The top-rated home insurance agent in Winona, Minnesota is Schmit Insurance Group, rated 5.0 stars across 239 reviews. Other highly rated options include Anthony Vote - State Farm Insurance Agent, A.J. Kanz American Family Insurance, Strategic Insurance Group. This directory lists 20 home insurance agents serving Winona.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Schmit Insurance Group | 1159 Gilmore Ave #3 | (507) 458-0007 |
| 2 | Anthony Vote - State Farm Insurance Agent | 1201 Gilmore Ave Ste F-6 | (507) 452-9270 |
| 3 | A.J. Kanz American Family Insurance | 163 Walnut St | (507) 454-4638 |
| 4 | Strategic Insurance Group | 157 W 3rd St Suite E | (507) 858-5365 |
| 5 | Steve Young Agency Inc American Family Insurance | 1502 W Service Dr | (507) 454-1185 |
| 6 | Wunderlich Insurance Agency | 601 Main St | (507) 454-3348 |
| 7 | State Farm Insurance | 678 Mankato Ave #100 | (507) 452-2934 |
| 8 | Farm Bureau Financial Services: Steve Jansen | 163 W 2nd St | (507) 615-5166 |
| 9 | Farmers Insurance - David Jensen | 350 E Sarnia St Ste 5 | (507) 474-7005 |
| 10 | WA Group (formerly Winona Agency) | 174 Center St | (507) 452-3366 |
Schmit Insurance Group serves the Winona, Minnesota area as a local home insurance agent. The company assists homeowners in finding coverage that protects their property and personal belongings against common risks. It works with clients to understand their specific needs, including the value of their home and its contents. Policies are tailored to address local weather-related concerns and liability protection. Among the specific services it handles in this area are evaluating dwelling coverage limits and advising on additional endorsements for valuable items.
Anthony Vote - State Farm Insurance Agent in Winona, MN, provides home insurance services that include coverage for dwellings, personal property, and liability protection. The agency offers customized policies to address risks common to the local area, such as severe weather and water damage. Service plans include regular policy reviews and claims assistance to help clients adjust their coverage as their needs change. This home insurance agent services single-family homes, apartments, retail properties, and restaurants in the Winona community.
A.J. Kanz American Family Insurance assists homeowners, businesses, and property managers in Winona, Minnesota, with comprehensive home insurance agent services. The agency helps clients protect their dwellings, personal property, and liability exposure through personalized coverage discussions. They evaluate individual risks and occupancy details to recommend suitable policy options for residential and small business needs. Services include explaining policy terms, adjusting deductibles, and filing claims support. Their coverage area also extends to the neighboring community of Goodview for local residents.
Strategic Insurance Group serves Winona and the surrounding communities in southeastern Minnesota, helping homeowners secure coverage for their properties. The agency handles standard home insurance policies along with additional protection options like liability and personal property coverage. It works to understand each client’s specific needs and risk factors before recommending appropriate policy limits. For a typical job, the agency reviews the home’s construction details and local hazards to tailor a balanced package that meets the homeowner’s financial and safety requirements.
Steve Young Agency Inc American Family Insurance offers specialized home insurance coverage, including protection for single-family homes, condominiums, and rental properties in Winona. The agency works to tailor policies that address individual needs, such as dwelling coverage against fire or wind. It consistently provides customer support on claims and policy adjustments throughout the year. During the winter season, it assists homeowners with reviewing their coverage for potential ice dam damage or frozen pipe issues.
After heavy snow or spring thaw in Winona, homeowners often face hidden roof or gutter damage. Wunderlich Insurance Agency serves as a local home insurance agent, helping residents review their current coverage to ensure it matches the specific risks of the region. They focus on explaining policy details clearly and coordinating with area adjusters familiar with local weather patterns. A typical first step involves scheduling a home inspection appointment to document current structural conditions and identify any immediate repair needs before binding new coverage.
When homeowners in Winona, MN seek immediate protection, a single policy addresses urgent needs, while those requiring ongoing risk management choose an agent for continuous policy reviews. State Farm Insurance provides property coverage tailored to local structures and liability protection for area households. Every policy is designed to meet standard regional requirements and safeguard personal assets. Service to clients in the local area is available on a one-time, scheduled, or as-needed basis.
Farm Bureau Financial Services: Steve Jansen works with homeowners in Winona, Minnesota, to build personalized coverage for their properties. This agent specializes in adding endorsements for valuable personal items, equipment breakdown, and service line protection. The agency can structure policies for single-family residences, multi-unit dwellings, seasonal cabins, and landlord properties. Its commercial insurance services also apply to offices, warehouses, and food service establishments.
Farmers Insurance - David Jensen in Winona, MN is known for providing personalized home insurance coverage tailored to local property owners. The agency serves homeowners across the Winona area by explaining different policy options for dwelling protection and personal liability. Its service range also includes guidance on bundling policies and reviewing coverage limits each year. A specialty service it can add on is equipment breakdown coverage for major home appliances and systems.
WA Group, formerly Winona Agency, provides residential home insurance coverage to property owners in Winona, Minnesota. The agency also offers commercial insurance options for local businesses. Their service area extends throughout Winona County and nearby communities. Niche specialty policies can protect unique structures or personal property. Clients commonly return for policy updates, annual reviews, or to file claims between regular home inspections.
What Does a a Home Insurance Agent in Winona Cost?
The average cost of home insurance in Minnesota is around 1200 to 1500 dollars per year for a standard policy. Costs in Winona may vary based on your homes age location and replacement cost. Factors like your credit score and claims history also affect the premium. This is general information and not insurance advice.
About home insurance agents in Winona
Home insurance agents in Winona Minnesota help you find coverage for your house and belongings. Minnesota law requires insurers to offer specific wind and hail coverage on homeowners policies. Working with a local agent can help you understand these requirements and find a policy that fits your needs.
Frequently Asked Questions
What does a home insurance agent in Winona do?
A home insurance agent helps you compare policies from different insurance companies. They explain coverage options like dwelling protection liability and personal property. They also help you file claims and update your policy as needed.
Do I need flood insurance in Winona Minnesota?
Standard home insurance does not cover flood damage. Winona is near the Mississippi River so flood insurance may be recommended. You can buy flood insurance through the National Flood Insurance Program or some private insurers.
How does Minnesota law affect home insurance?
Minnesota requires insurers to offer coverage for wind and hail damage on homeowners policies. The state also has a standard fire insurance policy form that all insurers must use. Your agent can explain these legal requirements.
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