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Looking for a home insurance agent in Lakeville? Review the directory below to compare your options.
17 agents listed
Updated May 2026
Lakeville, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 17 home insurance agents in Lakeville, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Home insurance agents in Lakeville Minnesota help homeowners protect their property against risks like severe storms and fire. Minnesota law requires insurers to offer coverage for wind and hail damage as part of a standard policy. Local agents can explain how replacement cost versus actual cash value works for your Lakeville home.
What Does a Home Insurance Agent in Lakeville Cost?
The average cost of home insurance in Minnesota is around 1,200 to 1,800 dollars per year for a standard policy. In Lakeville costs may vary based on your homes age size and location. Factors like your credit score claims history and chosen deductible also affect the price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Lakeville do?
A home insurance agent helps you compare policies from different companies to find coverage that fits your needs. They explain policy terms like deductibles and coverage limits. They also assist with filing claims and updating your policy when your home changes.
Do I need flood insurance for my Lakeville home?
Standard home insurance policies in Minnesota do not cover flood damage. If your property is in a flood zone designated by FEMA, your mortgage lender may require flood insurance. An agent can help you purchase a separate flood policy through the National Flood Insurance Program.
How can I lower my home insurance premium in Lakeville?
You can lower your premium by increasing your deductible bundling home and auto insurance or installing safety features like smoke detectors and security systems. Some insurers offer discounts for newer roofs or homes with impact-resistant shingles. Ask your agent about all available discounts.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.