The top-rated home insurance agent in Beverly, Massachusetts is Sterling Insurance Agency Inc, rated 4.9 stars across 206 reviews. Other highly rated options include Leslie S. Ray Ins. Agency, Inc., Cross Insurance, Archer Insurance Agency. This directory lists 14 home insurance agents serving Beverly.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sterling Insurance Agency Inc | 186 Cabot St Suite 203 | (978) 922-6600 |
| 2 | Leslie S. Ray Ins. Agency, Inc. | 129 Dodge St | (978) 927-2600 |
| 3 | Cross Insurance | 48 Dunham Rdg Rd #1000 | (978) 922-2288 |
| 4 | Archer Insurance Agency | 271 Cabot St | (978) 922-4600 |
| 5 | MCJ Insurance Agency | 409A Cabot St | (978) 338-4670 |
| 6 | Soucy Insurance Agency, Inc. | 100 Cummings Center #101f | (978) 744-7110 |
| 7 | Duffy Insurance | 50 Dunham Rdg Rd G200 | (978) 969-6207 |
| 8 | Carmen Kimball Insurance | 48 Beckford St | (978) 922-0086 |
| 9 | Universal Insurance Agency | 412 Hale St #350 | (781) 654-8082 |
| 10 | Priority Insurance Massachusetts | 162 Cabot St | (978) 248-8512 |
Sterling Insurance Agency Inc serves the Beverly, Massachusetts, area as a home insurance agent. It helps local homeowners find policies that cover their property and personal belongings against common risks like fire, theft, and weather damage. The agency works with clients to select appropriate coverage limits and deductibles. It also guides homeowners through the claims process after a loss or accident.
Leslie S. Ray Ins. Agency, Inc. provides comprehensive home insurance services in Beverly, MA, including policy reviews and coverage adjustments for local homeowners. It offers ongoing support to update plans as property values or personal circumstances change. The agency assists clients with navigating claims and understanding policy details specific to coastal properties in the region. It services single-family homes, apartments, multi-unit residential buildings, and select retail and restaurant properties throughout the area.
Cross Insurance provides a comprehensive range of home insurance services for residents and property owners in Beverly, Massachusetts. The company helps clients secure policies tailored to protect their dwellings from common regional risks, including storms and water damage. It offers guidance through the selection of appropriate coverage limits and deductibles, and assists with policy adjustments or claims support as needed. Its services cover single-family homes, apartments, retail spaces, and restaurants.
Homeowners and property managers in Beverly, Massachusetts, turn to Archer Insurance Agency for tailored home insurance solutions. The agency assists clients in selecting appropriate coverage to protect residential properties and personal assets from local risks. It addresses the specific needs of single-family homes, condominiums, and rental properties in the area. The agency also covers neighboring communities throughout the North Shore region, including Salem.
Some clients seek a one-time policy consultation for homeowners insurance, while others prefer an ongoing account relationship for periodic adjustments. MCJ Insurance Agency serves those needs by offering standard coverage options for dwellings, personal property, and liability protections in Beverly, MA. The agency explains the distinctions between replacement cost and actual cash value settlements to each policyholder. Service appointments run on an as-needed basis, allowing clients to request updated quotes or policy reviews when their circumstances change.
Serving Beverly, MA, and the surrounding North Shore communities, Soucy Insurance Agency, Inc. handles home insurance needs for local homeowners. It oversees policies that protect properties from common regional risks like coastal weather and winter damage. The company works with clients to review their existing coverage, identifies gaps, and recommends adjustments to fit each unique property. When handling a typical job, it begins with a consultation to assess the home’s structure and contents, then presents options from multiple carriers to find appropriate protection.
Duffy Insurance serves homeowners throughout the Beverly, Massachusetts, area by offering tailored policies that protect residential properties from common regional risks such as winter storms and coastal weather. Further services include coverage for personal liability and dwelling repair costs, ensuring property owners can secure appropriate financial safeguards for their homes. The agency also assists property managers seeking comprehensive protection for rental units. Extending its reach, the company provides these insurance solutions to clients in nearby Salem as well.
Carmen Kimball Insurance in Beverly, Massachusetts, specializes in customizing homeowners policies to meet individual property needs. The agency guides clients through coverage options for dwelling, personal property, and liability protection. It also provides routine consultation to help residents review and update their policies annually. During the winter season, the agent can advise on coverage adjustments related to risks like frozen pipes or ice dam damage common in New England homes.
As Beverly’s coastal weather brings nor’easters and occasional flood concerns each fall, Universal Insurance Agency works with homeowners to review their existing coverage for storm-related damage, including wind and water exclusions. The agency focuses on matching policy structures to the specific risks of Massachusetts properties, such as older plumbing systems or tree-laden lots common in the area. An initial property assessment is always scheduled before any new policy is finalized, ensuring each home’s unique exposures are accounted for during the inspection walkthrough.
Priority Insurance Massachusetts in Beverly, MA helps local homeowners assess their property risk and review coverage options. The agency can identify specialty endorsements that protect against water backup, equipment breakdown, or increased rebuilding costs. They also discuss deductibles and personal liability exposure during a consultation. Their service extends to commercial clients, including home-based businesses, owner-occupied offices, small warehouses, and food service operations that require tailored liabilitprotection policies.
What Does a a Home Insurance Agent in Beverly Cost?
In Massachusetts the average annual home insurance premium is around 1,200 to 1,500 dollars for a standard policy. Costs in Beverly may be higher due to coastal exposure and older housing stock. Actual rates vary by property value coverage level and deductible. This is general information not insurance advice.
About home insurance agents in Beverly
A home insurance agent in Beverly Massachusetts can help you find a policy that protects your property and meets state requirements. Massachusetts law does not mandate homeowners insurance but mortgage lenders usually require it. Agents in Beverly understand local risks like coastal weather and older home construction.
Frequently Asked Questions
What does a home insurance agent in Beverly do?
A home insurance agent helps you compare policies from different insurers to find coverage that fits your needs. They explain policy terms and assist with claims. Agents in Beverly are familiar with local property types and coastal flood risks.
Is homeowners insurance required by law in Massachusetts?
Massachusetts state law does not require homeowners insurance. However most mortgage lenders require it as a condition of the loan. An agent can help you meet lender requirements and protect your investment.
What factors affect home insurance costs in Beverly?
Costs depend on your homes location age construction materials and coverage limits. In Beverly proximity to the coast can increase wind and flood risk. Your claims history and credit score also affect your premium.