The top-rated home insurance agent in Cambridge, Massachusetts is Relation Insurance - Garrity Group, rated 4.9 stars across 341 reviews. Other highly rated options include Insurify, Eagle Trust Insurance, econosurance. This directory lists 16 home insurance agents serving Cambridge.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Relation Insurance - Garrity Group | 545 Concord Ave | (617) 354-4640 |
| 2 | Insurify | 201 Broadway Floor 6 | (833) 307-1453 |
| 3 | Eagle Trust Insurance | 125 Cambridgepark Dr Suite 301 | (617) 625-8400 |
| 4 | econosurance | 125 Cambridgepark Dr Suite 301 | (617) 864-2444 |
| 5 | Gallagher Insurance, Risk Management & Consulting | 9 Camp St | (877) 977-1898 |
| 6 | Ralph J Galante Insurance Agency Inc | 1939 Massachusetts Ave | (617) 864-5586 |
| 7 | Al Ponte Insurance | 819 Cambridge St | (617) 492-7600 |
| 8 | Fucillo & Sasso Associates Insurance | 599 Cambridge St suite c-2 | (617) 621-3516 |
| 9 | Thomas F Coughlin Insurance Agency | 1303 Cambridge St | (617) 876-1127 |
| 10 | Consumer Insurance Agency | 2350 MA-2A | (617) 545-3036 |
Relation Insurance - Garrity Group serves the Cambridge, Massachusetts area as a home insurance agency. It provides homeowners with policies designed to protect residential property against common perils such as fire, theft, and weather-related damage. The agency also assists clients in obtaining liability coverage and additional protections for personal belongings. For those in the area, it specifically handles policy review and endorsement options for local homes.
Insurify provides a full range of home insurance services for properties in the Cambridge, Massachusetts area, including policy evaluations and coverage upgrades. The agency offers regular policy reviews to help ensure existing protection remains aligned with changing property values and local risk factors. Maintenance plans typically involve seasonal consultations to address common New England concerns like weather-related damage. It services single-family homes, apartment buildings, retail spaces, and restaurants.
Eagle Trust Insurance serves homeowners, businesses, and property managers in Cambridge, Massachusetts, offering personalized home insurance agent services. It assists clients in securing coverage for single-family homes, condominiums, and rental properties, and helps them evaluate policies for adequate protection against local weather risks. The agent works closely with each customer to understand their property and liability needs, facilitating comparisons between different insurance carriers. Eagle Trust Insurance also extends its services to property owners in neighboring Somerville.
As a local home insurance agent, econosurance serves Cambridge, MA, and the surrounding communities, handling policies for single-family homes, condominiums, and rental properties. It works with clients to find appropriate coverage options that protect against common regional risks such as nor'easters, water damage, and liability concerns. For a typical job, the agent discusses a property's specific features, compares available plans from different carriers, and then presents straightforward policy details to help the homeowner make an informed decision.
Gallagher Insurance, Risk Management & Consulting in Cambridge, MA recognizes that home insurance clients may need either a one-time policy placement or an ongoing relationship that adapts as their property and liability exposures change. Coverage typically protects dwellings, personal belongings, and additional living expenses during a covered loss, with options for umbrella liability. The agency assists homeowners in comparing standard policies and identifying possible gaps. Service runs on a scheduled basis, with periodic reviews encouraged to reassess coverage limits and risk management needs as property values and local conditions evolve.
Ralph J Galante Insurance Agency Inc offers home insurance policies and completes risk assessments to protect residential properties. It serves homeowners in the Cambridge, MA, area by explaining coverage options that address local property values and construction types. The agency handles claims assistance and policy reviews, ensuring clients understand their deductibles and liability limits. It helps with securing adequate protection, particularly during the winter months when frozen pipes and roof damage from snow and ice become common seasonal concerns.
As winter in Cambridge brings frequent snow and ice, homeowners often worry about frozen pipes and roof damage from heavy loads. Al Ponte Insurance, a local home insurance agent serving the Cambridge area, addresses these seasonal concerns by reviewing policies for sufficient coverage against common New England weather risks. The company also helps residents protect their homes from summer thunderstorm and tree damage. While no specific discounts or rates are guaranteed, every homeowner is offered a thorough property inspection to assess current coverage needs before any policy discussion begins.
Fucillo & Sasso Associates Insurance is a home insurance agent serving Cambridge, Massachusetts. The agency helps local homeowners secure property coverage for their residences and can arrange for specialized endorsements, such as protection for high-value personal belongings or additional liability coverage. Its services extend beyond residential properties to also include insurance solutions for commercial sectors, covering offices, warehouses, and food service establishments.
Thomas F Coughlin Insurance Agency offers comprehensive residential home insurance services to property owners throughout the Cambridge area. The agency also arranges commercial coverage for local businesses and landlords seeking policy options for their real estate holdings. Service is provided directly to clients in surrounding communities who need reliable protection for their assets. The agency follows up with clients between regular visits to review coverage needs or address routine policy questions that arise after initial policies are written.
What Does a a Home Insurance Agent in Cambridge Cost?
The average cost of home insurance in Massachusetts is around 1300 to 1800 dollars per year for a standard policy. In Cambridge premiums may be higher due to property values and urban risks. Costs depend on factors like home age construction type and coverage limits. This is general information and not insurance advice.
About home insurance agents in Cambridge
Home insurance agents in Cambridge Massachusetts help homeowners protect their property against risks like fire theft and weather damage. Massachusetts law requires all homeowners with a mortgage to carry a minimum level of coverage. Agents can explain the specific requirements for Cambridge including flood insurance needs in certain zones.
Frequently Asked Questions
What does a home insurance agent in Cambridge do?
A home insurance agent helps you find a policy that covers your home and belongings. They review your property details and recommend coverage amounts that meet Massachusetts legal requirements. They also assist with claims and policy changes.
Do I need flood insurance in Cambridge Massachusetts?
Flood insurance is not required by state law but may be needed if your home is in a FEMA flood zone. Many Cambridge properties near the Charles River or Alewife Brook are in high-risk areas. Your agent can check your flood zone status.
How do Massachusetts home insurance laws affect my policy?
Massachusetts requires insurers to offer coverage for fire theft and liability. The state also has a Fair Access to Insurance Requirements plan for high-risk properties. Your agent can explain how these laws apply to your Cambridge home.