The top-rated home insurance agent in Kalispell, Montana is Jeremy Hicks - State Farm Insurance Agent, rated 5.0 stars across 700 reviews. Other highly rated options include Sandra Goode-Long - State Farm Insurance Agent, Flathead Insurance- Kalispell Montana Insurance, TJ Wendt - State Farm Insurance Agent. This directory lists 20 home insurance agents serving Kalispell.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jeremy Hicks - State Farm Insurance Agent | 175 Hutton Ranch Rd #113 | (406) 752-3515 |
| 2 | Sandra Goode-Long - State Farm Insurance Agent | 475 N Main St | (406) 257-7714 |
| 3 | Flathead Insurance- Kalispell Montana Insurance | 2330 U.S. Hwy 2 E | (406) 752-8000 |
| 4 | TJ Wendt - State Farm Insurance Agent | 2129 US-2 | (406) 752-9300 |
| 5 | Grachek Insurance | 1147 S Main St | (406) 755-4000 |
| 6 | Tamarack Insurance | 185 Commons Loop Suite C | (406) 270-2463 |
| 7 | Bailey Insurance Services | 4 Meridian Ct | (406) 752-7676 |
| 8 | Farmers Insurance - Shaine Reece | 575 Sunset Blvd Suite 102 | (406) 752-9100 |
| 9 | Montana First Insurance, Inc. | 1088 N Meridian Rd | (406) 755-0719 |
| 10 | Paradox Insurance Agency | 1205 S Main St | (406) 451-0180 |
Jeremy Hicks - State Farm Insurance Agent serves the Kalispell, Montana area by offering home insurance policies designed to protect local residences from common regional risks such as wildfire and snow damage. This agency provides personalized consultations to help homeowners understand their coverage needs for both primary dwellings and seasonal properties. Policy options typically include structural protection, liability coverage, and additional living expenses if a home becomes uninhabitable. The agency also handles bundling discounts when home insurance is combined with auto insurance from the same provider.
Sandra Goode-Long - State Farm Insurance Agent offers home insurance coverage tailored to protect residential properties in the Kalispell area. Policies are structured to safeguard against common regional weather events and property damage. Clients receive ongoing support for policy adjustments and claims filing. The agency serves single-family homes, selecting appropriate levels of dwelling and personal property protection. It also provides insurance solutions for apartments and retail locations, ensuring business interruption coverage where applicable. Restaurants in the local community are further assisted with specialized liability and equipment protection needs.
Flathead Insurance- Kalispell Montana Insurance serves area homeowners, businesses, and property managers seeking comprehensive home insurance agent services in the region. The company assists clients in protecting their residential structures, personal belongings, and liability exposures against common local risks such as wildfire, hailstorms, and winter freeze damage. Policies are tailored to meet the specific property and coverage needs of homeowners throughout the Flathead Valley. This Kalispell agency also provides its insurance agency services to residents and property owners in the neighboring community of Whitefish.
TJ Wendt - State Farm Insurance Agent serves Kalispell, Montana, and the surrounding Flathead Valley communities. The agency handles residential home insurance policies, including coverage for structures, personal belongings, and liability protection against common local risks such as wind and winter weather. Each policy is reviewed to match the specific needs of the homeowner. For a typical new policy, the agency begins by assessing the property’s value and local risk factors before presenting a straightforward coverage recommendation.
Grachek Insurance, located in Kalispell, MT, provides home insurance policies designed to protect residential property, with customers choosing between a single-payment annual plan and a monthly billing option that recurs throughout the year. Comprehensive coverage typically addresses damage to the structure, personal belongings, and liability for injuries occurring on the premises. Specific exclusions, deductibles, and limits are defined within each individual policy contract, and standard disclosure of policy terms is provided. Home insurance service from this agent is generally available on an as-needed basis for policy inquiries, adjustments, or new enrollments.
Tamarlack Insurance specializes in securing home insurance policies tailored to the structural needs of properties in Kalispell, Montana. It generally helps residents evaluate coverage for standard dwellings, personal belongings, and liability protection. The agency works to align each policy with local rebuilding costs and weather conditions. A specific concern it addresses is preparing coverage adjustments before the spring thaw, which can cause flooding or property damage from melting snow and ice dams.
As winter snow and ice threaten Kalispell homes, Bailey Insurance Services helps local homeowners review their property coverage for freeze and wind damage. Recognizing the specific risks of the Flathead Valley, this agent provides guidance on standard home insurance policies protecting structures and belongings. They understand that each residential property has unique value and exposure. A new client’s process begins with a walk-through of the home and property to assess existing protection needs.
Serving Kalispell and the surrounding area, this agency helps homeowners secure protection for their property and personal assets. It offers coverage for typical perils, such as fire, theft, and weather-related damage, and can arrange supplemental policies for valuable items, liability protection, and additional living expenses during a loss. The agent works with local residents to customize their plans for different housing types, including single-family homes, condominiums, and townhouses. Policies can also be structured for commercial clients, such as offices, warehouses, and food service operations.
Montana First Insurance, Inc., located in Kalispell, offers residential home insurance tailored to the needs of local homeowners, along with commercial coverage options for businesses in the surrounding area. Their work involves assessing property risks and matching clients with appropriate policies from various carriers. After an initial policy is set, they provide ongoing service and are available to adjust coverage when circumstances change, ensuring clients receive consistent support between regular renewal visits.
Paradox Insurance Agency in Kalispell, MT, is known for helping homeowners protect their properties against common regional risks in the Flathead Valley area. Its service range includes standard home insurance policies that cover dwelling, personal property, and liability for local residences. The company works to match coverage options to individual homeowner needs. A specialty service it can add on is coverage for detached structures such as barns, sheds, or workshops.
What Does a a Home Insurance Agent in Kalispell Cost?
The average cost of home insurance in Montana is about $1,500 to $2,500 per year for a standard policy, but rates vary by home value, location, and coverage level. Kalispell properties near forested areas may have higher premiums due to wildfire risk. This is general information, not insurance advice.
About home insurance agents in Kalispell
Home insurance agents in Kalispell help protect your property against risks common to Montana, such as wildfires and heavy snow loads. Montana law requires insurers to offer coverage for earthquake damage, though you may decline it in writing. Local agents understand the unique building codes and weather patterns of the Flathead Valley.
Frequently Asked Questions
What does a home insurance agent in Kalispell do?
A home insurance agent helps you find a policy that fits your home and budget. They explain coverage options, answer questions, and assist with claims. In Montana, agents must be licensed by the state insurance department.
Is home insurance required in Montana?
Montana law does not require home insurance for homeowners. However, if you have a mortgage, your lender will likely require it. Even without a loan, many homeowners choose coverage to protect against fire, theft, and liability.
How do I choose a home insurance agent in Kalispell?
Look for an agent with experience in Montana and knowledge of local risks like wildfire and winter storms. Check their license status through the Montana Commissioner of Securities and Insurance. You can also ask for referrals from neighbors or real estate agents.