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Home Insurance Agents in Winthrop, MA

Directory of home insurance agents in Winthrop, Massachusetts. Verify credentials with the state department of insurance before hiring.

10 agents listed
Updated May 2026
Winthrop, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 10 home insurance agents in Winthrop, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
John M. Biggio Ins Agency
399 Winthrop St, Winthrop, MA 02152
(617) 846-8600 biggioinsurance.com
Robert M DeGregorio Insurance
34 Woodside Ave, Winthrop, MA 02152
(617) 846-3313 rmdins.com
Winthrop Insurance Inc.
4 Putnam St, Winthrop, MA 02152
(339) 204-6737
OneFuture Insurance MA
15-21 Pauline St, Winthrop, MA 02152
(617) 433-9205
Gagin Insurance Agency
2 Somerset Ave, Winthrop, MA 02152
(617) 846-0091
Welsh & Parker Insurance Agency
57 Putnam St, Winthrop, MA 02152
(617) 846-0731 baldwinweb.com
Boyd Insurance Agency
207 Hagman Rd, Winthrop, MA 02152
(617) 846-9728
Meridian Insurance Agency, LLC
207 Hagman Rd, Winthrop, MA 02152
(617) 567-5710
Terry Vazquez Public Insurance
49 Adams St, Winthrop, MA 02152
(617) 846-6309
New York Life
207 Hagman Rd, Winthrop, MA 02152
(617) 846-0630 newyorklife.com

A home insurance agent in Winthrop Massachusetts can help you find a policy that protects your property against coastal risks like nor'easters and flooding. Massachusetts law requires insurers to offer coverage for fire and certain other perils, but flood insurance is typically separate. An agent can explain these requirements and help you compare options from different carriers.

What Does a Home Insurance Agent in Winthrop Cost?

The average cost of homeowners insurance in Massachusetts is around $1,200 to $1,800 per year for a standard policy, but rates in Winthrop can be higher due to coastal exposure. Factors like your homes age, construction type, distance from the ocean, and claims history all affect the premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Winthrop do?
A home insurance agent helps you find a policy that fits your needs and budget. They explain coverage types, answer questions about deductibles and limits, and assist with filing claims. In Winthrop, they often have knowledge of local flood zones and windstorm risks.
Do I need flood insurance for my Winthrop home?
Flood insurance is not required by Massachusetts law, but mortgage lenders may require it if your home is in a high-risk flood zone. Winthrop is a coastal community with many properties in designated flood areas. An agent can help you determine if flood insurance is needed for your specific property.