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Find Home Insurance Agents Near You in Rochester, MN

Browse home insurance agents serving Rochester, Minnesota. Updated 2026-07-14.

The top-rated home insurance agent in Rochester, Minnesota is Shawn Christensen - State Farm Insurance, rated 4.9 stars across 583 reviews. Other highly rated options include Bruce Fujan - State Farm Insurance Agent, Fortress Insurance & Financial Services, David Jorgenson - State Farm Insurance Agent. This directory lists 20 home insurance agents serving Rochester.

Showing 20 home insurance agents in Rochester, MNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Shawn Christensen - State Farm Insurance1903 Broadway Ave S(507) 282-1500
2Bruce Fujan - State Farm Insurance Agent5025 Hwy 52 N(507) 281-5194
3Fortress Insurance & Financial Services2766 Commerce Dr NW STE D(507) 424-6200
4David Jorgenson - State Farm Insurance Agent401 16th Ave NW Suite 105(507) 216-5274
5Atlas Insurance Brokers5721 Bandel Rd NW(507) 252-8720
6Arment & Associates, LLC American Family Insurance923 N Broadway Ave(507) 289-7494
7Connor Faupel Insurance Agency3552 West River Pkwy NW(507) 261-9306
8Farmers Insurance - Joanna Johnson4229 W Frontage Rd #5(507) 287-3276
9Matt Kechely - State Farm Insurance Agent1712 37th St NW(507) 282-2637
10Ted W. Smith Insurance3228 6th Ave NE(507) 252-4640
SC
1903 Broadway Ave S
Shawn Christensen - State Farm Insurance
Home Insurance Agent · Rochester, MN

Shawn Christensen - State Farm Insurance serves the Rochester, Minnesota metro area, providing home insurance policies to local homeowners. The agency helps residents protect their property and personal belongings against common regional risks like severe storms and fire. Policy options can include coverage for additional living expenses if a home becomes uninhabitable. This agency assists with tailoring deductibles and liability limits to match individual needs. It handles claims guidance and offers bundles combining home and auto coverage for added convenience in this area.

BF
5025 Hwy 52 N
Bruce Fujan - State Farm Insurance Agent
Home Insurance Agent · Rochester, MN

Bruce Fujan - State Farm Insurance Agent in Rochester, MN, offers a range of home insurance policies designed to protect residential properties. The agency provides standard coverage options along with customizable plan add-ons to meet varying homeowner needs. Service plans include personal liability protection and dwelling coverage to safeguard against common risks in the area. This agency services single-family homes, apartments, retail spaces, and restaurants.

FI
2766 Commerce Dr NW STE D
Fortress Insurance & Financial Services
Home Insurance Agent · Rochester, MN

Fortress Insurance & Financial Services serves homeowners, businesses, and property managers in Rochester, Minnesota, by helping them secure home insurance policies that protect against common regional risks such as severe storms and winter weather. Their agents guide clients in selecting appropriate coverage amounts and optional endorsements for property and liability needs. The company also provides assistance to clients in neighboring communities like Stewartville and Byron, ensuring broader access to essential property protection services throughout Olmsted County.

DJ
401 16th Ave NW Suite 105
David Jorgenson - State Farm Insurance Agent
Home Insurance Agent · Rochester, MN

David Jorgenson - State Farm Insurance Agent in Rochester, MN distinguishes between one-time policies for seasonal or secondary homes and recurring annual coverage for primary residences. Their home insurance plans can protect against damage from fire, wind, theft, and liability for accidents on the property. Agent David Jorgenson works with clients to select the personal property limits and deductibles that best fit each homeowner’s needs. Services can be arranged as needed, running on either a scheduled annual review or a one-time consultation basis.

AI
5721 Bandel Rd NW
Atlas Insurance Brokers
Home Insurance Agent · Rochester, MN

Atlas Insurance Brokers serves Rochester, Minnesota, along with the surrounding Olmsted County communities. The agency handles residential property coverage for single-family homes, condominiums, and townhomes. It also manages personal liability and contents protection for local homeowners. To evaluate a typical client’s needs, it conducts a thorough review of the property’s replacement cost and local regional weather exposure before recommending a customizable policy.

AA
923 N Broadway Ave
Arment & Associates, LLC American Family Insurance
Home Insurance Agent · Rochester, MN

Arment & Associates, LLC American Family Insurance specializes in customized home insurance policies designed to protect single-family homes and condominiums in the Rochester area. Its general work includes advising clients on appropriate dwelling coverage, personal property protection, and liability limits to suit individual needs. The agency also helps policyholders adjust their plans after major home renovations or additions. As winter approaches, it assists local homeowners with confirming their coverage for potential ice dam damage and frozen pipe bursts.

