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HomeHome Insurance AgentsMinnesota › Lake Elmo

Find Home Insurance Agents Near You in Lake Elmo, MN

Browse home insurance agents serving Lake Elmo, Minnesota. Updated 2026-07-14.

The top-rated home insurance agent in Lake Elmo, Minnesota is Dan Stoudt - State Farm Insurance Agent, rated 5.0 stars across 387 reviews. Other highly rated options include Auto-Owners Insurance Minnesota Regional Office, Zignego Agency Inc, Goosehead Insurance - Tony Muckala. This directory lists 15 home insurance agents serving Lake Elmo.

Showing 15 home insurance agents in Lake Elmo, MNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Dan Stoudt - State Farm Insurance Agent3549 Lake Elmo Ave N(651) 478-4979
2Auto-Owners Insurance Minnesota Regional Office8574 Eagle Point Cir(800) 332-2886
3Zignego Agency Inc8975 33rd St N(651) 777-8788
4Goosehead Insurance - Tony Muckala8530 Eagle Point Blvd Suite 100(612) 852-5165
5Honey Bear Insurance Agency LLC8530 Eagle Point Blvd Suite 100 #113(651) 432-4164
6Paul McCarthy - State Farm Insurance Agent11200 Stillwater Blvd STE 107(651) 748-9400
7Eagle Point Insurance Group8665 Eagle Point Blvd(651) 209-9330
8Buddy Martin - COUNTRY Financial Agent8645 Eagle Point Blvd(651) 275-9187
9Protectors Agency: Dave Lesch8530 Eagle Point Blvd Suite 100(651) 204-7148
10Michael Johnson11200 Stillwater Blvd Suite 106A(651) 773-8250
DS
3549 Lake Elmo Ave N
Dan Stoudt - State Farm Insurance Agent
Home Insurance Agent · Lake Elmo, MN

Dan Stoudt - State Farm Insurance Agent in Lake Elmo, Minnesota, is known for providing home insurance policies that protect residential properties from common risks like fire, theft, and weather damage. The agency offers tailored coverage options to fit individual homeowner needs, including dwelling protection and personal liability. A specialty service it can add on is flood insurance, which helps safeguard homes in flood-prone areas beyond standard policy limits.

AO
8574 Eagle Point Cir
Auto-Owners Insurance Minnesota Regional Office
Home Insurance Agent · Lake Elmo, MN

Auto-Owners Insurance Minnesota Regional Office serves the greater Washington County area from its location in Lake Elmo, Minnesota, offering home insurance agent services to local residents. This office assists homeowners in securing property coverage tailored to protect their dwellings and personal belongings against common regional risks. The agency also provides guidance on policy options that address liability protection and additional living expenses if a home becomes uninhabitable. Typical services include helping clients adjust coverage limits and file claims for storm or fire damage.

ZA
8975 33rd St N
Zignego Agency Inc
Home Insurance Agent · Lake Elmo, MN

Zignego Agency Inc in Lake Elmo, MN offers a range of home insurance agent services, including policy guidance and coverage assessments for residential clients. It provides routine policy reviews and maintenance plans that help ensure homeowners’ coverage remains aligned with changing property needs. The agency serves the local area, assisting with policies for single-family homes and apartments as well as retail and restaurant properties.

GI
8530 Eagle Point Blvd Suite 100
Goosehead Insurance - Tony Muckala
Home Insurance Agent · Lake Elmo, MN

Homeowners and property managers in Lake Elmo, MN, can secure personalized home insurance coverage through Goosehead Insurance - Tony Muckala. The agency works with multiple carriers to match clients with appropriate policies for their specific property and liability needs, offering guidance on various coverage options. This service extends across the broader eastern metro area, including nearby communities such as Stillwater and Woodbury for local property protection.

HB
8530 Eagle Point Blvd Suite 100 #113
Honey Bear Insurance Agency LLC
Home Insurance Agent · Lake Elmo, MN

Serving Lake Elmo and the surrounding communities of the St. Croix River Valley, Honey Bear Insurance Agency LLC handles comprehensive home insurance policies to protect property owners against common local risks like storm damage and fire. An agent discusses coverage limits and deductibles thoroughly, focusing on matching a home’s specific replacement cost. For any claim or policy review, the agency works directly with clients to locate the right coverage options within each homeowner’s budget.

PM
11200 Stillwater Blvd STE 107
Paul McCarthy - State Farm Insurance Agent
Home Insurance Agent · Lake Elmo, MN

Paul McCarthy’s agency in Lake Elmo, MN, helps homeowners distinguish between one-time policy purchases and the ongoing relationship required to maintain proper coverage. As a home insurance agent, the office provides protection for the structure, personal belongings, and liability, ensuring clients have a policy that matches their property’s specific needs. This support is available on an as-needed basis for policy adjustments, claims assistance, or annual reviews.

