The top-rated home insurance agent in New Brighton, Minnesota is Amy Wakem - State Farm Insurance Agent, rated 4.9 stars across 518 reviews. Other highly rated options include Tyler Hanson - State Farm Insurance Agent, Reasons Insurance, Adam L Mohr Agency Inc American Family Insurance. This directory lists 10 home insurance agents serving New Brighton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Amy Wakem - State Farm Insurance Agent | 2191 Silver Lake Rd NW | (651) 636-8337 |
| 2 | Tyler Hanson - State Farm Insurance Agent | 919 Old Hwy 8 NW Ste 100 | (651) 488-7810 |
| 3 | Reasons Insurance | 2722 Hwy 694 Service Dr #205 | (651) 636-6911 |
| 4 | Adam L Mohr Agency Inc American Family Insurance | 201 Silver Lake Rd NW B | (651) 255-0015 |
| 5 | Edina Realty Insurance | 119 14th St NW | (651) 605-2744 |
| 6 | Dean Olson Insurance Agency, LLC | 2483 15th St NW Suite A | (651) 633-0408 |
| 7 | Caron Agency-Anchor Insurance Agency | 2510 Knollwood Dr | (218) 750-8224 |
| 8 | Mitchell Pitman American Family Insurance | 1405 Silver Lake Rd NW Ste 7 | (651) 633-3216 |
| 9 | Farmers Insurance - James Fehling | 1401 Silver Lake Rd NW #3 | (651) 633-6633 |
| 10 | American Family Insurance - Lyle Chapin | 888 County Rd D West UNIT 105 | (651) 636-9954 |
Amy Wakem - State Farm Insurance Agent serves the New Brighton, MN, metro area and surrounding communities as a home insurance agent. This agency assists homeowners in securing property coverage tailored to their individual needs. Common policies address dwelling protection and liability for houses in this region. Additional services include coverage for personal belongings and structures like detached garages. The office also helps clients with policies for rental properties or condominium units in New Brighton.
Tyler Hanson - State Farm Insurance Agent in New Brighton, MN, provides home insurance services, including coverage for the structure of a house and its contents. The agency also offers options for personal liability protection and additional living expenses if a home becomes uninhabitable. Policyholders can bundle home insurance with auto insurance for convenience. The agency services single-family homes, apartments, retail spaces, and restaurants.
Reasons Insurance provides home insurance solutions for homeowners, property managers, and businesses throughout the New Brighton, Minnesota area. The agency assists clients in securing coverage tailored to protect their residential properties and investments. It offers guidance on policies that address common regional risks, including seasonal weather and property maintenance concerns. Customers can consult with the agency to review their insurance needs and explore available options. The company also serves neighboring communities such as Mounds View and the surrounding northern Twin Cities metro region.
Serving New Brighton and the surrounding communities in Minnesota, Adam L Mohr Agency Inc American Family Insurance provides home insurance agents to local homeowners. The office handles policies covering dwelling protection and personal liability for area residences. For a typical job, an agent reviews the client’s current coverage, compares it against the property’s specific rebuild costs and local weather risks, and then presents a tailored policy quote for consideration.
When considering home insurance, homeowners distinguish between a one-time policy purchased for a single property and ongoing coverage that protects a residence across multiple years. Edina Realty Insurance in New Brighton, MN, helps local clients navigate this decision while securing appropriate dwelling protection against regional weather risks. The agency’s role focuses on explaining coverage options for structure repairs and personal liability in the area. This service operates on an as-needed basis when clients request a policy review or a new quote for their home.
Dean Olson Insurance Agency, LLC offers home insurance policies that cover structure repair and liability protection for households in New Brighton, MN. It also assists clients with standard dwelling and personal property coverage needs. The agency works to explain policy options for typical local housing styles and neighborhood risks. During the winter months in the Twin Cities suburbs, it can help homeowners address freeze-related claims and ice dam damage on roofs.
Late winter and spring storms can leave homes in New Brighton vulnerable to roof and siding damage. Caron Agency-Anchor Insurance Agency helps local homeowners review their existing policies to ensure coverage includes recent building-material costs. They explain how deductibles work for wind and hail claims, which are common in the area. A typical engagement begins with a consultation to assess the property’s current value and identify any gaps in protection, followed by an on-site inspection of the home’s exterior condition.
Mitchell Pitman American Family Insurance helps clients in New Brighton, Minnesota secure coverage for their homes and personal property. The agency specializes in offering add-ons such as identity theft protection and equipment breakdown coverage for household systems. By evaluating individual risk factors, the agent tailors policies to address specific local weather and liability concerns common to the area. Commercial clients seeking protection for offices, warehouses, and food service operations can also obtain tailored business insurance solutions through this location.
Farmers Insurance - James Fehling provides residential home insurance services to property owners in New Brighton, Minnesota. The agency also offers commercial coverage options for local businesses and extends its service across the surrounding area. Each policy is tailored to help protect a home or business from common perils like fire, theft, and weather damage. The agent can assist with questions between regular policy reviews, making it simple to discuss updates or schedule follow-up service as needed.
American Family Insurance - Lyle Chapin, located in New Brighton, MN, is known for helping local homeowners protect their properties against common risks. Serving New Brighton and the surrounding communities, the agency offers standard coverage that includes dwelling protection, personal liability, and reimbursement for additional living expenses after a covered loss. Clients can also add on specific endorsement for sewer or drain backup, a valuable supplementary protection for area basements.
What Does a a Home Insurance Agent in New Brighton Cost?
The average cost of home insurance in Minnesota is around 1,200 to 1,800 dollars per year for a standard policy. Costs in New Brighton may vary based on your homes age size and location. Factors like your deductible and credit score also affect the premium. This is general information and not insurance advice.
About home insurance agents in New Brighton
Home insurance agents in New Brighton Minnesota help homeowners find coverage for their property and belongings. Minnesota law requires insurers to offer replacement cost coverage for dwelling policies. Agents can explain how local weather risks like hail and snow affect your premium.
Frequently Asked Questions
What does a home insurance agent in New Brighton do?
A home insurance agent helps you compare policies from different companies to find coverage that fits your needs. They explain policy terms and help you file claims. They also advise on additional coverage for things like sewer backup which is common in Minnesota.
Do I need flood insurance for a home in New Brighton?
Standard home insurance policies do not cover flood damage. If your home is in a flood zone near the Mississippi River or Rice Creek you may need a separate flood policy. Your agent can help you check flood maps and find a policy.
How does Minnesota law affect home insurance claims?
Minnesota statute 62A.02 requires insurers to provide a written explanation if they deny a claim. You have up to six years to file a lawsuit for breach of an insurance contract under Minnesota law. An agent can explain these timelines.
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