insurance agents in Middletown, RIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1AAA Middletown49 E Main Rd(401) 841-5000
2Carey, Richmond & Viking Insurance2 Corporate Pl Suite 306(401) 683-3900
3Hilb Group500 W Main Rd(401) 847-5200
4KVT Insurance LLC2 Corporate Pl(401) 849-8502
5Aquidneck Island Insurance702 Aquidneck Ave #18(401) 354-2172
6The SIG Insurance Agencies: Middletown, Rhode Island999 West Main Street(401) 849-4100
7New Insurance Agency RI674 Aquidneck Ave(401) 859-4140
8Nationwide Insurance: Roy L Souza999 W Main Rd(401) 849-4100
9Newport Insurance Agency460 E Main Rd(401) 619-1660
10Prudential | Tony Kutsaftis | Life Insurance & Annuities702 Aquidneck Ave(401) 848-0720
AM
49 E Main Rd
AAA Middletown
Home Insurance Agent · Middletown, RI

AAA Middletown serves the Newport County area of Rhode Island. As a home insurance agent, this office helps local homeowners and renters arrange property coverage for their homes and personal belongings. A primary service is the initial risk assessment conversation, where a representative discusses insurance needs with clients. The company also assists those looking to bundle their home and auto policies. Handling policy renewals is another service this agency provides for its community. It manages claims assistance for clients after an incident occurs.

CR
2 Corporate Pl Suite 306
Carey, Richmond & Viking Insurance
Home Insurance Agent · Middletown, RI

Carey, Richmond & Viking Insurance provides a full range of home insurance services for residents in and around Middletown, Rhode Island. It offers standard homeowners policies as well as extended coverage options tailored to individual property needs. The agency assists clients with policy selection, risk assessment, and claims support throughout the life of each policy. It services single-family homes and apartments, along with retail shops and restaurants that require property insurance.

HG
500 W Main Rd
Hilb Group
Home Insurance Agent · Middletown, RI

Serving homeowners and property managers, this agency secures essential home insurance policies to protect residential assets against common regional risks like storms and liability issues. The firm operates as Hilb Group, guiding clients through tailored coverage options for their properties in Middletown. It regularly assists policyholders with claims support and policy reviews to ensure adequate protection. Its service area also extends to nearby communities such as Portsmouth and other towns throughout Aquidneck Island.

KI
2 Corporate Pl
KVT Insurance LLC
Home Insurance Agent · Middletown, RI

Serving Middletown, Newport, and the surrounding communities of Aquidneck Island, KVT Insurance LLC helps homeowners obtain customized coverage that protects their property and personal belongings. The agency works closely with local clients to assess the specific risks of coastal New England living. For each typical job, it begins with a thorough review of the property’s unique features and then compares options from multiple carriers to find a suitable policy.

AI
702 Aquidneck Ave #18
Aquidneck Island Insurance
Home Insurance Agent · Middletown, RI

Aquidneck Island Insurance distinguishes between single-purchase homeowners policies and ongoing service relationships that adjust coverage as needs change. As a home insurance agent in Middletown, RI, the company helps clients select policies that protect dwellings, personal belongings, and liability exposure against common regional risks. The agency explains the different coverage tiers available to homeowners and assists in comparing options from multiple carriers. Service runs on an as-needed basis, with clients encouraged to schedule reviews when they buy, sell, or renovate a home.

SI
999 West Main Street
The SIG Insurance Agencies: Middletown, Rhode Island
Home Insurance Agent · Middletown, RI

The SIG Insurance Agencies specializes in home insurance for properties in the Middletown, Rhode Island area. It provides coverage options for single-family homes, condominiums, and rental properties. General services include policy consultations to help clients understand their dwelling protection and personal property limits. The agency also assists with liability coverage and the addition of endorsements for valuable items. During the winter months, it specifically helps homeowners address concerns related to ice dam damage and frozen pipe claims, ensuring appropriate protection is in place before the coldest weather arrives.

NI
674 Aquidneck Ave
New Insurance Agency RI
Home Insurance Agent · Middletown, RI

After a coastal storm or the harsh New England winter, homeowners in Middletown often need to review their coverage for hidden water or wind damage. New Insurance Agency RI helps local residents by comparing policies from multiple carriers to find suitable protection for their property’s specific risks. Their service focuses on explaining deductible options and liability limits in plain terms. The process typically begins with a no-obligation property walkthrough to assess structure value and contents, followed by a written coverage proposal.

NI
999 W Main Rd
Nationwide Insurance: Roy L Souza
Home Insurance Agent · Middletown, RI

Nationwide Insurance: Roy L Souza provides comprehensive home insurance services to property owners in the Middletown, RI area. It offers standard dwelling coverage and can add specialized endorsements for valuable personal property, additional living expenses, and liability protections. The agency also recommends reviewing policy limits to account for local building costs and weather-related risks. Its clientele includes individual homeowners as well as commercial sectors such as offices, warehouses, and food service establishments.

NI
460 E Main Rd
Newport Insurance Agency
Home Insurance Agent · Middletown, RI

Newport Insurance Agency in Middletown, RI is known for helping homeowners protect their properties along the coast and across the Aquidneck Island region. Its services include personalized evaluations of dwelling coverage, liability protection, and personal property insurance. Policies are tailored to address the specific weather and flood risks common to this New England area. For added protection, customers can arrange for scheduled coverage on high-value items like jewelry or fine art.

PT
702 Aquidneck Ave
Prudential | Tony Kutsaftis | Life Insurance & Annuities
Home Insurance Agent · Middletown, RI

Prudential | Tony Kutsaftis | Life Insurance & Annuities offers residential home insurance coverage for properties in the Middletown, Rhode Island area, along with related commercial coverage for local business structures. The agency assists homeowners with policy evaluations to ensure adequate protection against regional weather risks and general property concerns. Clients can contact the office for initial consultations, policy adjustments at renewal, or to inquire about bundled coverage options. The team welcomes follow-up inquiries and repeat service appointments to update plans between regular seasonal visits.

NI
999 W Main Street
Nationwide Insurance: SIG Insurance Agencies
Home Insurance Agent · Middletown, RI
(401) 849-4100
agency.nationwide.com/brian-e-rogers-in-middletown-ri

What Does a a Home Insurance Agent in Middletown Cost?

The average cost of home insurance in Rhode Island is about 1,200 to 1,800 dollars per year for a standard policy. Rates in Middletown may be higher due to coastal exposure and wind risk. Your actual cost depends on factors like home value, age of the property, and chosen deductibles. This is general information and not insurance advice.

About home insurance agents in Middletown

Home insurance agents in Middletown Rhode Island help homeowners protect their property against risks like coastal storms and fire. Rhode Island law requires insurers to offer coverage for wind and hail damage. An agent can explain policy options and help you meet mortgage requirements.

Frequently Asked Questions

What does a home insurance agent in Middletown do?

A home insurance agent helps you choose a policy that fits your home and budget. They explain coverage limits and deductibles. They also assist with filing claims after a loss.

Do I need flood insurance in Middletown Rhode Island?

Flood insurance is not required by state law but may be needed by your mortgage lender. Many Middletown homes are in flood zones near the coast. A home insurance agent can help you buy a separate flood policy through the National Flood Insurance Program.

How long do I have to file a home insurance claim in Rhode Island?

Rhode Island law does not set a specific deadline for filing a claim. However most policies require you to notify the insurer promptly after a loss. Check your policy for time limits to avoid denial.

Home Insurance Agents in Other Rhode Island Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.