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Find Home Insurance Agents Near You in Helena, MT

Browse home insurance agents serving Helena, Montana. Updated 2026-07-14.

The top-rated home insurance agent in Helena, Montana is Rocky Mountain Medicare, rated 5.0 stars across 237 reviews. Other highly rated options include Joe Mitchell - State Farm Insurance Agent, Jon Miller - State Farm Insurance Agent, Rocky Mountain Insurance Group. This directory lists 19 home insurance agents serving Helena.

Showing 19 home insurance agents in Helena, MTListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Rocky Mountain Medicare1134 Butte Ave(406) 204-1580
2Joe Mitchell - State Farm Insurance Agent601 Euclid Ave Suite D(406) 443-0867
3Jon Miller - State Farm Insurance Agent900 N Last Chance Gulch #103(406) 502-2200
4Rocky Mountain Insurance Group1111 N Rodney St Suite 3(406) 422-4437
5Bison Insurance, PLLC3171 N Montana Ave(406) 442-1414
6Mike Miller - State Farm Insurance Agent900 N Last Chance Gulch #103(406) 442-9900
7Cochrane Insurance Agency201 E Lyndale Ave(406) 442-6700
8MATHIS INSURANCE AGENCY LLC1313 11th Ave(406) 442-9680
9Marsh McLennan Agency1108 Livingston Ave(406) 442-5360
10Insurance Unlimited1040 Helena Ave(406) 442-4144
RM
1134 Butte Ave
Rocky Mountain Medicare
Home Insurance Agent · Helena, MT

Rocky Mountain Medicare serves residents of Helena, Montana, as a local home insurance agent. The agency assists property owners in finding coverage that protects dwellings and personal belongings from common regional risks. Typical policies address perils such as hail, wildfire, and winter freeze damage. The company also helps clients understand deductibles and liability options for their specific properties. Within Helena, Rocky Mountain Medicare handles home insurance reviews for seasonal cabins and helps homeowners in older historic districts update their policies.

JM
601 Euclid Ave Suite D
Joe Mitchell - State Farm Insurance Agent
Home Insurance Agent · Helena, MT

Joe Mitchell - State Farm Insurance Agent provides a comprehensive range of home insurance services designed to protect residential and commercial property owners in Helena, MT. The agency offers customizable policies, including standard coverage for dwelling, personal property, and liability, along with optional maintenance or service plans that can help policyholders manage routine home upkeep. It serves various property types, such as single-family homes, apartments, retail spaces, and full-service restaurants in the local area and surrounding communities.

JM
900 N Last Chance Gulch #103
Jon Miller - State Farm Insurance Agent
Home Insurance Agent · Helena, MT

Jon Miller State Farm Insurance Agent assists homeowners, businesses, and property managers in Helena, Montana with personalized home insurance coverage. The agency helps clients select policies that protect their property and belongings from common regional risks like hail and wildfire. Policies are tailored to fit each customer’s unique situation and budget. The team provides guidance on coverage options, deductibles, and discounts to ensure comprehensive protection. Beyond Helena, Jon Miller State Farm also serves the neighboring community of East Helena and the surrounding Lewis and Clark County area.

RM
1111 N Rodney St Suite 3
Rocky Mountain Insurance Group
Home Insurance Agent · Helena, MT

Rocky Mountain Insurance Group serves Helena, Montana, and the surrounding communities. The agency handles homeowner insurance policies for residential properties in the area. It works with clients to identify appropriate levels of dwelling and liability coverage. For each typical job, the agency reviews the specific risks associated with the home’s location and construction materials. The approach then matches those findings with available insurance products to find a suitable fit for the property owner’s needs.

BI
3171 N Montana Ave
Bison Insurance, PLLC
Home Insurance Agent · Helena, MT

Bison Insurance, PLLC provides specialized home insurance policies tailored for properties in Helena, including coverage for personal liability and dwelling protection. The agency works with homeowners to set appropriate limits for personal property and structures, ensuring adequate financial backing for potential losses. It also assists clients with adjusting coverage during major life events such as adding a new home system. For Helena residents, the agency specifically helps secure coverage against winter freeze damage to pipes and roofing, a common seasonal concern.

MM
900 N Last Chance Gulch #103
Mike Miller - State Farm Insurance Agent
Home Insurance Agent · Helena, MT

Mike Miller - State Farm Insurance Agent provides home insurance services to residential customers in Helena, Montana, along with offering commercial coverage for local businesses throughout the surrounding area. The office assists property owners in securing policies that protect against common regional risks, such as severe weather and fire damage. Clients can expect thorough guidance when selecting a homeowners plan tailored to their individual needs. After an initial policy is established, the agent encourages follow-up consultations and repeat service between regular visits to adjust coverage as circumstances change.