EP
8665 Eagle Point Blvd
Eagle Point Insurance Group
Home Insurance Agent · Lake Elmo, MN

Specializing in policies for standard homes, condominiums, and rental properties, Eagle Point Insurance Group serves as a home insurance agency in Lake Elmo, MN. Its general service work includes tailoring coverage for personal property, liability protection, and dwelling structures to fit local housing styles. The agency helps residents navigate the financial risks of severe spring storms, including hail damage from sudden downpours that can affect roofs and siding throughout the area.

BM
8645 Eagle Point Blvd
Buddy Martin - COUNTRY Financial Agent
Home Insurance Agent · Lake Elmo, MN

As autumn leaves begin to blanket Lake Elmo neighborhoods, gutter clogs and downed branches become a routine hazard. Buddy Martin - COUNTRY Financial Agent helps homeowners prepare for seasonal wear and storm debris by reviewing existing policies for coverage gaps. Operating locally, this agency tailors protection plans to properties across the area, emphasizing physical perils common to Minnesota winters. An initial inspection of your home’s exterior and interior layout is scheduled before any quote is finalized, ensuring accurate risk assessment.

PA
8530 Eagle Point Blvd Suite 100
Protectors Agency: Dave Lesch
Home Insurance Agent · Lake Elmo, MN

Protectors Agency: Dave Lesch serves clients throughout the Lake Elmo area with standard homeowners insurance policies and assists in adding specialty coverage for valuable personal property such as jewelry or collectibles. The agency also helps homeowners evaluate endorsements for replacement cost coverage and water backup protection. This agent can tailor policies for various commercial sectors, including small offices, warehouses, and food service establishments, ensuring their property has appropriate liability coverage.

MJ
11200 Stillwater Blvd Suite 106A
Michael Johnson
Home Insurance Agent · Lake Elmo, MN

Michael Johnson provides residential home insurance options for properties in Lake Elmo, Minnesota, assisting homeowners with coverage for dwellings, personal property, and liability protection. Commercial coverage is also available for local businesses requiring property and general liability policies. The service area focuses on Lake Elmo and nearby communities throughout the eastern Twin Cities metro. After securing a policy, clients can schedule follow-up reviews or make coverage adjustments to address life changes such as renovations or new purchases, ensuring protection remains appropriate between regular visits.

TS
11200 Stillwater Blvd
Todd Shannon Agency
Home Insurance Agent · Lake Elmo, MN
(651) 773-8250
agents.farmers.com/mn/lake-elmo/todd-shannon
FI
8673 Eagle Point Blvd
Farmers Insurance - Scott Johnson
Home Insurance Agent · Lake Elmo, MN
(651) 379-0440
agents.farmers.com/mn/lake-elmo/scott-johnson
JW
8645 Eagle Point Blvd Ste 105 & 205
Jason Wahlberg - COUNTRY Financial Representative
Home Insurance Agent · Lake Elmo, MN
(651) 484-4480
advisors.countryfinancial.com/usa/mn/lake-elmo/jason-wahlberg
SI
8625 Eagle Point Blvd
Schneider Insurance Services, LLC
Home Insurance Agent · Lake Elmo, MN
(651) 704-9990
sisinsurance.net
AN
3459 Lake Elmo Ave N
American National
Home Insurance Agent · Lake Elmo, MN
(651) 426-4484
americannational.com

What Does a a Home Insurance Agent in Lake Elmo Cost?

The average cost of home insurance in Minnesota is around $1,200 to $1,800 per year for a standard policy. In Lake Elmo, rates may vary based on your homes age, construction type, and proximity to fire stations. Factors like your credit score and claims history also affect premiums. This is general information and not insurance advice.

About home insurance agents in Lake Elmo

Home insurance agents in Lake Elmo, Minnesota help homeowners find policies that meet state requirements and protect against common risks like wind and hail. Minnesota law does not require home insurance but mortgage lenders typically mandate it. Agents can explain coverage options for replacement cost and personal property.

Frequently Asked Questions

What does a home insurance agent in Lake Elmo do?

A home insurance agent helps you compare policies from different insurers. They explain coverage limits, deductibles, and exclusions. They also assist with filing claims and adjusting your policy as your needs change.

Is home insurance required in Minnesota?

Minnesota state law does not require home insurance. However, most mortgage lenders require a policy as a condition of the loan. Without insurance you risk financial loss from fire, storm, or liability claims.

How do I choose a home insurance agent in Lake Elmo?

Look for an agent licensed in Minnesota with experience in the Lake Elmo area. Ask about their knowledge of local risks like hail and winter storms. Check online reviews and ask for quotes from multiple agents.

Home Insurance Agents in Other Minnesota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.