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HomeHome Insurance AgentsMissouri › Independence

Find Home Insurance Agents Near You in Independence, MO

Browse home insurance agents serving Independence, Missouri. Updated 2026-07-14.

The top-rated home insurance agent in Independence, Missouri is Houston Richards State Farm - Insurance Agent KC, rated 5.0 stars across 748 reviews. Other highly rated options include Alicia Scott - State Farm Insurance Agent, Chad Mitchell - State Farm Insurance Agent, Kim Downey Noble - State Farm Insurance Agent. This directory lists 20 home insurance agents serving Independence.

Showing 20 home insurance agents in Independence, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Houston Richards State Farm - Insurance Agent KC15441 US-24(816) 796-9111
2Alicia Scott - State Farm Insurance Agent19045 E Valley View Pkwy suite k(816) 886-5009
3Chad Mitchell - State Farm Insurance Agent14901 E 42nd St S(816) 836-0114
4Kim Downey Noble - State Farm Insurance Agent221 W Lexington Ave Suite 101(816) 833-1180
5Freeway Insurance3619 S Noland Rd(816) 685-6985
6Matrix Insurance11201 E US Hwy 24 B(816) 272-4444
7Lesley Siegfried - State Farm Insurance Agent1214 S Noland Rd B(816) 252-6882
8The Insurance Groupe16012 East 23rd St S(816) 461-2260
9Auto Insurance Discounters1312 S Noland Rd(816) 252-2255
10Olson Agency LLC - Jon Olson12401 East 43rd St S Ste 170(816) 754-1277
HR
15441 US-24
Houston Richards State Farm - Insurance Agent KC
Home Insurance Agent · Independence, MO

Houston Richards State Farm - Insurance Agent KC serves the Independence, Missouri, metro area and surrounding Jackson County communities as a home insurance agent. This office provides standard homeowners policies as well as coverage for rental properties and condominiums. Clients can discuss personal property protection and liability coverage options during appointments. The agency also assists with processing claims and adjusting deductibles for local homeowners. It specifically handles policy bundling for home and auto insurance needs.

AS
19045 E Valley View Pkwy suite k
Alicia Scott - State Farm Insurance Agent
Home Insurance Agent · Independence, MO

Alicia Scott - State Farm Insurance Agent serves homeowners, renters, and property managers in Independence, MO, offering home insurance policies designed to protect residential property and personal belongings against common local risks. The agency routinely helps clients understand coverage limits, deductibles, and optional endorsements useful for this region. Residents needing a customized home insurance review can schedule an appointment at this office. The agency also serves clients in nearby Lee's Summit and the greater Kansas City metro area.

CM
14901 E 42nd St S
Chad Mitchell - State Farm Insurance Agent
Home Insurance Agent · Independence, MO

Chad Mitchell - State Farm Insurance Agent offers a full range of home insurance options, including policies for property damage and liability protection. The agency works with clients to customize coverage plans and can help review existing policies for potential updates. Its team focuses on explaining policy details and assisting with claims filing when needed. Chad Mitchell - State Farm Insurance Agent provides services for single-family homes, apartments, retail locations, and restaurants.

KD
221 W Lexington Ave Suite 101
Kim Downey Noble - State Farm Insurance Agent
Home Insurance Agent · Independence, MO

Kim Downey Noble - State Farm Insurance Agent serves the Independence, Missouri area and surrounding communities, handling home insurance coverage for local homeowners. The agency works with clients to address property protection for dwellings, personal belongings, and liability risks common to residences in this region. It offers consultations to review policy options and explain how different coverages apply to individual homes. A typical job is approached by first assessing the specific needs and risk factors of a home, then presenting tailored coverage solutions in a straightforward manner.

FI
3619 S Noland Rd
Freeway Insurance
Home Insurance Agent · Independence, MO

As summer storms bring heavy rain and occasional hail to Independence, homeowners often review their coverage to protect against potential roof or basement damage. Freeway Insurance offers guidance on standard home insurance policies, including options for dwelling, personal property, and liability protection. Their local agents help residents compare plans to match a home's age and location. The process begins with a free initial inspection of the property to assess replacement costs and risk factors.

MI
11201 E US Hwy 24 B
Matrix Insurance
Home Insurance Agent · Independence, MO

Protecting homes from fire, wind, and theft is central to the specialty services Matrix Insurance offers. As a home insurance agent in Independence, MO, the company assists local homeowners in securing dwelling coverage, personal property protection, and liability policies. Each client’s property risk is assessed to recommend a suitable level of protection. The agency also helps residents evaluate their options against regional hazards, ensuring that vulnerabilities from severe Midwestern thunderstorms or unexpected hail damage are properly addressed in their plans.

