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Find Home Insurance Agents Near You in O'Fallon, MO

Looking for a home insurance agent in O'Fallon? Review the directory below to compare your options.

20 agents listed
Updated May 2026
O'Fallon, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 20 home insurance agents in O'Fallon, MO Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Steinlage Insurance Agency
1021 Peruque Crossing Ct, O'Fallon, MO 63366
(636) 561-5060 steinlageagency.com
Jordan Colbert - State Farm Insurance Agent
2147 W Terra Ln, O'Fallon, MO 63366
(636) 936-1111 insurewithjc.com
Sandy Kessler - State Farm Insurance Agent
1293 Bryan Rd, O'Fallon, MO 63366
(636) 474-0700 sandykessler.com
Julie Meyers - State Farm Insurance Agent
2738 State Hwy K, O'Fallon, MO 63368
(636) 379-0832 agentjuliemeyers.com
Insurance Brokers Group
1001 Rondale Ct, O'Fallon, MO 63368
(314) 569-1010 insurancebrokersgroup.com
Jim Schilkoski - State Farm Insurance Agent
100 W Pitman St, O'Fallon, MO 63366
(636) 978-4800 jimschilkoski.net
Farmers Insurance - Jason Duree
300 Fort Zumwalt Square Ste 100, O'Fallon, MO 63366
(636) 294-7258 agents.farmers.com
Mid-America Specialty Markets
1656 Bryan Rd, O'Fallon, MO 63368
(636) 978-3696 midaminsurance.com
Early Edge Insurance: Allstate Insurance
2917 State Hwy K Ste H, O'Fallon, MO 63368
(636) 696-4820 agents.allstate.com
Dillehay Insurance Agency
7322 Village Center Dr, O'Fallon, MO 63368
(636) 493-8001 dillehayinsurance.com
UltraCar Insurance LLC.
801 S Woodlawn Ave #26, O'Fallon, MO 63366
(888) 551-1991 ultracarinsurance.com
Jacquelyn Nolan: Allstate Insurance
8915 Veterans Memorial Pkwy, O'Fallon, MO 63366
(636) 671-3363 agents.allstate.com
Farmers Insurance - Dawn Johnson
2311 State Hwy K, O'Fallon, MO 63368
(636) 294-3500 agents.farmers.com
Alternatives Insurance Agency
206 W Terra Ln, O'Fallon, MO 63366
(636) 978-7260 insuranceofallon-troy.com
AAA O'Fallon Insurance and Member Services
2277 State Hwy K, O'Fallon, MO 63368
(636) 272-2362 ace.aaa.com
Farmers Insurance - Hannah Brown Agency
1171 Bryan Rd, O'Fallon, MO 63366
(636) 487-0111 brownagencyins.com
Senn Insurance Agency
225 S Main St Suite 200, O'Fallon, MO 63366
(636) 978-7798 sennagency.com
Jeff Hug Insurance Broker
1068 Bryan Rd, O'Fallon, MO 63366
(636) 978-1595 jeffhuginsurance.com
Corey Tucker - Missouri Farm Bureau Insurance
3050 Winghaven Blvd, O'Fallon, MO 63368
(636) 614-2018 agents.mofbinsurance.com
Nicole Phelps Agency LLC American Family Insurance
2390 State Hwy K, O'Fallon, MO 63368
(636) 978-6514 amfam.com

What Does a Home Insurance Agent in O'Fallon Cost?

The average cost of homeowners insurance in Missouri is about 1,200 to 1,800 dollars per year for a standard policy. In O'Fallon rates can vary based on your homes age construction materials and location within flood zones. Your deductible and coverage limits also affect the premium. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in O'Fallon do?
A home insurance agent helps you compare policies from different carriers and choose coverage that fits your needs. They explain deductibles liability limits and optional endorsements. They also assist with filing claims and updating your policy as your situation changes.
Is home insurance required by law in Missouri?
Missouri state law does not require homeowners insurance. However most mortgage lenders require you to have a policy that covers the loan amount. Without a mortgage you can choose to self-insure but an agent can advise on the risks of going uninsured.