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Looking for a home insurance agent in Lake St Louis? Review the directory below to compare your options.
17 agents listed
Updated May 2026
Lake St Louis, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 17 home insurance agents in Lake St Louis, MO
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Spectrum Insurance Solutions
1194 Lake St Louis Blvd Suite 211, Lake St Louis, MO 63367
(855) 747-2013
spectrumstl.com
Farmers Insurance - Amy Edmonds
1311 Hrc Plaza Dr, Lake St Louis, MO 63367
(314) 327-6377
agents.farmers.com
Mike McMullen - COUNTRY Financial Agent
206 Centre On The Lk, Lake St Louis, MO 63367
(636) 922-7789
agents.countryfinancial.com
Lee Lester - State Farm Insurance Agent
8641 State Rte N, Lake St Louis, MO 63367
(636) 561-4699
leelestersf.com
Andrew Hill's Insurance Services
128 Sunglow Dr, Lake St Louis, MO 63367
(314) 518-7471
andrewhillsinsuranceservices.com
Shelter Insurance - John Dickey, Lutcf
3401 Technology Dr Ste 214, Lake St Louis, MO 63367
(636) 755-5390
shelterinsurance.com
Oscar Marroquin: Allstate Insurance
181 Civic Center Dr, Lake St Louis, MO 63367
(636) 625-3039
agents.allstate.com
Robin Ruhmann - COUNTRY Financial Agent
1000 Edgewater Point Ste 105, Lake St Louis, MO 63367
(636) 379-6530
agents.countryfinancial.com
Dan Day - State Farm Insurance Agent
740 Lakeside Plaza, Lake St Louis, MO 63367
(636) 978-8858
dandayinsuranceagency.com
Jennifer Hutcheson & Associates LLC American Family Insurance
1000 Lake St Louis Blvd Ste. 206, Lake St Louis, MO 63367
(636) 947-4080
amfam.com
Shelter Insurance - Hunter Feldewerth
930 Bent Oak Ct Ste 109, Lake St Louis, MO 63367
(636) 240-2100
shelterinsurance.com
Farmers Insurance - Jeremiah Essmyer
950 Bent Oak Ct, Lake St Louis, MO 63367
(636) 283-2072
agents.farmers.com
Stuckey & Company
3401 Technology Dr suite 180, Lake St Louis, MO 63367
(800) 828-3452
stuckey.com
Farmers Insurance - Rick Smith
1000 Lake St Louis Blvd #22, Lake St Louis, MO 63367
(636) 561-4577
agents.farmers.com
Gillespie Agency, LLC
1200 Lake St Louis Blvd #328, Lake St Louis, MO 63367
(636) 344-0686
Bill Crets Insurance Agency
1000 Lake St Louis Blvd Ste. 206, Lake St Louis, MO 63367
(636) 561-3700
stlouischurchinsurance.com
State Farm Insurance
740 Lakeside Plaza, Lake St Louis, MO 63367
(636) 561-5111
A home insurance agent in Lake St Louis Missouri can help you find a policy that protects your home and belongings. Missouri law requires insurers to offer replacement cost coverage for dwelling losses. Local agents understand the specific risks in St Charles County including severe storms and flooding.
What Does a Home Insurance Agent in Lake St Louis Cost?
Typical home insurance costs in Missouri average about 1,200 to 1,800 dollars per year for a standard policy. In Lake St Louis rates may be higher due to storm risk and property values. Factors like your deductible amount and coverage limits will change the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Lake St Louis do?
A home insurance agent helps you compare policies from different companies. They explain coverage options like dwelling protection and personal liability. They also assist with filing claims and updating your policy as your needs change.
Is flood insurance required in Lake St Louis Missouri?
Flood insurance is not required by state law but may be required by your mortgage lender if you live in a flood zone. Lake St Louis is near the Missouri River so some properties have flood risk. Standard home policies do not cover flood damage.
What factors affect home insurance cost in Lake St Louis?
Costs depend on your homes age construction materials and location. Your credit score and claims history also matter. Missouri law allows insurers to use credit-based insurance scores to set rates.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Missouri.