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HomeHome Insurance AgentsMissouri › Jefferson City

Find Home Insurance Agents Near You in Jefferson City, MO

Browse home insurance agents serving Jefferson City, Missouri. Updated 2026-07-14.

The top-rated home insurance agent in Jefferson City, Missouri is The Home Service Club, rated 4.9 stars across 522 reviews. Other highly rated options include Douglas Otto American Family Insurance, Greg Kolb Agency Inc American Family Insurance, Walker Kesterson - State Farm Insurance Agent. This directory lists 20 home insurance agents serving Jefferson City.

Showing 20 home insurance agents in Jefferson City, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1The Home Service Club3225-A Emerald Ln(573) 203-8996
2Douglas Otto American Family Insurance1013 Madison St(573) 635-7911
3Greg Kolb Agency Inc American Family Insurance3432 W Truman Blvd Ste 102(573) 635-3240
4Walker Kesterson - State Farm Insurance Agent1401 Southwest Blvd #202(573) 635-3500
5Travis Smith - State Farm Insurance Agent601 E McCarty St Unit B(573) 636-9040
6Luebbering Insurance Agency, Llc2717 Industrial Dr(573) 635-5810
7Missouri Farm Bureau Insurance701 S Country Club Dr(573) 893-1400
8Heather Luebbert - Missouri Farm Bureau Insurance949 S Country Club Dr Ste B(573) 893-6965
9Varner Insurance Agency, LLC (VIA, LLC)231 E Capitol Ave(573) 893-4500
10Doug Glick - Missouri Farm Bureau Insurance931 Wildwood Dr Ste 102B(573) 415-0909
HS
3225-A Emerald Ln
The Home Service Club
Home Insurance Agent · Jefferson City, MO

The Home Service Club serves the Jefferson City, MO, metro area in providing home insurance agent services. It assists local clients in securing coverage for residential properties, which protects against common risks like fire, weather damage, and theft. The agency can help individuals and families customize their insurance policies to fit different housing needs. Homeowners in this region rely on it for matching policies with their specific requirements. The agency handles policy reviews for existing homes and also manages initial coverage setup for newly purchased houses.

DO
1013 Madison St
Douglas Otto American Family Insurance
Home Insurance Agent · Jefferson City, MO

Douglas Otto American Family Insurance offers a comprehensive range of home insurance services tailored to the Jefferson City area, including coverage for structures, personal property, and liability protection. They provide service and maintenance plans that help homeowners manage risks through regular policy reviews and updates to ensure adequate protection as conditions change. These plans assist in maintaining appropriate coverage limits and endorsements over time. Douglas Otto American Family Insurance services single-family homes, apartment buildings, retail spaces, and restaurants in the local community.

GK
3432 W Truman Blvd Ste 102
Greg Kolb Agency Inc American Family Insurance
Home Insurance Agent · Jefferson City, MO

Serving Jefferson City and its surrounding communities, Greg Kolb Agency Inc American Family Insurance helps homeowners protect their properties against a variety of risks. It handles coverage for dwellings, personal belongings, and liability in case of accidents on the insured premises. This local agent works with area homeowners to tailor policies based on the specific age, construction type, and location of each property. To manage a typical job, it begins with a thorough assessment of the home’s unique features and the client’s specific coverage needs.

WK
1401 Southwest Blvd #202
Walker Kesterson - State Farm Insurance Agent
Home Insurance Agent · Jefferson City, MO

Walker Kesterson - State Farm Insurance Agent provides specialty coverage options for mobile homes, renters, and condominiums in the Jefferson City area. Its general service work includes standard homeowners insurance policies that protect dwellings, personal property, and liability. The agency helps local residents assess their unique risks and select appropriate deductibles and coverage limits. With seasonal changes in Missouri, it serves clients needing protection against thawing pipes and ice dam-related roof damage during winter storms.

TS
601 E McCarty St Unit B
Travis Smith - State Farm Insurance Agent
Home Insurance Agent · Jefferson City, MO

Spring storms often bring worries about hail and wind damage to homes in the Jefferson City area. Travis Smith - State Farm Insurance Agent helps local homeowners review their existing policies to ensure they have appropriate coverage for such seasonal risks. The agency also provides information on how to bundle home and auto protection for potential savings. New clients typically begin by scheduling a no-obligation consultation, during which an agent examines the current coverage and provides a personalized assessment of the property’s specific needs.

LI
2717 Industrial Dr
Luebbering Insurance Agency, Llc
Home Insurance Agent · Jefferson City, MO

For homeowners weighing options, Luebbering Insurance Agency, Llc in Jefferson City, MO offers both one-time policy comparisons and recurring account management services. The agency provides home insurance coverage that safeguards a residence and its contents against common perils, including fire, theft, and weather-related damage. Local clients can receive personalized guidance to match policy limits with their property’s specific needs. Service is available on both a one-time and as-needed basis for inquiries or adjustments.

