The top-rated home insurance agent in Quincy, Massachusetts is The Hanley Agency Inc: Allstate Insurance, rated 4.6 stars across 325 reviews. Other highly rated options include Chan Insurance Agency, Inc., Idealquote, Agnitti Insurance Agency, Inc.. This directory lists 21 home insurance agents serving Quincy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Hanley Agency Inc: Allstate Insurance | 695 Adams St | (617) 500-4350 |
| 2 | Chan Insurance Agency, Inc. | 51 Hancock St | (617) 451-6733 |
| 3 | Idealquote | 440 Hancock St Ste 8 | (617) 600-7888 |
| 4 | Agnitti Insurance Agency, Inc. | 21 Franklin St | (617) 770-0123 |
| 5 | XP INSURANCE PARTNERSHIP | 1372 Hancock St # 302 | (781) 556-5034 |
| 6 | Albert J Marchionne Insurance | 11 Independence Ave | (617) 471-5010 |
| 7 | Imaginative Insurance Products | 511 Washington St | (617) 773-0205 |
| 8 | Atlantic Insurance Group | 245 Willard St STE: 200 | (617) 698-2200 |
| 9 | Quincy Mutual Fire Insurance Co | 57 Washington St | (617) 770-5100 |
| 10 | DPS Insurance Group | 400 Crown Colony Dr Suite 103 | (617) 479-5500 |
The Hanley Agency Inc: Allstate Insurance serves the Quincy, Massachusetts metro area as a home insurance agent. It guides homeowners through the process of selecting standard policies for protecting residential property and personal belongings. The agency also explains available options to cover liability risks and additional structures on a property. A typical discussion with its agents focuses on matching coverage limits to a home’s specific rebuilding costs and local weather-related perils. In this area, it routinely assists with personal property coverage and liability protection for single-family homes.
Chan Insurance Agency, Inc. provides a full range of home insurance services for properties in Quincy, Massachusetts. It assists clients in selecting standard homeowners policies and offers guidance on risk management and property protection. The agency helps homeowners navigate coverage options and file claims when necessary. It services a diverse portfolio of properties, including single-family homes, apartments, retail spaces, and restaurants.
Serving Quincy and the surrounding South Shore communities, Idealquote handles a full range of home insurance policies for local homeowners. This independent agency works to secure coverage that protects against common regional risks, including winter weather damage and coastal flooding. For a typical job, it begins by assessing a client’s property and specific needs before comparing multiple carrier options to find a suitable balance of coverage and cost.
Agnitti Insurance Agency, Inc. in Quincy, MA provides home insurance options for those seeking either a single policy purchase or an ongoing relationship for annual renewals and claim support. Their coverage typically protects against common property hazards like fire, theft, and weather damage, along with liability protection for the homeowner. To help clients maintain proper protection as their home value or needs change, this agency operates on an as-needed basis for policy reviews and adjustments.
XP Insurance Partnership specializes in home insurance policies tailored for Quincy homeowners, including coverage for dwelling protection, personal property, and liability. It works closely with clients to assess their individual needs and recommend appropriate plans from various carriers. The agency consistently assists with policy reviews and claims guidance to ensure adequate coverage. For local residents, it is especially helpful in addressing concerns related to winter weather damage, such as ice dams and frozen pipes, which commonly affect homes in the region.
As coastal storms and nor'easters frequently threaten Quincy properties, Albert J Marchionne Insurance helps homeowners assess their coverage needs for wind, flood, and freeze damage. Located locally, this agency offers guidance on managing insurance for single-family homes, condos, and rental properties throughout the South Shore area. Policies are explained clearly, ensuring property owners understand their deductibles and limits. An initial inspection of the home is scheduled before a new policy is bound, documenting current conditions and identifying potential vulnerabilities.
Imaginative Insurance Products in Quincy, MA guides homeowners through coverage for dwelling protection and liability. The agency specializes in adding personal property endorsements and flood insurance options tailored to coastal risks. Policies can also include extended replacement cost and sewer backup coverage for residential properties. The company serves a range of commercial sectors including small offices, warehouses, and food service operations that require property and general liability insurance.
Atlantic Insurance Group, based in Quincy, MA, is known for providing standard home insurance policies covering dwelling, personal property, and liability protection. Its service range includes guidance for homeowners seeking to understand local coverage requirements for coastal properties. The agency helps clients assess their dwelling replacement cost against typical regional risk factors to ensure adequate policy limits. For customizations, it can offer a specialized flood insurance add-on to address distinct shoreline exposure needs for area residences.
Quincy Mutual Fire Insurance Co serves homeowners and property managers in and around Quincy, Massachusetts, providing home insurance coverage that protects residential properties against common perils. The agency assists clients in selecting appropriate policies that safeguard their dwellings, personal belongings, and liability exposures. Standard insurance services include helping local residents understand coverage options for their specific property needs. Each policy is tailored to individual risk factors commonly encountered in this coastal area. The company also extends its services to neighboring Milton, ensuring broader coverage within the greater Boston metro region.
What Does a a Home Insurance Agent in Quincy Cost?
The average cost of home insurance in Massachusetts is around $1,300 per year, but Quincy rates may be higher due to coastal exposure. Typical premiums range from $800 to $2,500 annually depending on home value, age, and coverage limits. Wind and flood endorsements add extra cost. This is general information, not insurance advice.
About home insurance agents in Quincy
Home insurance agents in Quincy, Massachusetts help residents find coverage for single-family homes, condos, and multi-family properties. Massachusetts requires homeowners to carry minimum liability coverage, and agents can explain specific endorsements for flood and wind damage common to coastal areas like Quincy. Local agents understand the unique risks of the South Shore and can guide you through policy options.
Frequently Asked Questions
What does a home insurance agent in Quincy do?
A home insurance agent in Quincy helps you compare policies from different insurers to find coverage that fits your needs. They explain Massachusetts-specific requirements, such as the mandatory offer of coverage for personal injury protection. Agents also assist with claims and policy changes.
Do I need flood insurance for my Quincy home?
Standard home insurance policies in Massachusetts do not cover flood damage. If your home is in a flood zone designated by FEMA, your lender may require flood insurance. An agent can help you purchase a separate flood policy through the National Flood Insurance Program or a private carrier.
How does Massachusetts law affect home insurance costs?
Massachusetts law requires insurers to offer a minimum of $100,000 in personal liability coverage. The state also has a windstorm pool for coastal areas like Quincy, which can affect premiums. An agent can explain how these regulations impact your policy price.