The top-rated home insurance agent in Platte City, Missouri is Dan Demory - State Farm Insurance Agent, rated 4.9 stars across 214 reviews. Other highly rated options include Farmers Insurance - Weaver-Hammann Agency, Dana Boyd - Missouri Farm Bureau Insurance, Shelter Insurance - Kurt Smart. This directory lists 10 home insurance agents serving Platte City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dan Demory - State Farm Insurance Agent | 420 Branch St | (816) 858-2411 |
| 2 | Farmers Insurance - Weaver-Hammann Agency | 700 Branch St #8 | — |
| 3 | Dana Boyd - Missouri Farm Bureau Insurance | 508 Branch St | (816) 858-2163 |
| 4 | Shelter Insurance - Kurt Smart | 510 Main St | (816) 858-5655 |
| 5 | JBLB Insurance Group | 233 Main St | (816) 858-3000 |
| 6 | Joshua C Thomas Agency Inc American Family Insurance | 2000 Kentucky Ave Ste Cc | (816) 858-2229 |
| 7 | Miller Donnelli Agency Inc | 257 Main St | (816) 858-2521 |
| 8 | Jason Earle - State Farm Insurance Agent | 1820 Prairie View Rd | (816) 858-7377 |
| 9 | Farmers Mutual Insurance Co | 257 Main St | (816) 858-2521 |
| 10 | Loudon Insurance Agency LLC | 12410 N Woodbine Ct | (816) 699-0726 |
What Does a a Home Insurance Agent in Platte City Cost?
The average cost of home insurance in Missouri is around 1800 to 2200 dollars per year for a standard policy. In Platte City rates may vary based on your homes age location and construction type. Factors like your claims history and credit score also affect the price. This is general information and not insurance advice.
About home insurance agents in Platte City
A home insurance agent in Platte City Missouri can help you find coverage that meets your needs. Missouri law requires insurers to offer replacement cost coverage on dwelling policies. Local agents understand the specific risks for homes in the Platte City area including severe weather and flood zones.
Frequently Asked Questions
What does a home insurance agent in Platte City do?
A home insurance agent helps you compare policies from different companies. They explain coverage types like dwelling protection liability and personal property. They also assist with claims and policy changes.
Is home insurance required in Missouri?
Missouri does not legally require home insurance. However mortgage lenders almost always require it. Without insurance you could face major financial loss from fire storm or theft.
How do I choose a home insurance agent in Platte City?
Look for an agent licensed in Missouri with experience in your area. Check their reviews and ask about the companies they represent. A good agent will explain policy details clearly without pressure.
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