The top-rated home insurance agent in Shakopee, Minnesota is Katie Odeen - State Farm Insurance Agent, rated 5.0 stars across 284 reviews. Other highly rated options include Farmers Insurance - Bradley Hansen, Brad Billings - State Farm Insurance Agent, Eric Means - State Farm Insurance Agent. This directory lists 16 home insurance agents serving Shakopee.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Katie Odeen - State Farm Insurance Agent | 1226 4th Ave E #110 | (952) 225-5450 |
| 2 | Farmers Insurance - Bradley Hansen | 8170 Old Carriage Ct Suite 200 | (952) 222-4479 |
| 3 | Brad Billings - State Farm Insurance Agent | 255 1st Ave E | (952) 445-3362 |
| 4 | Eric Means - State Farm Insurance Agent | 1667 17th Ave E #103 | (952) 446-7067 |
| 5 | Farmers Insurance - Robert Whitcomb | 132 Holmes St S | (952) 942-2082 |
| 6 | Innovative Insurance Services LLC | 8091 Old Carriage Ct | (952) 445-5767 |
| 7 | HomeTown Insurance | 950 Vierling Dr W Suite 100 | (952) 873-1876 |
| 8 | JJ Insurance | 1038 1st Ave E | (952) 283-3067 |
| 9 | Robert Loonan American Family Insurance | 1221 4th Ave E #165 | (952) 445-8100 |
| 10 | David Sneen Independent Health Insurance Broker | 1576 Hartley Blvd S | (651) 983-0260 |
Katie Odeen - State Farm Insurance Agent serves the Shakopee, Minnesota area and surrounding Scott County communities, providing comprehensive home insurance solutions. The agency offers policies that help protect residential properties and personal belongings from common perils such as fire, theft, and weather-related damage. Clients can receive personalized risk assessments and coverage recommendations tailored to their specific housing situations. Additional services handled locally include renters insurance for tenants and customizable liability protection for homeowners.
Farmers Insurance - Bradley Hansen in Shakopee, Minnesota provides a full range of home insurance services, including coverage for property damage, liability protection, and personal belongings. Its plans can be tailored to offer maintenance support for unexpected repairs and replacement costs. The agency works closely with clients to identify adequate coverage levels for their specific needs. It services single-family homes, apartments, retail spaces, and restaurants.
Homeowners, property managers, and small business owners in Shakopee, Minnesota turn to Brad Billings’ State Farm agency for home insurance coverage. The team assists clients in selecting policies that protect their property and personal belongings against common regional risks. They also help customers understand deductibles, liability options, and bundling opportunities that integrate homeowners insurance with other personal lines. This agency additionally provides coverage guidance to residents in neighboring communities within Scott County and the southwest Twin Cities metro area, including Prior Lake.
Serving Shakopee and the surrounding Scott County communities, Eric Means - State Farm Insurance Agent handles home insurance policies for local homeowners. It protects residential properties against common risks like fire, severe weather damage, and liability claims. The agency’s work includes helping clients understand their coverage options and adjust their policies to match their property’s value. For a typical homeowner, it assesses the dwelling’s unique features and recommends a plan that fits the client’s budget and needs.
Farmers Insurance - Robert Whitcomb offers homeowners both one-time policy consultations and ongoing coverage management to address changing property needs. Their services help protect homes in Shakopee, MN, from common risks like fire, theft, and weather damage, ensuring policy terms are clearly explained to clients. This agency provides tailored advice on selecting appropriate coverage levels for individual homes. Service arrangements are available on either an as-needed basis for questions or a scheduled cycle for periodic policy reviews.
Innovative Insurance Services LLC offers specialized home insurance policies tailored to property protection against fire, theft, and liability claims. Serving the Shakopee, MN area, its general service work helps clients assess dwelling coverage needs and select appropriate deductibles. Seasonal concerns are common due to Minnesota winters; the company regularly assists homeowners in understanding policy provisions for ice dam damage and frozen pipe repairs following severe cold spells.
As winter snows threaten Shakopee roofs and spring storms bring hail, HomeTown Insurance helps homeowners assess their coverage for seasonal damage risks. This home insurance agent in Shakopee, MN, guides clients in matching policies to their community's needs, whether on an older home near downtown or a newer development. The process typically begins with a property inspection or risk review, allowing the agent to discuss specific vulnerabilities and appropriate protections directly with each homeowner.
JJ Insurance works with homeowners in Shakopee, MN, to find coverage protecting their property and personal liability. For those needing more protection, the agency can arrange policies for valuable belongings, water backup damage, and identity theft coverage. As a home insurance agent, it serves residential clients and also helps businesses in the area secure tailored policies for offices, warehouses, and food service operations.
Robert Loonan American Family Insurance provides home insurance services to residents of Shakopee, Minnesota, and the surrounding area, ensuring property protection against common regional risks. Commercial coverage is also available for local businesses seeking to safeguard their assets and operations. Working with customers to assess individual needs, the agency helps tailor policies to suit diverse residential and commercial structures. Following the initial policy setup, agents remain available for updates or claims assistance, continuing service between regular policy reviews.
David Sneen Independent Health Insurance Broker serves home insurance clients in and around Shakopee, MN, offering personal coverage tailored to individual property needs. Standard policies include protection for dwelling, personal belongings, and liability. The company provides guidance on selecting deductibles and policy limits. Additional options such as flood or earthquake coverage can be added to a homeowners policy for broader protection.
What Does a a Home Insurance Agent in Shakopee Cost?
The average cost of homeowners insurance in Minnesota is about $1,400 to $2,000 per year for a standard policy. In Shakopee rates may vary based on your homes age construction type and proximity to flood zones. Factors like your credit score and claims history also affect premiums. This is general information not insurance advice.
About home insurance agents in Shakopee
A home insurance agent in Shakopee Minnesota can help you find a policy that protects your property and belongings. Minnesota law requires that all homeowner policies include coverage for wind and hail damage. An agent can explain local risks such as river flooding near the Minnesota River and help you choose the right deductibles.
Frequently Asked Questions
What does a home insurance agent in Shakopee do?
A home insurance agent helps you compare policies from different insurers to find coverage that fits your needs. They explain policy terms, help you file claims, and advise on additional coverage like flood insurance. In Minnesota agents must be licensed by the state Department of Commerce.
Is flood insurance required for homes in Shakopee?
Flood insurance is not required by Minnesota state law for most homes. However if your property is in a FEMA-designated flood zone your mortgage lender may require it. Shakopee has areas near the Minnesota River that are at higher flood risk so an agent can help you decide if a separate flood policy is wise.
How long do I have to file a home insurance claim in Minnesota?
Minnesota law does not set a specific deadline for filing a claim but most policies require you to notify your insurer promptly after a loss. The standard statute of limitations for breach of contract in Minnesota is six years. Check your policy for any specific time limits.
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