The top-rated home insurance agent in Elk River, Minnesota is Kevin Gleitz - State Farm Insurance Agent, rated 4.9 stars across 276 reviews. Other highly rated options include Wayne Swart - State Farm Insurance Agent, The Pampusch Agency, North Central Insurance Agency. This directory lists 17 home insurance agents serving Elk River.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kevin Gleitz - State Farm Insurance Agent | 370 Jackson Ave NW | (763) 441-2482 |
| 2 | Wayne Swart - State Farm Insurance Agent | 817 Main St NW | (763) 274-2000 |
| 3 | The Pampusch Agency | 17205 Yale St NW Suite B | (763) 441-4250 |
| 4 | North Central Insurance Agency | 16854 US-10 | (763) 241-7900 |
| 5 | Elk Agency Insurance | 325 Main St NW | (763) 241-0656 |
| 6 | Pentagon Insurance | 18853 Freeport St NW | (763) 331-8700 |
| 7 | Bonnie Koste Agency Inc American Family Insurance | 913 Main St NW | (763) 441-9029 |
| 8 | Forthright Insurance LLC | 231 Main St NW #3 | (763) 447-4112 |
| 9 | Home Security Abstract & Title Co. | 564 Dodge Ave NW B | (763) 241-9241 |
| 10 | Patriot Insurance Brokers | 312 Main St NW | (763) 595-1544 |
Kevin Gleitz - State Farm Insurance Agent serves the Elk River, Minnesota area as a home insurance agent. The company provides standard homeowners policies designed to protect a residence and personal belongings from common risks such as fire, theft, and severe weather. Additionally, the agency assists clients with understanding coverage limits and deductibles to ensure adequate financial protection. Specific services handled in this area include advising on liability coverage for property-related accidents and issuing policies that bundle home and auto insurance for cost savings.
Wayne Swart - State Farm Insurance Agent provides home insurance policies tailored to protect residential structures, personal belongings, and liability exposure. Comprehensive coverage options can be arranged, with service plans that include policy reviews, claims assistance, and guidance on managing deductibles or endorsements for natural disasters common to this area. Regular check-ins help adjust coverage as property needs evolve. In Elk River, Minnesota, this agency services single-family homes, apartments, seasonal cabins, and mixed-use retail and restaurant properties that include dwelling units.
The Pampusch Agency serves homeowners and property managers in the Elk River area, offering home insurance policies designed to protect residential properties from common regional risks such as storm damage, fire, and liability claims. Its core services include policy review, coverage adjustments, and claims support tailored to individual property needs. This local agency also extends its services to clients in the neighboring community of Zimmerman and surrounding Sherburne County.
North Central Insurance Agency serves Elk River and the surrounding communities across Sherburne County, handling home insurance policies that protect a residence and its contents. It works with standard homeowners, condo, and rental dwelling coverages. Each policy is written to include liability protection and provisions for additional living expenses. The agency approaches a typical job by first reviewing the property's specific risk factors and then tailoring coverage limits and deductibles to match the homeowner's financial situation and rebuilding needs.
Elk Agency Insurance offers both a single-policy purchase for immediate home coverage and the option to bundle protection into a recurring plan with periodic premium payments. As a home insurance agent in Elk River, MN, the agency assists local homeowners in securing policies that safeguard against common perils such as fire, theft, and weather-related damage. Service is provided on a one-time basis for a single policy or through a scheduled, ongoing arrangement, as each client’s situation requires.
With winter storms threatening Elk River homes from roof ice dams to burst pipes, Pentagon Insurance helps local homeowners review and adjust their coverage policies to address these seasonal risks. As a home insurance agent in this Minnesota community, the company focuses on matching each property’s unique exposure to wind, hail, and freeze damage with appropriate protection limits. An agent typically begins by scheduling an on-site inspection to photograph the home’s exterior and interior, noting construction details that influence the policy recommendation.
Bonnie Koste Agency Inc American Family Insurance offers comprehensive home insurance agent services in Elk River, Minnesota, specializing in property coverage and liability protection tailored to local residential needs. The agency assists clients in securing policies that safeguard dwellings, personal belongings, and additional structures. With Minnesota’s severe winter weather posing risks of ice dams, burst pipes, and roof damage from heavy snow, this agency helps property owners evaluate their coverage for cold-weather-related claims and ensure adequate protection against subsequent thaw and spring runoff.
Forthright Insurance LLC in Elk River, MN focuses on helping homeowners secure appropriate protection for their personal properties. Its agents work with clients to assess essential dwelling coverage and also explore specialty add-ons like coverage for personal liability or scheduled valuables. Additional policy options may address risks specific to the local area. The agency can assist commercial operations as well, including offices, warehouses, and food service businesses needing tailored insurance solutions for their unique operational exposures.
Home Security Abstract & Title Co. in Elk River, MN offers residential home insurance coverage, protecting individual homeowners and their properties. The agency also provides commercial insurance options tailored for local businesses and landlords throughout the broader service area. They work closely with clients to ensure adequate protection against regional weather risks and common liability concerns. After a policy is in effect, the office frequently follows up directly with policyholders to review coverage before regularly scheduled renewal periods.
Patriot Insurance Brokers in Elk River, MN, is known for providing personalized home insurance coverage tailored to the unique needs of local homeowners. It serves clients throughout the surrounding area, helping individuals protect their properties from common regional risks like severe storms and winter weather. The agency works to explain policy details clearly, ensuring customers understand their deductibles and coverage limits. In addition to basic policies, it can arrange add-on coverage specifically designed for detached garages or sheds.
What Does a a Home Insurance Agent in Elk River Cost?
The average cost of homeowners insurance in Minnesota is around 1,200 to 1,800 dollars per year for a standard policy. Costs in Elk River depend on factors like your homes age, construction type, and distance from a fire station. Premiums also vary based on your coverage limits and deductible choices. This is general information and not insurance advice.
About home insurance agents in Elk River
Home insurance agents in Elk River Minnesota help homeowners protect their property against risks like fire, theft, and severe weather. Minnesota law requires insurers to offer coverage for wind and hail damage, which is important for Elk River residents. A local agent can explain policy options and help you find coverage that fits your home and budget.
Frequently Asked Questions
What does a home insurance agent in Elk River do?
A home insurance agent helps you compare policies from different insurance companies. They explain coverage limits, deductibles, and exclusions. They also assist with claims and policy changes after you buy a home.
Is wind and hail coverage required in Minnesota?
Minnesota law requires insurance companies to offer wind and hail coverage on homeowners policies. You can choose to accept or reject this coverage in writing. An Elk River agent can explain what this means for your home.
How do I choose a home insurance agent in Elk River?
Look for an agent who is licensed in Minnesota and has experience with homes in the Elk River area. Ask about their experience with local weather risks like snow load and ice dams. You can check an agents license through the Minnesota Department of Commerce.
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