MF
701 S Country Club Dr
Missouri Farm Bureau Insurance
Home Insurance Agent · Jefferson City, MO

Missouri Farm Bureau Insurance in Jefferson City, MO, serves homeowners and property managers seeking reliable property coverage. The agency helps clients protect their homes and personal belongings against common risks such as fire, theft, and weather damage. Policy options are explained clearly, and agents assist with selecting appropriate deductibles and liability limits for individual needs. Coverage also extends to additional structures on a property. This home insurance agent serves residential customers throughout Jefferson City and also covers the neighboring community of Holts Summit.

HL
949 S Country Club Dr Ste B
Heather Luebbert - Missouri Farm Bureau Insurance
Home Insurance Agent · Jefferson City, MO

Heather Luebbert - Missouri Farm Bureau Insurance provides standard home insurance policies in Jefferson City, MO, protecting residential properties from common perils. It specializes in offering optional add-ons for additional coverage, such as endorsements for valuable personal property and identity theft protection. Clients can also discuss policy adjustments for rentals or home-based businesses. The agency serves a variety of commercial sectors, including offices, warehouses, and food service operations.

VI
231 E Capitol Ave
Varner Insurance Agency, LLC (VIA, LLC)
Home Insurance Agent · Jefferson City, MO

Varner Insurance Agency, LLC works with clients in and around Jefferson City to select home insurance policies that protect residential property. The same knowledgeable team also assists local business owners with commercial coverage tailored to their operational needs. Serving the greater Jefferson City area, the agency focuses on matching each policy to the specific risks and property values of the region. After helping a client secure initial coverage, the office employs a thoughtful follow-up approach, ensuring policies remain accurate between regular visits.

DG
931 Wildwood Dr Ste 102B
Doug Glick - Missouri Farm Bureau Insurance
Home Insurance Agent · Jefferson City, MO
SI
1005 Madison St
Shelter Insurance - Tim Jenkins
Home Insurance Agent · Jefferson City, MO
(573) 636-3833
shelterinsurance.com/CA/agent/TJENKINS
BI
2810 S Ten Mile Dr
The Busby Insurance Group: Allstate Insurance
Home Insurance Agent · Jefferson City, MO
(573) 616-2270
agents.allstate.com/the-busby-insurance-group-jefferson-city-mo.html
AJ
301 Monroe St
Acrisure Jefferson City, MO (Vogel Insurance Group)
Home Insurance Agent · Jefferson City, MO
(573) 636-7020
acrisure.com/midwest
SI
206 W Dunklin St Ste A
Shelter Insurance - Jake Voss
Home Insurance Agent · Jefferson City, MO
(573) 635-4645
shelterinsurance.com/CA/agent/JVOSS
AJ
757 W Stadium Blvd Ste A
AAA Jefferson City Insurance and Member Services
Home Insurance Agent · Jefferson City, MO
(573) 634-3322
ace.aaa.com/locations/Jefferson_City-65109-165
TF
1803 Sun Valley Dr Suite C
Tommy Feist
Home Insurance Agent · Jefferson City, MO
(573) 606-4060
agents.farmers.com/mo/jefferson-city/thomas-feist
WD
101 E McCarty St
Winter-Dent & Company
Home Insurance Agent · Jefferson City, MO
(573) 634-2122
winter-dent.com
BA
2316 St Marys Blvd Ste 150
Booth Agency & Associates LLC
Home Insurance Agent · Jefferson City, MO
(573) 893-3088
amfam.com/agents/missouri/jefferson-city/logan-booth
AJ
1530 Rax Ct
Acrisure Jefferson City, MO (Wallstreet Insurance Group)
Home Insurance Agent · Jefferson City, MO
(573) 636-3222
acrisure.com
SI
1312 W High St
Select Insurance & Financial
Home Insurance Agent · Jefferson City, MO
(573) 556-5500
selectinsuranceandfinancial.com

What Does a a Home Insurance Agent in Jefferson City Cost?

The average cost of homeowners insurance in Missouri is around $1,500 to $2,200 per year for a standard policy, but rates vary by home value, location, and coverage level. In Jefferson City, factors like proximity to flood zones and the age of your home can affect your premium. This is general information, not insurance advice.

About home insurance agents in Jefferson City

Home insurance agents in Jefferson City, Missouri help residents find coverage that meets state requirements and protects their property. Missouri law does not require homeowners insurance, but mortgage lenders typically do. Agents can explain local risks like tornadoes and hail, and help you choose a policy that fits your needs.

Frequently Asked Questions

What does a home insurance agent in Jefferson City do?

A home insurance agent helps you compare policies from different insurers to find coverage for your home. They explain policy details, deductibles, and coverage limits. They also assist with filing claims and updating your policy as needed.

Is homeowners insurance required by law in Missouri?

Missouri state law does not require homeowners insurance. However, if you have a mortgage, your lender will require you to carry a policy that covers the loan amount. It is also wise to protect your investment from common Missouri risks like storms and fire.

How do I choose a home insurance agent in Jefferson City?

Look for an agent who is licensed in Missouri and has experience with local property types. Ask about their knowledge of Jefferson City specific risks such as flooding near the Missouri River. Compare quotes and read customer reviews before deciding.

Home Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.