CI
201 E Lyndale Ave
Cochrane Insurance Agency
Home Insurance Agent · Helena, MT

As Helena homeowners prepare their properties for the deep winter freeze that can threaten pipes and roofs, Cochrane Insurance Agency provides tailored home insurance coverage to protect against such seasonal risks. The agency helps local residents assess their policies to ensure adequate protection for common Montana perils, including hailstorms and wildfire damage. For those buying a new home or seeking to update an existing policy, the process begins with a thorough inspection and a consultation to review specific coverage needs.

MI
1313 11th Ave
MATHIS INSURANCE AGENCY LLC
Home Insurance Agent · Helena, MT

MATHIS INSURANCE AGENCY LLC assists homeowners in the Helena area with securing coverage for their personal dwellings and belongings. The agency specializes in adding extra protections such as liability coverage, extended replacement cost, and endorsements for valuable items like jewelry or electronics. As a local home insurance agent, it also helps clients obtain policies for rental properties and secondary homes. The company extends its services to commercial sectors, including offices, warehouses, and food service businesses.

MM
1108 Livingston Ave
Marsh McLennan Agency
Home Insurance Agent · Helena, MT

Marsh McLennan Agency serves the Helena, Montana, area with comprehensive home insurance agent services. It helps local homeowners by evaluating property coverage needs for single-family residences and rental dwellings. The agency assists with insuring against common regional risks such as hailstorms and wind damage. It also processes claims support when properties experience covered losses. Typical services include advising on dwelling and personal property protection. The agency handles personalized policy reviews and flood insurance options.

IU
1040 Helena Ave
Insurance Unlimited
Home Insurance Agent · Helena, MT
AH
2100 11th Ave
AAA Helena Branch
Home Insurance Agent · Helena, MT
(406) 447-8100
mwg.aaa.com/agent-office-locations/mt/helena/aaa-helena-branch
LG
3067 Cabernet Dr Suite 3
Leavitt Great West
Home Insurance Agent · Helena, MT
(406) 443-1060
leavitt.com/greatwest
FI
1752 N Montana Ave
Farmers Insurance - Michael Flies
Home Insurance Agent · Helena, MT
(406) 442-8286
agents.farmers.com/mt/helena/michael-flies
FB
64 Medical Park Dr
Farm Bureau Insurance Tom Schulke and Sean Cirullo
Home Insurance Agent · Helena, MT
(406) 442-8988
FI
2210 N Cooke St Ste 2
Farmers Insurance - Lynda Reisbeck
Home Insurance Agent · Helena, MT
(406) 442-9688
agents.farmers.com/mt/helena/lynda-reisbeck
FI
1117 Helena Ave
Farmers Insurance - Michael Christensen
Home Insurance Agent · Helena, MT
(406) 442-0700
agents.farmers.com/mt/helena/michael-christensen
WI
1205 Butte Ave STE 4
Wolf Insurance Services -Russ & Denise Wolf
Home Insurance Agent · Helena, MT
(406) 443-0111
wolfinsurancemt.com
FB
64 Medical Park Dr Suite B
Farm Bureau Financial Services - Dustin Gillaspie
Home Insurance Agent · Helena, MT
(406) 442-0456
fbfs.com
FU
2100 N Last Chance Gulch
Farmers Union Insurance
Home Insurance Agent · Helena, MT
(406) 443-4630
fumico.net

What Does a a Home Insurance Agent in Helena Cost?

Home insurance costs in Montana vary widely. The average annual premium in Montana is around 1500 to 2500 dollars for a standard policy. Factors include your homes age location construction type and coverage limits. Helena properties near wildfire zones may have higher rates. This is general information and not insurance advice.

About home insurance agents in Helena

Home insurance agents in Helena Montana help homeowners find coverage that meets state requirements and local needs. Montana law does not mandate home insurance but lenders usually require it for mortgaged properties. Agents can explain how policies cover risks like wildfire and winter freeze damage common in the Helena area.

Frequently Asked Questions

What does a home insurance agent in Helena do?

A home insurance agent helps you compare policies from different insurers. They explain coverage limits deductibles and exclusions. They also assist with filing claims and updating your policy as your needs change.

Do I need home insurance in Montana?

Montana state law does not require home insurance. However most mortgage lenders require it to protect their investment. Even without a mortgage insurance protects your home and belongings from fire theft and weather damage.

How do I choose a home insurance agent in Helena?

Look for an agent licensed in Montana with experience in Helena area risks. Ask about their knowledge of local wildfire zones and winter weather coverage. Check their customer reviews and confirm they represent multiple insurance companies.

Home Insurance Agents in Other Montana Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.