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Find Home Insurance Agents Near You in St Joseph, MO

Compare home insurance agents in St Joseph. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
St Joseph, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 20 home insurance agents in St Joseph, MO Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Gina Conaway - State Farm Insurance Agent
3510 Messanie St F, St Joseph, MO 64507
(816) 232-5307 conawayinsurance.com
AIS
2903 S Belt Hwy, St Joseph, MO 64503
(816) 676-2886 aisyes.com
Patrick Lile American Family Insurance
2721 Pembroke Ln, St Joseph, MO 64506
(816) 279-7770 amfam.com
Clear View Insurance Specialists
3849 Frederick Ave, St Joseph, MO 64506
(816) 232-7400 clearviewinsure.com
Tolly & Associates Inc American Family Insurance
2606 N Belt Hwy, St Joseph, MO 64506
(816) 232-8400 amfam.com
Haley Black - State Farm Insurance Agent
1504 S Riverside Rd, St Joseph, MO 64507
(816) 396-0715 haleyblackinsurance.com
Shelter Insurance - Dana Oerman
6412 King Hill Ave, St Joseph, MO 64504
(816) 238-1450 shelterinsurance.com
Adlee Conaway Insurance Agency LLC American Family Insurance
6402 King Hill Ave, St Joseph, MO 64504
(816) 238-5201 amfam.com
Shelter Insurance
3011 S Belt Hwy, St Joseph, MO 64503
(816) 354-0260 shelterinsurance.com
Wagers Insurance Agency
3603 Woodlawn Terrace, St Joseph, MO 64506
(816) 676-1000 thewagersagency.com
Buchanan County Mutual Insurance Company
1004 S Belt Hwy, St Joseph, MO 64507
(816) 232-0933 buchanancountyinsurance.com
Sunshine Cover Insurance Co
805 S Belt Hwy, St Joseph, MO 64507
(816) 281-5993 buchanancountyinsurance.com
John Joe Insurance Agency, Inc.
2320 N Belt Hwy, St Joseph, MO 64506
(816) 273-0123 johnjoeinsurance.com
Shelter Insurance - Lisa Findley
203 N 36th St Ste C, St Joseph, MO 64506
(816) 232-5491 shelterinsurance.com
Colman Insurance Services
4305 Frederick Ave # 200, St Joseph, MO 64506
(816) 236-1725 colman-ins.com
Benchmark Insurance Agency
3715 Beck Rd b201, St Joseph, MO 64506
(816) 279-3400 gobenchmarkinsurance.com
Shelter Insurance - Matthew Judah
303 S Belt Hwy, St Joseph, MO 64506
(816) 232-4300 shelterinsurance.com
Tilton Thomas & Morgan Inc.
1802 Union St, St Joseph, MO 64501
(816) 233-0266 ttminsurance.com
Berry & Associates Inc
3120 Karnes Rd #F, St Joseph, MO 64506
(816) 279-6010
Saint Joseph Insurance
3715 Beck Rd b201, St Joseph, MO 64506
(816) 364-4381 sjiagency.com

Home insurance agents in St Joseph, Missouri help you protect your property against risks like storms and fire. Missouri law requires insurers to offer replacement cost coverage for dwelling policies. Local agents can guide you through policy options and ensure you meet state requirements.

What Does a Home Insurance Agent in St Joseph Cost?

Home insurance costs in Missouri average around $1,500 to $2,500 per year for standard coverage. In St Joseph, rates may vary based on property age, location, and claim history. Factors like roof condition and credit score also affect premiums. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in St Joseph do?
A home insurance agent helps you compare policies from different carriers. They explain coverage limits, deductibles, and exclusions. They also assist with claims and policy changes.
Do I need home insurance in Missouri?
Missouri does not legally require home insurance. However, most mortgage lenders require it. Without coverage, you risk financial loss from damage or liability.
How do I choose a home insurance agent in St Joseph?
Look for an agent licensed in Missouri with experience in local risks. Ask about their carrier options and customer service. Check reviews and verify their license with the Missouri Department of Insurance.