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Directory of home insurance agents in St Charles, Missouri. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
St Charles, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 20 home insurance agents in St Charles, MO
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Zach Plackemeier - State Farm Insurance Agent
1060 Country Club Rd Suite 100, St Charles, MO 63303
(314) 921-7900
insurewithzach.com
Lang Insurance
3920 Old Hwy 94 S Suite 39, St Charles, MO 63304
(636) 229-7000
langinsurance.com
Ben Rister - State Farm Insurance Agent
519 Madison St, St Charles, MO 63301
(636) 947-6226
benristerstcharles.com
Kevin Pierce - State Farm Insurance Agent
210 S 2nd St, St Charles, MO 63301
(636) 949-2244
kpierceinsurance.com
All Insurance No Fees
4620 S St Peters Pkwy, St Charles, MO 63304
(636) 441-9100
allinsurancenofees.com
Select Insurance Group
4638 S St Peters Pkwy, St Charles, MO 63304
(855) 438-7353
selectsr22insurance.com
HSGW Insurance
100 S Main St, St Charles, MO 63301
(636) 946-2266
hsgwinsurance.com
Meadow Park Insurance Agency
1000 Fairgrounds Rd #202, St Charles, MO 63301
(636) 757-9529
meadowparkinsurance.com
Webb Insurance
571 Jefferson St, St Charles, MO 63301
(636) 946-0001
webbinsurance.com
PETROV INSURANCE AGENCY LLC
2480 Executive Dr # 103, St Charles, MO 63303
(636) 628-2666
petrovinsurance.com
Heartland Insurance LLC
2451 Executive Dr # 200, St Charles, MO 63303
(636) 477-8700
mhjinsurance.com
Leach Insurance Agency
2362 Hwy 94 South Outer Rd Upper, St Charles, MO 63303
(636) 939-9222
leachinsuranceagency.com
Nieroda Insurance Agency
3225-I Domain St, St Charles, MO 63301
(636) 255-0550
nierodains.com
Michael Cassara: Allstate Insurance
1501 N 2nd St, St Charles, MO 63301
(314) 266-1923
agents.allstate.com
Lindenwood Agency Inc
1112 1st Capitol Dr, St Charles, MO 63301
(636) 946-6133
lindenwoodagency.net
Farmers Insurance - Gary Lung
2248 Bluestone Dr, St Charles, MO 63303
(636) 441-1897
agents.farmers.com
Alexander Insurance Agency
821 Madison St, St Charles, MO 63301
(636) 949-9525
alexins.com
Goosehead Insurance - Sam Tucker
117 Jefferson St #35, St Charles, MO 63301
(636) 728-9798
goosehead.com
Craig Sengl Agency Inc American Family Insurance
1819 Zumbehl Rd, St Charles, MO 63303
(636) 946-0028
amfam.com
Shelter Insurance - Luke Bryson
1 Westbury Dr, St Charles, MO 63301
(636) 946-3322
shelterinsurance.com
Home insurance agents in St Charles Missouri help you find coverage that protects your home and belongings. Missouri law requires insurers to offer replacement cost coverage on dwelling policies. Local agents understand the specific risks for homes near the Missouri River and can guide you on flood insurance needs.
What Does a Home Insurance Agent in St Charles Cost?
Typical home insurance costs in Missouri range from 800 to 1500 dollars per year for a standard policy. Factors like home age, location in St Charles, and coverage limits affect your premium. Flood insurance costs extra and varies by flood zone. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in St Charles do?
A home insurance agent helps you compare policies from different carriers to find coverage that fits your needs. They explain policy terms and assist with claims. Agents in St Charles know local building costs and weather risks.
Do I need flood insurance for my home in St Charles Missouri?
Standard home insurance policies do not cover flood damage. Many homes in St Charles near the Missouri River or in flood zones require separate flood insurance. Your agent can help you determine if flood insurance is needed for your property.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Missouri.