Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 20 home insurance agents in Cape Girardeau, MO
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Discount Insurance Group
1009 N Kingshighway St, Cape Girardeau, MO 63701
(573) 339-1100
discountinsurancegroup.com
Goosehead Insurance - Nick Laiben
338 Broadway St Ste 311, Cape Girardeau, MO 63701
(573) 334-9999
goosehead.com
TIG Thomas Insurance Group
56 Doctors Park Dr, Cape Girardeau, MO 63703
(573) 651-3652
tig-ins.com
Coalter Insurance Group
1001 Independence St, Cape Girardeau, MO 63703
(573) 339-1222
coalterinsurancegroup.com
Farmers Insurance - Tom Smith
1928 Golden Eagle Ct #3, Cape Girardeau, MO 63701
(573) 651-6515
agents.farmers.com
Hoesli Insurance Agency
338 Broadway St Suite 505, Cape Girardeau, MO 63701
(573) 290-7777
hoesliagency.com
Farmers Insurance - Douglas Spooler, ChFC® RICP® FSCP®
75 Sheridan Dr, Cape Girardeau, MO 63703
(573) 335-4343
agents.farmers.com
Nick Hogan - State Farm Insurance Agent
980 N Kingshighway St #102, Cape Girardeau, MO 63701
(573) 332-0502
nickhoganinsurance.com
Landon Besand - Insurance Agent
1917 William St, Cape Girardeau, MO 63703
(573) 517-7734
Laurel Adkisson Agency LLC American Family Insurance
760 S Kingshighway D, Cape Girardeau, MO 63703
(573) 334-1095
amfam.com
Arnold Insurance
875 N Kingshighway St, Cape Girardeau, MO 63701
(573) 651-0509
myarnoldteam.com
AAA Cape Girardeau Insurance and Member Services
1903 Broadway St, Cape Girardeau, MO 63701
(573) 334-3038
ace.aaa.com
Farmers Insurance - Clarence Matthews
1750 N Kingshighway St Suite B, Cape Girardeau, MO 63701
(573) 334-8888
agents.farmers.com
Brightway Insurance, The Prima Agency
1936 Broadway St B, Cape Girardeau, MO 63701
(573) 335-5822
brightwayprima.com
Blair Bohannon - State Farm Insurance Agent
440 S Mt Auburn Rd Suite 106, Cape Girardeau, MO 63703
(573) 271-2102
mysfagentblair.com
Matthew Hester: Allstate Insurance
835 N Kingshighway St Ste 102, Cape Girardeau, MO 63701
(573) 334-0996
agents.allstate.com
Shelter Insurance - Rebecca Tosarello
87 S Plaza Way, Cape Girardeau, MO 63703
(573) 335-5287
shelterinsurance.com
Rob Rueseler & Associates
113 S Broadview St, Cape Girardeau, MO 63703
(573) 334-5086
rueselerandassociates.com
Shelter Insurance - Terri Shaw
1418 N Kingshighway St, Cape Girardeau, MO 63701
(573) 335-8116
shelterinsurance.com
Capital Insurance & Associates, Inc.
326 S Broadview St, Cape Girardeau, MO 63703
(573) 335-2300
capitalinsagency.com
Home insurance agents in Cape Girardeau Missouri help homeowners find coverage that meets local needs. They can explain how Missouri law affects policies, including requirements for wind and hail coverage in the region. Working with an agent ensures you understand your options and can make informed decisions about protecting your home.
What Does a Home Insurance Agent in Cape Girardeau Cost?
Home insurance costs in Missouri average around $1,500 to $2,500 per year for a typical policy, but rates vary by location, home value, and coverage level. In Cape Girardeau, factors like the age of your home, proximity to the Mississippi River, and your claims history can affect premiums. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Cape Girardeau do?
A home insurance agent helps you compare policies from different insurers and explains coverage options. They can advise on deductibles, liability limits, and endorsements like flood or earthquake coverage. Their goal is to find a policy that fits your home and budget.
Do I need special coverage for severe weather in Cape Girardeau?
Missouri law does not require specific weather coverage, but many policies include wind and hail protection. Cape Girardeau is in an area prone to tornadoes and storms, so agents often recommend reviewing your policy for adequate dwelling and personal property limits. You may also want to consider separate flood insurance.
How do I choose a home insurance agent in Cape Girardeau?
Look for an agent licensed in Missouri with experience in the local market. Check their reviews and ask about the insurers they represent. A good agent will take time to understand your needs and explain policy details clearly.