The top-rated home insurance agent in Lee's Summit, Missouri is Jim Hubbard Insurance, rated 4.8 stars across 462 reviews. Other highly rated options include Yahir Insurance Agency LLC, Bruce Holiman - State Farm Insurance Agent, Total Insurance Solutions. This directory lists 21 home insurance agents serving Lee's Summit.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jim Hubbard Insurance | 111 SW Raintree Plaza Dr | (816) 489-7800 |
| 2 | Yahir Insurance Agency LLC | 459 SW Ward Rd | (816) 761-2010 |
| 3 | Bruce Holiman - State Farm Insurance Agent | 319 SE Douglas St #317 | (816) 524-5150 |
| 4 | Total Insurance Solutions | 300 Unity Cir N #600 | (816) 833-4480 |
| 5 | Farmer's Insurance - Dakota Saur Agency | 71 SE 29th Terrace B | (913) 318-8680 |
| 6 | Michael Oehrke - State Farm Insurance Agent | 900 SW Oldham Pkwy #250 | (816) 537-9004 |
| 7 | Family Union Insurance | 200 NE Missouri Rd | (816) 537-1504 |
| 8 | Epic Insurance, LLC | 4045 NE Lakewood Way #100 | (816) 795-6600 |
| 9 | Seventh Wave Insurance | 410 SE 3rd St #106d | (816) 207-0097 |
| 10 | Inszone Insurance Services | 300 Wilson St | (816) 524-0031 |
Jim Hubbard Insurance serves the Lee's Summit, Missouri, area as a home insurance agent. The company helps local homeowners obtain coverage for their property and personal belongings against common risks like fire, theft, and weather damage. They guide clients in understanding different policy options to match the value and specific needs of their homes. This agency also assists with endorsements that cover additional structures like detached garages or fences on a residential property.
Yahir Insurance Agency LLC offers a full range of home insurance services in Lee's Summit, MO, including policy consultations and coverage reviews. Its service plans typically involve helping clients compare liability and property protection levels, while maintenance plans may include periodic policy updates to reflect home improvements or changes in personal assets. It specializes in insurance guidance for various property types, such as single-family homes, apartments for individual unit owners, retail storefronts, and local restaurants in need of commercial property coverage.
Bruce Holiman - State Farm Insurance Agent serves homeowners in Lee's Summit, Missouri, offering property policies tailored to protect single-family houses and condominiums. The agency also assists local business owners and property managers with tailored insurance packages to safeguard commercial buildings and rental units. Clients receive guidance on coverage limits, deductibles, and bundling options to fit their specific needs. The agency additionally serves clients throughout the greater Kansas City metro area, including neighborhoods in nearby Blue Springs.
Total Insurance Solutions in Lee's Summit, Missouri, is known for providing personalized home insurance guidance to local homeowners. The agency helps clients assess dwelling coverage needs and navigate policy options from multiple standard carriers. Its service range includes evaluating risk factors such as weather exposure and property age to tailor appropriate protection. As a specialty service, it can arrange separate flood or earthquake endorsements for homes in designated zones.
Spring storms in Lee’s Summit can cause unexpected roof or siding damage, and Farmer’s Insurance - Dakota Saur Agency helps local homeowners review their policies to ensure adequate coverage for such weather events. This home insurance agent works directly with clients to tailor a policy that matches their property’s specific risks and replacement costs. An initial consultation typically includes a walk-through of the home’s condition and the agent’s recommendations for appropriate coverage limits.
Michael Oehrke - State Farm Insurance Agent in Lee's Summit, MO, distinguishes between single-policy coverage adjustments and recurring annual policy reviews for home insurance. Coverage options typically include dwelling protection, personal property replacement, and liability defense for homeowners in the surrounding area. An agent explains policy limits and deductibles to ensure adequate structural and contents coverage tailored to local property values. Service for this home insurance agent operates on an as-needed basis, accommodating requests for policy quotes and claim support without a fixed schedule.
Family Union Insurance assists homeowners in Lee's Summit, Missouri, with securing coverage tailored to their residential properties. Their services extend to supplementary protections such as flood insurance, earthquake coverage, and personal liability policies that shield against unexpected losses. They work with various commercial sectors that require property insurance, including small offices, multi-use warehouses, and food service establishments. Each policy is designed to address distinct risk profiles, ensuring adequate protection for both personal dwellings and business premises across the local community.
Seventh Wave Insurance provides residential home insurance services to property owners in Lee's Summit, MO, covering single-family houses, townhomes, and condominiums. The local agency also offers commercial policies for smaller business properties throughout the greater Jackson County area. Agents work directly with clients to explain different policy structures for dwelling, personal property, and liability protection. After an initial policy is established, the team regularly reaches out during renewal periods and after major life events to ensure coverage remains appropriate for evolving needs.
What Does a a Home Insurance Agent in Lee's Summit Cost?
The average cost of home insurance in Missouri is about $1,800 per year for a standard policy. In Lee's Summit rates may range from $1,200 to $2,500 depending on your homes age location and coverage limits. Factors like roof condition and credit score also affect your premium. This is general information and not insurance advice.
About home insurance agents in Lee's Summit
Home insurance agents in Lee's Summit Missouri help homeowners find coverage that meets local needs. Missouri law requires insurers to offer replacement cost coverage for dwelling losses. Agents can explain how your policy responds to common Midwest risks like tornadoes and hail storms.
Frequently Asked Questions
What does a home insurance agent in Lee's Summit do?
A home insurance agent helps you compare policies from different carriers to find the right coverage for your home. They explain policy details such as dwelling limits, personal property coverage, and liability protection. Agents also assist with claims and policy changes after you buy a policy.
Do I need flood insurance in Lee's Summit Missouri?
Standard home insurance policies do not cover flood damage. Lee's Summit is in Jackson County which participates in the National Flood Insurance Program. If your home is in a high-risk flood zone your lender may require flood insurance. An agent can help you purchase a separate flood policy.
How does Missouri law affect home insurance claims?
Missouri Revised Statutes Section 375.420 allows policyholders to collect penalties and attorney fees if an insurer unreasonably delays or denies a claim. You have two years from the date of loss to file a lawsuit for property damage claims. An agent can explain how these laws apply to your situation.
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