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Compare home insurance agents in St Cloud. Review contact information and insurance categorys before you decide.
18 agents listed
Updated May 2026
St Cloud, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 18 home insurance agents in St Cloud, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dan Anderson - State Farm Insurance Agent
300 23rd Ave N, St Cloud, MN 56303
(320) 253-4656
insuremedan.com
Kristen Stebbins - State Farm Insurance Agent
1988 Co Rd 134, St Cloud, MN 56303
(320) 251-8353
kristenstebbins.com
Ken Bellicot - State Farm Insurance Agent
2904 Roosevelt Rd #2, St Cloud, MN 56301
(320) 251-4686
agentwhocares.com
The Lyle Group: Allstate Insurance
30 15th Ave S, St Cloud, MN 56301
(320) 253-4994
agents.allstate.com
Hess Partners Insurance Agency
31 33rd Ave N, St Cloud, MN 56303
(320) 255-0417
hesspartners.com
Moe Janssen Schee Agency: Allstate Insurance
3717 3rd St N, St Cloud, MN 56303
(320) 251-1383
agents.allstate.com
Advantage 1 Insurance
3801 3rd St N, St Cloud, MN 56303
(320) 252-6650
advantageoneins.com
Michael Brower Agency, Inc. American Family Insurance
1727 W St Germain St, St Cloud, MN 56301
(320) 252-5151
amfam.com
Rock City Insurance
14 7th Ave N, St Cloud, MN 56303
(320) 259-4003
rockcityagency.com
Auto-Owners Insurance St. Cloud Claims
3601 18th St S, St Cloud, MN 56301
(320) 251-1451
auto-owners.com
Farmers Insurance - Duane Osgood
3335 W St Germain St #105, St Cloud, MN 56301
(320) 252-6095
agents.farmers.com
Lamphere Insurance Group, LLC
606 25th Ave S Ste. 204, St Cloud, MN 56301
(320) 640-0633
lamphereinsgrp.com
Hess Insurance Agency LLC
2233 Roosevelt Rd #4, St Cloud, MN 56301
(320) 251-1515
hessinsuranceagency.com
Federated Insurance Co
2700 1st St N #215, St Cloud, MN 56303
(320) 314-3964
reps.federatedinsurance.com
Moe Agency Inc
536 25th Ave N, St Cloud, MN 56303
(320) 253-7644
moeagencyinc.net
Gasperlin Insurance Agency
2789 Clearwater Rd #C, St Cloud, MN 56301
(320) 252-6800
gasperlinagency.com
John Herman Insurance
606 25th Ave S #111, St Cloud, MN 56301
(320) 251-1997
johnhermanins.wixsite.com
Mark Helminick
1500 Oak Grove Rd SW #109, St Cloud, MN 56301
(320) 230-9147
insurancebrokersmn.com
Home insurance agents in St Cloud, Minnesota help you find coverage for your house and belongings. Minnesota law requires insurers to offer specific wind and hail coverage on homeowners policies. Local agents understand the risks of central Minnesota weather including snow loads and ice dams.
What Does a Home Insurance Agent in St Cloud Cost?
The average cost of home insurance in Minnesota is around $1,200 to $2,000 per year for a standard policy, but rates vary by home value, location, and coverage level. In St Cloud, factors like the age of your home, your claims history, and your credit score affect your premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in St Cloud do?
A home insurance agent helps you compare policies from different insurance companies. They explain coverage options like dwelling protection, personal property, and liability. They also assist with claims and policy changes.
Do I need flood insurance in St Cloud Minnesota?
Standard home insurance does not cover flood damage. In St Cloud, flood insurance is recommended if you live near the Mississippi River or in a flood zone. You can buy flood insurance through the National Flood Insurance Program or a private insurer.
How do I choose a home insurance agent in St Cloud?
Look for an agent licensed in Minnesota with experience in the St Cloud area. Ask about their knowledge of local weather risks and coverage options. Check their reviews and verify their license with the Minnesota Department of Commerce.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.