The top-rated home insurance agent in Coon Rapids, Minnesota is Pinnacle Insurance Agency of Minnesota, LLC, rated 4.9 stars across 1,362 reviews. Other highly rated options include Paul Gentilini - State Farm Insurance Agent, R J Bergstrom - State Farm Insurance Agent, David Doyea - State Farm Insurance Agent. This directory lists 13 home insurance agents serving Coon Rapids.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Pinnacle Insurance Agency of Minnesota, LLC | 10081 Dogwood St NW | (763) 767-2323 |
| 2 | Paul Gentilini - State Farm Insurance Agent | 3357 Coon Rapids Blvd | (763) 755-1420 |
| 3 | R J Bergstrom - State Farm Insurance Agent | 11413 Hanson Blvd NW | (763) 755-7350 |
| 4 | David Doyea - State Farm Insurance Agent | 2740 Main St NW #114 | (763) 755-6100 |
| 5 | Kevin Vote - State Farm Insurance Agent | 11115 Crooked Lake Blvd NW | (763) 755-7220 |
| 6 | Kari A Hefnider Agency LLC American Family Insurance | 1740 116th Ave NW #170 | (763) 755-0375 |
| 7 | Robert Bianchi-Rossi - State Farm Insurance Agent | 543 Coon Rapids Blvd NW | (763) 784-2553 |
| 8 | North Suburban Agencies, Inc. | 11421 Hanson Blvd NW | (763) 755-2300 |
| 9 | David Curtis: Allstate Insurance | 9920 Foley Blvd NW Ste 150 | (763) 754-6636 |
| 10 | Aspen Insurance Group, Inc | 8960 Springbrook Dr #100 | (763) 755-7000 |
Pinnacle Insurance Agency of Minnesota, LLC serves the Coon Rapids area and the broader Anoka County region as a local home insurance agent. The company assists homeowners in securing coverage that protects their property and personal belongings against common regional risks. It helps clients navigate policy options to match their individual needs and budget. In this area, Pinnacle Insurance Agency handles standard homeowners policies and provides guidance on additional coverage for weather-related damages common in Minnesota.
Paul Gentilini - State Farm Insurance Agent in Coon Rapids, MN, provides a range of home insurance services, including coverage for property damage, personal liability, and additional living expenses. It offers policy review and adjustment services to help clients maintain appropriate protection as their needs change. The company assists with claims guidance and risk management advice for various property types, including single-family homes, apartments, retail, and restaurants.
R J Bergstrom - State Farm Insurance Agent serves homeowners, businesses, and property managers in Coon Rapids, Minnesota, by providing home insurance policies tailored to individual property needs. The agency helps clients protect their dwellings and personal belongings against common risks. It also offers guidance on coverage options to ensure adequate protection for local homes. Additionally, the agency serves the broader northwest metro area, including the neighboring community of Anoka.
Serving Coon Rapids and the surrounding Minnesota communities, David Doyea - State Farm Insurance Agent provides home insurance solutions tailored to protect local properties. Their coverage options address common residential risks, including damage from weather events and liability concerns. Each policy is reviewed to meet the specific needs of a homeowner's property and budget. For a typical job, the agency assesses the client's dwelling features and personal situation thoroughly, then presents clear coverage choices with an explanation of how each option safeguards the home.
Kevin Vote - State Farm Insurance Agent in Coon Rapids, MN, offers homeowners both one-time policy review options and ongoing coverage management. This helps clients understand their property protection needs, from dwelling and liability to personal belongings and additional living expenses. Coverage can be tailored to protect against common local risks such as storms, fire, and theft. Service is available on an as-needed basis for policy adjustments and annual renewal consultations.
Kari A Hefnider Agency LLC American Family Insurance in Coon Rapids, MN provides homeowners with specialized coverage options for property structure and personal belongings. It also assists clients in tailoring general liability protection to meet individual household needs. The agency regularly helps local homeowners understand their existing policy limits and explore endorsements for valuables or specific structures. During the spring and summer storm season, it advises on coverage for hail, wind, and water damage to keep homes adequately protected.
As winter ice and snow threaten roofs and gutters in Coon Rapids, Robert Bianchi-Rossi at State Farm Insurance helps homeowners assess their existing policies for coverage gaps. This home insurance agent works with clients to understand dwelling protection, personal property limits, and liability options that fit a range of local homes. Many families in the area also seek advice on bundling with auto coverage to simplify their insurance management. An initial assessment typically begins with a walkthrough of the property, noting key features like roof age and basement risks.
North Suburban Agencies, Inc. provides residential home insurance services to property owners in Coon Rapids, MN, and also offers commercial coverage for local businesses. Their agency focuses on policies that address common regional risks such as severe weather. Service is tailored to individual property values and coverage needs. Clients can discuss adjustments to their plans after a claim or life change, and agents are available for follow-up service between regular policy reviews.
David Curtis: Allstate Insurance offers homeowners coverage in the Coon Rapids area, providing standard protection for dwellings and personal property. Specialty add-ons can be arranged for valuable items, water backup, and identity theft recovery. The agency assists with evaluating replacement costs and adjusting deductibles to suit individual needs. Commercial sectors served include small offices, warehouses, and food service operations requiring tailored liability and property policies.
Aspen Insurance Group, Inc in Coon Rapids, MN is known for guiding homeowners through the often complex process of securing property protection. It offers a full range of standard residential coverage, including policies for single-family homes, condominiums, and renters. The agency works with multiple carriers to match each client with an appropriate plan for their specific needs. For an added layer of security, the company specializes in arranging flood insurance endorsements for properties in designated risk zones.
What Does a a Home Insurance Agent in Coon Rapids Cost?
The average annual premium for homeowners insurance in Minnesota is around $1,200 to $1,800, but costs in Coon Rapids vary based on home value, age, location, and coverage limits. Factors like proximity to fire stations and claims history also affect rates. This is general information, not insurance advice.
About home insurance agents in Coon Rapids
Home insurance agents in Coon Rapids help homeowners protect their property against risks like severe weather and fire. Minnesota law requires insurers to offer coverage for wind and hail damage, which are common in the state. An agent can explain policy options and help you meet mortgage lender requirements.
Frequently Asked Questions
What does a home insurance agent in Coon Rapids do?
A home insurance agent helps you compare policies from different insurers to find coverage that fits your needs. They explain deductibles, coverage limits, and exclusions. They also assist with filing claims and updating policies as your situation changes.
Is home insurance required in Minnesota?
Minnesota state law does not require homeowners insurance by statute. However, most mortgage lenders require it as a condition of the loan. Even without a mortgage, having insurance protects your investment from common risks like fire, theft, and weather damage.
How do Minnesota weather risks affect home insurance?
Minnesota experiences severe storms, hail, and heavy snow that can cause roof and property damage. Insurance policies in Coon Rapids typically include coverage for wind and hail as standard. An agent can help you understand deductibles for these specific perils.
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