Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 11 home insurance agents in Middletown, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Middletown
49 E Main Rd, Middletown, RI 02842
(401) 841-5000
branches.northeast.aaa.com
Carey, Richmond & Viking Insurance
2 Corporate Pl Suite 306, Middletown, RI 02842
(401) 683-3900
crvinsurance.com
Hilb Group
500 W Main Rd, Middletown, RI 02842
(401) 847-5200
opi.hilbgroupne.com
KVT Insurance LLC
2 Corporate Pl, Middletown, RI 02842
(401) 849-8502
crvinsurance.com
Aquidneck Island Insurance
702 Aquidneck Ave #18, Middletown, RI 02842
(401) 354-2172
The SIG Insurance Agencies: Middletown, Rhode Island
999 West Main Street, Middletown, RI 02842
(401) 849-4100
findsig.com
New Insurance Agency RI
674 Aquidneck Ave, Middletown, RI 02842
(401) 859-4140
Nationwide Insurance: Roy L Souza
999 W Main Rd, Middletown, RI 02842
(401) 849-4100
Prudential | Tony Kutsaftis | Life Insurance & Annuities
702 Aquidneck Ave, Middletown, RI 02842
(401) 848-0720
Newport Insurance Agency
460 E Main Rd, Middletown, RI 02842
(401) 619-1660
Nationwide Insurance: SIG Insurance Agencies
999 W Main Street, Middletown, RI 02842
(401) 849-4100
agency.nationwide.com
What Does a Home Insurance Agent in Middletown Cost?
The average cost of home insurance in Rhode Island is about 1,200 to 1,800 dollars per year for a standard policy. Rates in Middletown may be higher due to coastal exposure and wind risk. Your actual cost depends on factors like home value, age of the property, and chosen deductibles. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Middletown do?
A home insurance agent helps you choose a policy that fits your home and budget. They explain coverage limits and deductibles. They also assist with filing claims after a loss.
Do I need flood insurance in Middletown Rhode Island?
Flood insurance is not required by state law but may be needed by your mortgage lender. Many Middletown homes are in flood zones near the coast. A home insurance agent can help you buy a separate flood policy through the National Flood Insurance Program.
How long do I have to file a home insurance claim in Rhode Island?
Rhode Island law does not set a specific deadline for filing a claim. However most policies require you to notify the insurer promptly after a loss. Check your policy for time limits to avoid denial.