The top-rated home insurance agent in Bozeman, Montana is Proper Insurance Services, rated 5.0 stars across 788 reviews. Other highly rated options include Bethany Lentz - State Farm Insurance Agent, Brad Daws - State Farm Insurance Agent, Dusty Daws - State Farm Insurance Agent. This directory lists 21 home insurance agents serving Bozeman.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Proper Insurance Services | 40 Enterprise Blvd Suite 201 | (888) 631-6680 |
| 2 | Bethany Lentz - State Farm Insurance Agent | 3960 Valley Commons Dr Unit 2 | (406) 624-6767 |
| 3 | Brad Daws - State Farm Insurance Agent | 1716 W Main St STE 2 | (406) 587-4010 |
| 4 | Dusty Daws - State Farm Insurance Agent | 1716 W Main St STE 1 | (406) 586-0084 |
| 5 | Jeff Weedin - State Farm Insurance Agent | 1351 Stoneridge Dr #A | (406) 586-4900 |
| 6 | Insurance Unlimited of Bozeman | 1425 W Main St STE. D | (406) 586-1818 |
| 7 | Big Sky Insurance Lanphear Agency | 301 Edelweiss Dr # 5 | (406) 586-5449 |
| 8 | Farmers Insurance - Nicholas Homec | 702 N 19th Ave Ste 1a | (406) 586-8480 |
| 9 | Bridger Insurance Agency | 389 S Ferguson Ave | (843) 485-4093 |
| 10 | Maxwell McDonough at Comparion Insurance Agency | 4575 Valley Commons Dr Suite 203 | (406) 200-6634 |
Proper Insurance Services serves the Bozeman, Montana metro area as a home insurance agent. It helps local homeowners protect their properties against common regional risks such as wildfire and winter storm damage. The company also assists clients in navigating various coverage options for their primary residences and vacation homes. For property owners in this mountain region, Proper Insurance Services works to secure suitable dwelling protection and provides guidance on liability coverage policies tailored to local housing needs.
Bethany Lentz - State Farm Insurance Agent in Bozeman, MT offers a range of home insurance services, including standard coverage for the dwelling and personal property along with liability protection. It provides service and maintenance plans that help clients review policies periodically to adjust for home improvements or changing needs. The agency also assists with filing claims and answering coverage questions throughout the year. It services single-family homes, apartments, retail spaces, and restaurants.
Homeowners, property managers, and small business owners seeking home insurance coverage are the clients of Brad Daws - State Farm Insurance Agent, based in Bozeman, MT. The company offers standard homeowners policies that protect dwellings and personal property, along with optional liability and flood endorsements. It also provides guidance on adjusting deductibles and coverage limits to suit local housing values. The agency extends its services to nearby Belgrade and the surrounding Gallatin County area.
As a home insurance agent in Bozeman, MT, Dusty Daws - State Farm Insurance Agent specializes in helping homeowners find coverage that protects their property and personal belongings. The company assists clients with understanding policy options for dwelling coverage, liability protection, and personal property endorsements, tailoring plans to individual needs. It supports locals in navigating the complexities of protecting structures against regional weather patterns. Notably, the agent also helps customers prepare for the heavy snow loads and freeze risks that can affect Bozeman homes during winter months.
Jeff Weedin, as a local home insurance agent in Bozeman, MT, assists clients with both one-time policy purchases for new homes and recurring service through annual renewals or coverage updates. Regular consultations allow clients to adjust their dwelling protection, personal property limits, and liability coverage as their needs change. Jeff can also explain details like replacement cost versus actual cash value. Service is typically offered on a scheduled basis for annual reviews, along with as-needed support for life events, claims, or policy revisions.
Homeowners in Bozeman often brace for hailstorms each spring, and Insurance Unlimited of Bozeman provides policy adjustments to cover roof and siding repair costs. Their agents evaluate coverage for local weather risks like heavy snowfall and wildfire ember exposure, ensuring deductibles align with property values in the Gallatin Valley. Initial assessments typically include a walkthrough of your home to document structural conditions and update your replacement cost estimate.
Big Sky Insurance Lanphear Agency provides home insurance guidance for residents of Bozeman, Montana. Its agents help property owners understand their standard dwelling and liability coverage, then explain valuable add-ons like replacement cost endorsements or water backup protection. After reviewing a home's structure and contents, the firm can tailor policies for local risks such as wildfire or freeze damage. The agency also extends its expertise to commercial sectors, including offices, warehouses, and food service operations.
Farmers Insurance - Nicholas Homec provides a comprehensive range of insurance services for protecting residential and commercial properties in Bozeman, Montana. Their service offerings include helping clients select appropriate policy coverages and adjust existing plans as needs change. The company also assists with filing claims and ensuring that policyholders understand the details of their coverage. Regular policy reviews are available to help maintain adequate protection over time. The agency services single-family homes, apartments, retail establishments, and restaurants throughout the local area.
Bridger Insurance Agency serves Bozeman and the surrounding Gallatin County area, focusing exclusively on home insurance coverage for local homeowners. This agency assists clients in selecting policies that protect their residences against common regional risks and unforeseen damages. Typical guidance includes evaluating dwelling coverage limits and understanding deductibles. Specializing in policies for both primary homes and seasonal vacation properties in the Bridger area, the agency handles claims support and annual policy reviews.
What Does a a Home Insurance Agent in Bozeman Cost?
The average cost of home insurance in Montana is around 1,200 to 1,800 dollars per year for a standard policy. Costs vary based on home value, location, and coverage limits. Homes in high wildfire zones or with older roofs may cost more. This is general information and not insurance advice.
About home insurance agents in Bozeman
Home insurance agents in Bozeman help you find coverage for your house and belongings. Montana law requires insurers to offer specific wind and hail coverage options. Local agents understand risks like wildfire and snow load that affect homes in Gallatin County.
Frequently Asked Questions
What does a home insurance agent in Bozeman do?
A home insurance agent helps you compare policies from different companies. They explain coverage limits and deductibles. They also help you file claims after a loss.
Do I need special coverage for a mountain home in Montana?
Yes. Many mountain homes need extra coverage for wildfire, wind, and snow damage. Some insurers also require separate flood insurance. An agent can review your specific risks.
How long do I have to file a home insurance claim in Montana?
Montana law gives you up to one year from the date of loss to file a claim. Check your policy for exact deadlines. Contact your agent as soon as possible after damage occurs.