LS
1214 S Noland Rd B
Lesley Siegfried - State Farm Insurance Agent
Home Insurance Agent · Independence, MO

Lesley Siegfried - State Farm Insurance Agent provides home insurance coverage for property owners in Independence, MO. It specializes in add-ons such as personal liability protection and coverage for detached structures like garages or sheds. The agency can serve commercial sectors including office buildings, warehouses, and food service establishments, tailoring policies to meet the unique risks of each business type.

IG
16012 East 23rd St S
The Insurance Groupe
Home Insurance Agent · Independence, MO

After a heavy storm or sudden freeze, homeowners in Independence often need rapid response to secure their most important asset. The Insurance Groupe provides tailored home insurance coverage designed to protect local properties against seasonal weather risks and everyday liabilities. Their agents take time to evaluate each home's structure and specific neighborhood threats before recommending a policy. This process typically includes a full walk-through of the residence and a detailed review of coverage limits, concluding with a thorough on-site inspection and initial risk assessment.

AI
1312 S Noland Rd
Auto Insurance Discounters
Home Insurance Agent · Independence, MO

Some home insurance agents offer one-time policy setup assistance, while others provide ongoing coverage management and renewal support. Auto Insurance Discounters in Independence, MO helps local homeowners secure policies that protect their property from common regional risks like storms and fire. This agency focuses on tailoring coverage to individual needs rather than offering generic plans. Services at this home insurance agent typically run on a one-time basis unless policyholders schedule annual reviews or request updates as unexpected needs arise.

OA
12401 East 43rd St S Ste 170
Olson Agency LLC - Jon Olson
Home Insurance Agent · Independence, MO

Olson Agency LLC - Jon Olson provides residential home insurance services for properties in Independence, Missouri. It also offers commercial coverage for local business owners operating in the general area. As a home insurance agent, the company helps clients evaluate dwelling protection, liability options, and policy limits suited to the region’s weather and property values. The agency keeps in contact with policyholders to review changing needs and can arrange follow-up coverage adjustments or service appointments between regular policy renewal visits.

BM
4201 South Hocker Ave Bldg 3 Ste 110
Brian Manning Agency Inc American Family Insurance
Home Insurance Agent · Independence, MO
(816) 373-1410
amfam.com/agents/missouri/independence/Brian-Manning
FI
1509 S Noland Rd Ste B
Farmers Insurance - Marie Hudson
Home Insurance Agent · Independence, MO
(816) 228-3370
agents.farmers.com/mo/independence/marie-hudson
MI
11301 E US Hwy 40
Monarch Insurance
Home Insurance Agent · Independence, MO
(816) 203-7405
monarchinsurancekc.com
HI
4800 S Cochise Dr
Hometown Insurance Agency LLC
Home Insurance Agent · Independence, MO
(816) 795-7200
hometowninsurancekc.com
BP
114 S Main St Suite 102
Beacon Point Insurance
Home Insurance Agent · Independence, MO
(816) 254-6100
beaconpoint.co
JD
2112 Rte 291 Ste B1
Joshua DuPree - Missouri Farm Bureau Insurance
Home Insurance Agent · Independence, MO
(816) 833-4440
agents.mofbinsurance.com/joshua.dupree
AI
19210 East 39th St S Suite B
AAA Independence Insurance and Member Services
Home Insurance Agent · Independence, MO
(816) 373-1717
ace.aaa.com/locations/Independence-64057-150
JB
2661 S Hub Dr Ste B
Jim Blau Insurance Agency
Home Insurance Agent · Independence, MO
(816) 833-1595
jimblauagency.com
AO
4200 Little Blue Pkwy #670
Auto-Owners Insurance Independence Claims
Home Insurance Agent · Independence, MO
(800) 617-1470
auto-owners.com
BS
701 East 23rd St S B
Big Sky Agency
Home Insurance Agent · Independence, MO
(816) 322-2888
bigsky-agency.com

What Does a a Home Insurance Agent in Independence Cost?

The average annual home insurance premium in Missouri is around $1,900, but costs in Independence can range from $1,200 to $3,000 depending on coverage levels and home specifics. Older homes or those in flood-prone areas may have higher rates. This is general information, not insurance advice.

About home insurance agents in Independence

Home insurance agents in Independence, Missouri help homeowners find policies that protect their property and belongings. Missouri law does not require homeowners insurance, but mortgage lenders typically require it. Agents can explain coverage options like dwelling protection and personal liability tailored to the Independence area.

Frequently Asked Questions

What does a home insurance agent in Independence do?

A home insurance agent helps you compare policies from different insurers to find coverage that fits your needs. They explain policy terms, deductibles, and exclusions. They also assist with filing claims and updating your policy as your situation changes.

Do I need home insurance in Missouri?

Missouri state law does not require homeowners insurance. However, if you have a mortgage, your lender will require it. Even without a mortgage, insurance protects your home from risks like fire, storm damage, and theft.

What factors affect home insurance costs in Independence?

Costs depend on your home value, location, age of the home, and claims history. Independence is near the Missouri River, so flood risk can affect premiums. Your credit score and chosen deductible also impact the rate.

Home Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.