CF
3552 West River Pkwy NW
Connor Faupel Insurance Agency
Home Insurance Agent · Rochester, MN

With harsh Minnesota winters and seasonal storm risks in Rochester, the Connor Faupel Insurance Agency helps homeowners understand their coverage for potential roof or siding damage. Each policy review examines deductibles, replacement cost provisions, and specific exclusions tied to local weather claims. After confirming a client’s address and property type, the agency schedules a phone or online meeting to detail the home’s current structural features and safety devices before offering an initial property inspection.

FI
4229 W Frontage Rd #5
Farmers Insurance - Joanna Johnson
Home Insurance Agent · Rochester, MN

Farmers Insurance - Joanna Johnson works with homeowners in Rochester, Minnesota to secure coverage that protects residential property and personal belongings. This agency can help clients add specialty endorsements for valuable items such as jewelry, fine art, or collectibles that may exceed standard policy limits. Local business owners can also consult Joanna Johnson for commercial insurance solutions tailored to offices, warehouses, and food service operations.

MK
1712 37th St NW
Matt Kechely - State Farm Insurance Agent
Home Insurance Agent · Rochester, MN

Matt Kechely - State Farm Insurance Agent in Rochester, MN, provides residential home insurance coverage tailored to individual policy needs. This agency also handles commercial coverage options for local businesses throughout the Rochester area. Customers receive guidance to help select appropriate protection for their property and belongings. Service continues between regular visits, as the office contacts clients for periodic policy reviews and any necessary adjustments after major life events or home changes.

TW
3228 6th Ave NE
Ted W. Smith Insurance
Home Insurance Agent · Rochester, MN

Ted W. Smith Insurance is known for providing tailored home insurance solutions for clients in Rochester, MN. The agency helps homeowners protect their properties by offering policies that cover standard risks such as fire, theft, and weather damage. They guide clients through the process of selecting appropriate coverage limits and deductibles for their individual needs. For those with valuable personal belongings, the agency can also include scheduled personal property endorsements for items like jewelry or fine art.

SG
1500 1st Ave NE #111c
Sam Ghareeb Insurance Broker
Home Insurance Agent · Rochester, MN
(507) 358-4497
samginsurance.com
SM
914 N Broadway Ave
Sue Madden - State Farm Insurance Agent
Home Insurance Agent · Rochester, MN
(507) 281-0100
suemadden.com
AA
511 Northern Hills Dr NE #3
All Apple Insurance Agency / Paul M. Peterson
Home Insurance Agent · Rochester, MN
(507) 285-5760
allappleagency.com
SC
3334 19th St NW STE 204
Shawn Capelle Agency Inc American Family Insurance
Home Insurance Agent · Rochester, MN
(507) 285-9927
amfam.com/agents/minnesota/rochester/shawn-capelle
SI
894 7th St NW
Safechoice Insurance Agency
Home Insurance Agent · Rochester, MN
(507) 280-9282
safechoicemn.com
HI
411 12th St SE
Harmony Insurance Group
Home Insurance Agent · Rochester, MN
(507) 280-8300
harmonyinsurancegroup.com
SI
826 Broadway Ave S
Sandvik Insurance Agency
Home Insurance Agent · Rochester, MN
(507) 226-8481
sandvikinsuranceagency.com
DF
5721 Bandel Rd NW
Dave Faupel Agency
Home Insurance Agent · Rochester, MN
(507) 269-8883
davefaupel.com
SH
894 7th St NW
Song Hong Insurance Agency
Home Insurance Agent · Rochester, MN
(507) 280-9282
HI
1635 Greenview Dr SW
Heartman Insurance
Home Insurance Agent · Rochester, MN
(507) 288-3834
heartman.com

What Does a a Home Insurance Agent in Rochester Cost?

The average cost of home insurance in Minnesota is around $1,200 to $1,800 per year for a standard policy. Rates in Rochester may vary based on your homes age, size, and proximity to fire stations. Premiums also depend on the deductible you choose and any additional coverage for valuables or liability. This is general information and not insurance advice.

About home insurance agents in Rochester

Home insurance agents in Rochester Minnesota help you find coverage for your house and belongings. Minnesota law requires insurers to offer coverage for wind and hail damage, which is important given the local weather. A local agent can explain policy options and help you meet Minnesota insurance requirements.

Frequently Asked Questions

What does a home insurance agent in Rochester do?

A home insurance agent helps you compare policies from different insurance companies. They explain coverage limits, deductibles, and exclusions. They also assist with filing claims and updating your policy as your needs change.

Do I need special coverage for Minnesota winters?

Yes, Minnesota winters can cause ice dams and frozen pipes. Many policies cover these risks but some may have limits. Ask your agent about coverage for snow damage and backup of sewers or drains.

How is home insurance cost calculated in Minnesota?

Insurance companies look at your home value, age, construction type, and location. They also consider your claims history and credit score. Minnesota law allows insurers to use credit information but requires them to notify you if it affects your rate.

Home Insurance Agents in Other Minnesota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.