The top-rated home insurance agent in Prior Lake, Minnesota is Mandi Vote- State Farm Insurance Agent, rated 5.0 stars across 212 reviews. Other highly rated options include AB & B Insurance, Jeremy Senn - State Farm Insurance Agent, Lakes Insurance. This directory lists 15 home insurance agents serving Prior Lake.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mandi Vote- State Farm Insurance Agent | 16731 State Hwy 13 Suit 109 | (612) 255-0941 |
| 2 | AB & B Insurance | 14198 Commerce Ave NE #700 | (952) 226-1226 |
| 3 | Jeremy Senn - State Farm Insurance Agent | 14033 Commerce Ave NE Suite 102 | (952) 447-8700 |
| 4 | Lakes Insurance | 6885 Boudin St NE | (612) 750-3108 |
| 5 | Prior Lake State Agency | 16677 Duluth Ave SE UNIT 101 | (952) 447-8350 |
| 6 | DeRose Commercial Insurance Group | 15875 Franklin Trail SE #105 | (651) 999-8985 |
| 7 | Van Curler Independent Insurance Agency | 16228 Main Ave SE UNIT 111 | (952) 226-1160 |
| 8 | Nick Atkinson & Associates Inc American Family Insurance | 14180 Commerce Ave NE STE 107 | (952) 226-6999 |
| 9 | Oak Tree Insurance | 15870 Franklin Trail SE #105a | (952) 469-9261 |
| 10 | Alan Iverson American Family Insurance | 4719 Park Nicollet Ave SE #110 | (952) 447-1025 |
Mandi Vote- State Farm Insurance Agent serves the Prior Lake, Minnesota, area, specializing in home insurance along with related personal coverage options. The agency helps local homeowners protect their property against common risks like fire, theft, and severe weather. Personalized consultations allow clients to review policy details and adjust deductibles to fit their budget. The office also handles renters insurance for tenants in the Prior Lake community and condominium insurance to cover individual unit owners.
AB & B Insurance provides a full selection of home insurance products for property owners in the Prior Lake, MN area. It works with clients to customize policies that offer protection against common risks, including fire, theft, and weather-related damage. The company helps customers review their coverage needs and adjust plans as necessary to ensure adequate protection over time. AB & B Insurance provides services for single-family homes, apartments, retail spaces, and restaurants.
Jeremy Senn - State Farm Insurance Agent serves homeowners and local businesses in Prior Lake, Minnesota, by providing home insurance policies that help protect residential properties and personal belongings against common perils such as fire, theft, and weather damage. The agency also supports property managers seeking tailored coverage for rental units. Services include policy review, risk assessment, and claims assistance to ensure clients understand their coverage options and deductibles. Additionally, the agent serves neighboring communities throughout the southwest metro area, including Shakopee.
Lakes Insurance provides home insurance services in Prior Lake and the surrounding communities of Scott County, Minnesota. It handles a range of residential policies, including coverage for standard homes, rental properties, and secondary dwellings. Clients can expect clear consultations that explain different policy options and deductibles based on property value and location. For a typical job, the agency begins with a property assessment to determine replacement cost, then presents coverage tiers with corresponding premium estimates.
Prior Lake State Agency in Prior Lake, Minnesota, assists homeowners by distinguishing between a one-time policy review and ongoing protection, which requires an annual renewal to keep coverage current. Their work helps tailor a policy to guard a home against common local risks like wind and hail damage. As a home insurance agent, service is provided on a scheduled basis to align each policy’s start and renewal dates with the homeowner’s needs and the insurer’s underwriting calendar.
DeRose Commercial Insurance Group in Prior Lake helps clients secure tailored coverage for their homes, including protection for personal property and liability. It also provides general home insurance services, assisting local homeowners in choosing policies that match individual needs and budgets. The company focuses on addressing specific risks common to the area, such as ensuring policies adequately cover damage from the severe winter storms and freezing temperatures that regularly affect Minnesota properties.
When winter thaws reveal roof damage or spring storms batter Prior Lake homes, Van Curler Independent Insurance Agency reviews local property policies to confirm adequate dwelling and personal property coverage. Operating as a home insurance agent in this community, the company discusses replacement cost options for structures and liability protection against common regional claims like water seepage. They recommend scheduling an appointment for a complete policy review that includes a walk-through assessment of your home and a written inspection of vulnerable areas.
Nick Atkinson & Associates Inc American Family Insurance helps homeowners in Prior Lake, MN, protect their primary residences from common perils like fire, wind, and theft. The agency also offers specialty add-ons, including coverage for valuable personal property and sewer or drain backup. Policies can be tailored for various commercial sectors, with options available for offices, warehouses, and food service operations.
Oak Tree Insurance is known in Prior Lake, MN for providing personalized home coverage options tailored to individual property needs. The agency serves homeowners seeking to protect their assets against common regional risks, including severe storms and water damage. Clients can obtain policies that bundle dwelling, personal property, and liability protection. A representative can guide policyholders through deductibles and coverage limits. As a specialty service, the company also helps add flood insurance to standard homeowner policies.
What Does a a Home Insurance Agent in Prior Lake Cost?
Home insurance costs in Minnesota average around 1,200 to 1,800 dollars per year for standard coverage. Rates in Prior Lake may vary based on your home value, location, and claims history. Factors like roof age and proximity to lakes can affect your premium. This is general information, not insurance advice.
About home insurance agents in Prior Lake
Home insurance agents in Prior Lake, Minnesota help residents find coverage for their homes and belongings. Minnesota law requires insurers to offer specific wind and hail coverage in certain areas. Agents can explain policy options and help you meet your insurance needs.
Frequently Asked Questions
What does a home insurance agent in Prior Lake do?
A home insurance agent helps you find a policy that covers your house, personal property, and liability. They can compare quotes from different companies and explain Minnesota-specific coverage rules.
Do I need flood insurance in Prior Lake?
Standard home insurance does not cover flood damage. If your property is in a flood zone, your lender may require a separate flood policy. An agent can help you find flood insurance options.
What is the Minnesota standard fire policy?
Minnesota law requires all home insurance policies to include a standard fire policy. This covers damage from fire and lightning. An agent can explain how this basic coverage works with your policy.
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