The top-rated home insurance agent in Florissant, Missouri is Alex Vogt - State Farm Insurance Agent, rated 4.9 stars across 336 reviews. Other highly rated options include John "Rock" Simmons - State Farm Insurance Agent, Dimitri Owens - State Farm Insurance Agent, Shelter Insurance - Chris Hamilton. This directory lists 23 home insurance agents serving Florissant.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Alex Vogt - State Farm Insurance Agent | 301 Rue St. Francois St | (314) 838-3494 |
| 2 | John "Rock" Simmons - State Farm Insurance Agent | 8139 N Lindbergh Blvd | (314) 838-4009 |
| 3 | Dimitri Owens - State Farm Insurance Agent | 3533 Dunn Rd Suite 202 | (314) 831-9511 |
| 4 | Shelter Insurance - Chris Hamilton | 3837 Vaile Ave Apt E | (314) 831-2226 |
| 5 | AAA Florissant Insurance and Member Services | 8194 N Lindbergh Blvd | (314) 838-9900 |
| 6 | Darrell Ditto American Family Insurance | 925 N Hwy 67 | (314) 837-1384 |
| 7 | Miller Agency & Associates, LLC American Family Insurance | 572 N Hwy 67 | (314) 254-5166 |
| 8 | Jan Grafeman - State Farm Insurance Agent | Office Complex, 1 Grandview Plaza Shopping Center Suite 1 | (314) 837-5900 |
| 9 | The Milburn Agency | 100 St Francois St #207 | (314) 837-1078 |
| 10 | Alternatives Insurance | 39 St Anthony Ln | (314) 831-3700 |
Alex Vogt - State Farm Insurance Agent serves the Florissant, Missouri area and the surrounding Saint Louis County communities as a home insurance agent. The agency offers standard homeowners policies that protect against common perils such as fire, theft, and weather damage. It also provides customizable coverage options, including dwelling protection and personal liability insurance. For residents seeking financial safeguards for their property, this agent handles policy reviews and assists with filing claims for covered losses in the Florissant region.
John "Rock" Simmons - State Farm Insurance Agent in Florissant, MO, provides a range of home insurance services including policy consultations, coverage customization, and claims assistance. The company offers ongoing account maintenance to help clients review and update their plans as needs change. This local agency assists with insuring various property types, from single-family homes and apartments to retail spaces and restaurants.
Dimitri Owens - State Farm Insurance Agent in Florissant, Missouri serves homeowners in the St. Louis area by assessing property insurance needs and offering coverage for dwellings, personal belongings, and liability protection. Clients receive guidance on policy options that protect against local weather-related risks and other common perils. The agency also assists with policy reviews and claims support to help ensure adequate protection. In addition to serving Florissant, coverage consultations are available for residents in the nearby city of Hazelwood.
Shelter Insurance - Chris Hamilton in Florissant, MO assists homeowners with distinct choices between one-time policy adjustments and recurring coverage options tailored to changing needs. Their home insurance services encompass protection for the dwelling, personal property, and liability, addressing risks common to the local area. Service is provided on both a scheduled review basis and as-needed to update coverage for life events, remodeling, or new possessions.
Serving Florissant and the surrounding north St. Louis County communities, AAA Florissant Insurance and Member Services provides home insurance agent services to local homeowners. The agency handles policies for dwelling and property protection, helping clients secure coverage for their houses and personal belongings against common regional risks such as storms and fire. It works with homeowners to review their current policies and adjust them to meet individual needs. For each typical engagement, the agency first assesses a client's specific home and coverage requirements before presenting a selection of appropriate policy options.
Serving Florissant, MO, Darrell Ditto American Family Insurance offers home insurance policies that help safeguard a primary residence against damage and liability. As a local agent, this company assists homeowners in reviewing coverage options for dwelling protection and personal property. It also guides clients through the process of selecting deductibles and supplemental endorsements. After severe spring or summer storms, the agent helps residents assess any wind or hail damage that may require a policy review or claim to be filed.
As spring storms often threaten the St. Louis area, homeowners in Florissant look for reliable coverage against wind and hail damage. Miller Agency & Associates, LLC American Family Insurance works with residents to tailor home insurance policies that address common local risks. They help clients understand standard protections and available endorsements for specific needs. This home insurance agent begins every new relationship by reviewing the property’s particular exposure concerns through a detailed initial assessment.
Jan Grafeman, as a State Farm Insurance Agent in Florissant, MO, provides homeowners with standard property and liability coverage for their residences. Working in this area, homeowners can also add tailored protection for valuables and personal liability umbrella policies to their plans. The agency offers optional coverage endorsements to protect against specific local weather risks common to the region. This home insurance agent assists with policies for a variety of commercial sectors, including small offices, warehouses, and food service establishments.
The Milburn Agency in Florissant, MO, provides residential home insurance services, ensuring local homeowners’ properties and belongings are protected. Commercial coverage is also available for small businesses throughout the greater Florissant area. As licensed agents, the team assesses individual risks and recommends appropriate policies from established carriers. They maintain a focus on clear communication during the application and claims process, helping clients understand their coverage details. After a policy is in place, they encourage follow-up contact for annual policy reviews or adjustments needed between regular renewal visits.
Alternatives Insurance is a home insurance agent in Florissant, MO, known for helping local homeowners find adequate property coverage. Its service range includes protecting structures, personal belongings, and liability risks against common perils like storms and fire. The agency works to match policies to the needs of residents in the greater St. Louis area, considering factors such as home age and regional weather patterns. Clients can add specialty flood insurance to a standard policy, which is not covered by typical homeowners plans.
What Does a a Home Insurance Agent in Florissant Cost?
The average cost of home insurance in Missouri is around $1,500 to $2,200 per year for a typical single-family home. In Florissant rates may vary based on the age of your home its location and your claims history. Flood insurance is separate and costs about $700 to $1,200 per year through the National Flood Insurance Program. This is general information and not insurance advice.
About home insurance agents in Florissant
Home insurance agents in Florissant Missouri help residents find coverage for their property and belongings. Missouri law requires insurers to offer replacement cost coverage for dwelling policies. Local agents can explain how flood risk near the Missouri River may affect your policy needs.
Frequently Asked Questions
What does a home insurance agent in Florissant do?
A home insurance agent helps you compare policies from different companies. They explain coverage limits deductibles and discounts. They also assist with filing claims and updating your policy when your home value changes.
Is home insurance required in Florissant Missouri?
Missouri law does not require home insurance for homeowners. However your mortgage lender will likely require it. Renters insurance is also not required by law but many landlords ask for it.
How can I lower my home insurance cost in Florissant?
You can lower your cost by bundling home and auto insurance. Installing security systems and smoke detectors may also qualify for discounts. Raising your deductible can reduce your premium as well.
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