The top-rated home insurance agent in Salem, Massachusetts is Zellik Insurance Agency, Inc., rated 5.0 stars across 101 reviews. Other highly rated options include Farquhar and Black Insurance Agency, 4 Insurance LLC, Quote Carma. This directory lists 13 home insurance agents serving Salem.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Zellik Insurance Agency, Inc. | 37 Bridge St | (978) 594-0815 |
| 2 | Farquhar and Black Insurance Agency | 45 Traders Way Building 10 | (781) 599-2200 |
| 3 | 4 Insurance LLC | 121 Loring Ave STE 825 | (855) 322-4509 |
| 4 | Quote Carma | 88B Lafayette St | (203) 872-7280 |
| 5 | Ahmed Insurance Inc | 106 North St | (978) 745-8800 |
| 6 | John J. Walsh Insurance Agency, Inc. - Salem Office | 87 Margin St | (978) 745-3300 |
| 7 | Express Auto Insurance Agency Inc. | 21, Shetland Office Park, 27 Congress St Suite 305 | (978) 741-3400 |
| 8 | William C Burke Jr Insurance | 18 Brown St | (978) 741-7800 |
| 9 | Relation Insurance Services | 18 Hawthorne Blvd #3710 | (978) 744-4540 |
| 10 | Culver Insurance | 20 Central St # 2 | (978) 744-1753 |
Zellik Insurance Agency, Inc. serves homeowners in Salem and throughout Essex County, Massachusetts, offering home insurance agent services to protect residential properties. The company helps local residents secure coverage tailored to the unique needs of historic homes and coastal weather risks common to the North Shore area. Its general work includes reviewing dwelling limits and liability protection against region-specific hazards. Zellik Insurance Agency specifically handles claims assistance and windstorm coverage policies for the local community.
Farquhar and Black Insurance Agency in Salem, Massachusetts provides tailored home insurance policies that protect against property damage, liability, and personal loss. It also offers routine policy reviews to adjust coverage for changing needs and ensures customers understand all available endorsements. The agency focuses on safeguarding residential and commercial properties throughout the greater Salem area, including single-family homes, apartments, retail spaces, and restaurants.
4 Insurance LLC serves homeowners, businesses, and property managers in Salem, Massachusetts, providing home insurance agent services. It helps customers evaluate policy options for dwelling coverage, personal property protection, and liability. The agency assists with navigating local insurance requirements and comparing quotes from multiple carriers to find suitable coverage limits. Clients can also receive guidance on bundling policies for additional savings. In addition to Salem, 4 Insurance LLC works with property owners in the neighboring community of Beverly across the greater North Shore metro area.
Quote Carma in Salem, MA provides both one-time policy comparisons and ongoing management of home insurance coverage. Clients may select a single session to review their current homeowners policy or enroll in recurring service for periodic plan updates. Coverage options are assessed against local risks such as coastal weather and older housing stock. Meetings are available in-person at the Salem office, by phone, or online. Services run on either a one-time or as-needed basis, with no automatic renewal scheduling.
Ahmed Insurance Inc in Salem, MA specializes in property coverage tailored to protect homes and their contents from common perils. The agency assists local homeowners with standard policies that address dwelling protection and liability concerns. It also helps clients understand coverage options for personal belongings and additional structures on their properties. During the coastal storm season, Ahmed Insurance Inc advises homeowners on reviewing their policies for adequate wind and flood protection.
Serving Salem and the surrounding communities in Massachusetts, John J. Walsh Insurance Agency, Inc. - Salem Office offers homeowners insurance coverage. It handles policies designed to protect residential property against common perils such as fire, theft, and weather events. The agency focuses on explaining policy details and coverage options to each client. To handle a typical job, it typically walks customers through a personalized consultation to match their property needs with an appropriate insurance choice.
With winter storms and coastal winds a regular concern in Salem, homeowners often seek reliable protection for their properties. Express Auto Insurance Agency Inc. provides home insurance agent services, helping residents understand their coverage options for dwelling, personal belongings, and liability. They assist clients in reviewing policy details to ensure adequate protection against regional weather risks. An initial consultation or inspection of the home is typically scheduled to assess specific needs and recommend appropriate coverage limits.
William C Burke Jr Insurance assists homeowners in the Salem area with securing essential coverage for their residential properties. The agency helps clients obtain standard protections along with specialized add-ons such as flood, earthquake, and valuable personal property endorsements. Tailored liability policies are also available to address specific risks associated with home ownership. Beyond serving individual homeowners, the agency offers commercial insurance solutions for local businesses, including insurance packages for offices, warehouses, and food service establishments.
Relation Insurance Services specializes in helping Salem homeowners secure coverage for historic or coastal properties. Its agents assess individual risks and tailor policies accordingly. The company also provides routine home insurance guidance, including liability protection and dwelling coverage. During New England’s winter months, it particularly assists clients with claims related to ice dam damage and frozen pipe incidents.
Culver Insurance in Salem, MA, offers residential home insurance tailored to protect local homeowners from common coastal risks. They also help area businesses secure commercial policies for their properties and liability needs. Serving all of Salem and its surrounding communities, the agency assists clients with customizing coverage for both personal dwellings and commercial real estate. Their staff remains available to review policies when needs change, ensuring coverage adapts to each client’s situation before any required follow-up or repeat service between regular visits.
What Does a a Home Insurance Agent in Salem Cost?
The average cost of home insurance in Massachusetts is about 1,200 to 1,500 dollars per year for a standard policy. In Salem, rates may be higher due to coastal location and older housing stock. Costs vary based on your homes age, value, and coverage limits. This is general information and not insurance advice.
About home insurance agents in Salem
Home insurance agents in Salem Massachusetts help you find coverage for your property. They understand the unique risks of coastal homes and historic buildings common in the area. Massachusetts law requires specific policy details for wind and hail damage, and an agent can explain these rules to you.
Frequently Asked Questions
Do I need a home insurance agent in Salem?
Yes, an agent can help you compare policies from different companies. They know which insurers cover older homes and coastal properties in Salem. An agent also explains Massachusetts insurance laws so you get the right protection.
What does home insurance cover in Massachusetts?
Standard policies cover damage from fire, wind, theft, and liability. Massachusetts requires insurers to offer coverage for wind and hail damage. Flood damage is not included and needs a separate policy from the National Flood Insurance Program.
How do I choose a home insurance agent in Salem?
Look for an agent with experience in Salem and knowledge of Massachusetts insurance rules. Ask about their familiarity with historic homes and coastal risks. Check their license with the Massachusetts Division of Insurance to ensure they are qualified.