The top-rated home insurance agent in Buffalo, Minnesota is Troy Crank - State Farm Insurance Agent, rated 5.0 stars across 217 reviews. Other highly rated options include Mark Olson - State Farm Insurance Agent, Insurance Brokers of MN, Inc., Webb Insurance Agency. This directory lists 17 home insurance agents serving Buffalo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Troy Crank - State Farm Insurance Agent | 901 3rd St S #100 | (763) 684-9559 |
| 2 | Mark Olson - State Farm Insurance Agent | 124 Lake Blvd S | (763) 682-2752 |
| 3 | Insurance Brokers of MN, Inc. | 1014 Hwy 55 | (763) 682-4517 |
| 4 | Webb Insurance Agency | 601 Soo Ln Suite B4 | (763) 355-9500 |
| 5 | Insurance Center | 310 10th Ave S | (763) 682-4890 |
| 6 | Christopher Chapman American Family Insurance | 209 5th St NE Ste 2 | (763) 682-2575 |
| 7 | Central Land Title | 908 Commercial Dr | (763) 682-9634 |
| 8 | Milestone Medicare | 101 Marty Dr Suite 3 | (763) 878-5994 |
| 9 | Insurance Lab | 2 Division St E Ste 203 | (763) 200-5267 |
| 10 | RiverStone Insurance | 201 5th St NE #5 | (763) 682-6242 |
Troy Crank - State Farm Insurance Agent serves homeowners in the Buffalo, MN, area and surrounding Wright County. The agency provides standard home insurance policies designed to protect structures and personal belongings against common risks. Additional coverage options help clients manage liabilities that may arise from property ownership. Services include assistance with filing claims and reviewing current policy limits to ensure adequate protection. The office handles personal property endorsements and coverage adjustments for local weather exposures common to this region.
Mark Olson - State Farm Insurance Agent in Buffalo, MN, offers a range of services that includes customized home insurance policies designed to protect homeowners from unexpected losses. The company provides ongoing policy reviews and maintenance services to ensure coverage adapts to changing needs and property values. Service plans include assistance with claims filing and risk assessment for local residences and businesses. The agency serves a variety of property types, including single-family homes, apartments, retail establishments, and restaurants.
Insurance Brokers of MN, Inc. serves homeowners, businesses, and property managers in Buffalo, Minnesota. It provides home insurance policies protecting single-family residences, rental properties, and vacation homes from common regional hazards. The agency also helps clients secure liability coverage and contents protection for household belongings. Its work involves assessing individual property risks and explaining coverage options for local weather events. Service extends to surrounding communities such as Monticello, and the agency works with clients throughout the western metro area from Maple Grove to Saint Cloud.
Webb Insurance Agency serves Buffalo, Minnesota, and the surrounding communities of Wright County. It handles a range of home insurance policies, including coverage for dwelling structures, personal property, and liability protection. For a typical job, the agency gathers information about the home’s age, construction materials, and local replacement costs. It then compares coverage options to match the client’s specific risk exposure and budget constraints. The standard approach involves a detailed review of policy exclusions to ensure there are no gaps in protection.
When choosing a home insurance agent, some services offer a single, completion-focused engagement while others provide an ongoing relationship with annual policy reviews. Insurance Center in Buffalo, MN works with local homeowners to assess property risks and match coverage to individual needs, including dwelling, liability, and personal property protection. Standard tasks involve reviewing policy limits, explaining deductibles, and filing claims support. This agency coordinates services on an as-needed basis, accommodating requests when policy adjustments or claim assistance is required.
As a home insurance agent, Christopher Chapman American Family Insurance offers personalized coverage options tailored to protect homeowners in Buffalo, MN. Its specialty services include policy customization for structure and personal property, as well as liability protection. The agency assists clients with general insurance needs, from policy reviews to claims guidance. This local professional addresses seasonal concerns such as snowmelt flooding and winter storm damage, ensuring Buffalo homes are safeguarded against Minnesota’s harshest weather risks.
Central Land Title provides homeowners in Buffalo, Minnesota, with essential insurance policies to protect their properties. Beyond standard coverage, the company offers specialized add-ons for flood, sewer backup, and wind damage common to the region. These options help tailor a policy to each unique home and budget. The agency also addresses commercial needs, providing tailored insurance solutions for local offices, warehouses, and food service establishments in the surrounding area.
As winter snow and ice give way to spring thaws in Buffalo, homeowners often assess their properties for seasonal damage. Milestone Medicare helps residents review their coverage to ensure it matches current rebuilding costs. After a storm or an unexpected event, having a clear policy in place provides reassurance. The company works with local homeowners to explain policy details and liability protection plainly. The typical first step is a review of the homeowner’s existing policy followed by an on-site property assessment to confirm accurate valuation.
Insurance Lab serves residential home insurance clients in Buffalo, Minnesota, while also providing commercial coverage options for local business owners. Their service area includes the surrounding communities within Wright County. The agency works with standard homeowners policies and helps clients understand coverage limits, deductibles, and liability protection. Policyholders can reach the office to file claims or adjust their plans as needs change. Regular follow-up service is provided between scheduled policy review visits to address any new questions or updates.
RiverStone Insurance is a home insurance agent in Buffalo, Minnesota, known for offering standard policies that protect local homeowners against common risks. Its service range includes coverage for dwelling structures, personal property, and liability protection, tailored to the needs of properties in the Buffalo area. The agency assists clients in selecting appropriate deductibles and policy limits while navigating available discounts. Homeowners can also add on equipment breakdown coverage to protect major home appliances and systems from unexpected mechanical or electrical failures.
What Does a a Home Insurance Agent in Buffalo Cost?
The average cost of home insurance in Minnesota is around $1,200 to $1,800 per year for a standard policy, but rates in Buffalo may vary based on your homes age, location, and claims history. Older homes or those near water bodies may have higher premiums. Factors like your credit score and deductible choice also affect the price. This is general information, not insurance advice.
About home insurance agents in Buffalo
Home insurance agents in Buffalo, Minnesota help you find coverage for your house and belongings. Minnesota law requires insurers to offer coverage for wind and hail damage, and agents can explain these options. Local agents know the risks specific to Wright County, such as severe winter storms and tornadoes.
Frequently Asked Questions
What does a home insurance agent in Buffalo do?
A home insurance agent helps you compare policies from different companies to find coverage that fits your needs. They explain policy terms, help you choose deductibles, and assist with claims. Agents in Buffalo understand local risks like ice dams and basement flooding.
Do I need flood insurance in Buffalo Minnesota?
Standard home insurance does not cover flood damage. If your home is in a flood zone near Buffalo Lake or the Crow River, you may need a separate flood policy through the National Flood Insurance Program. Your agent can help you check your flood risk and find a policy.
How do I choose a home insurance agent in Buffalo?
Look for an agent who is licensed in Minnesota and has experience with homes in Wright County. Ask about their knowledge of Minnesota specific coverages like wind and hail. You can also check their customer reviews and ask for quotes from multiple agents.
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