The top-rated home insurance agent in Medford, Massachusetts is Risman Insurance Agency, rated 4.8 stars across 228 reviews. Other highly rated options include Milner Insurance Agency, Inc., Daniel N O'Rourke Insurance Inc, Bates Insurance Agency Inc.. This directory lists 17 home insurance agents serving Medford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Risman Insurance Agency | 689 Fellsway | (781) 396-2116 |
| 2 | Milner Insurance Agency, Inc. | 121 Mystic Ave Suite 2 Rear | (781) 391-9449 |
| 3 | Daniel N O'Rourke Insurance Inc | 429 High St | (781) 396-8244 |
| 4 | Bates Insurance Agency Inc. | 92 High St B1 | (781) 396-4985 |
| 5 | Pompeo & Sons Insurance Agency, Inc | 464 High St | (781) 391-1630 |
| 6 | Farnam Insurance, LLC - Home, Auto, Life, Business | 5 Forest St | (781) 395-4466 |
| 7 | Gilbert Insurance Agency | 402 Salem St | (781) 391-3240 |
| 8 | R J Quinn Insurance | City Building, 15 Main St | (781) 395-8400 |
| 9 | Francis C Vita Insurance Inc | 2 River St | (781) 396-4915 |
| 10 | Nobile Insurance Agency Medford | 39 Salem St | (781) 395-4200 |
Risman Insurance Agency serves the Medford, Massachusetts area as a home insurance agent, helping residents protect their properties with tailored coverage. The agency works with clients to assess individual needs and secure policies that safeguard homes against common regional risks, such as weather-related damage and liability concerns. It assists with structuring comprehensive plans that include dwelling protection, personal property coverage, and additional living expense options. In this area, Risman Insurance Agency handles homeowners insurance policies and also advises on bundling options for enhanced protection.
Milner Insurance Agency, Inc. in Medford, MA offers a full range of home insurance coverage options, including protection for the dwelling, personal property, and liability. The agency assists clients in selecting appropriate policy limits and deductibles to match their individual needs, and it reviews existing plans to identify potential coverage gaps. It provides ongoing policy support, including assistance with filing claims and making mid-term adjustments as circumstances change. Milner Insurance Agency services a variety of properties, from single-family homes and apartments to retail spaces and restaurants.
Serving homeowners and property managers in the Medford area, Daniel N O'Rourke Insurance Inc provides home insurance agent services tailored to local needs. The agency works with clients to secure policies that protect residential properties against common regional risks. Covering a range of single-family homes and multifamily dwellings, it offers guidance on coverage options for dwellings and personal belongings. Its service area also extends into nearby Somerville and the surrounding Greater Boston metro communities.
Serving Medford, Massachusetts, and the surrounding communities, Bates Insurance Agency Inc. handles home insurance policies tailored to local property needs. The agency assists homeowners in protecting their residences against common regional risks, including weather-related damage and liability concerns. To manage a typical job, it first conducts a thorough assessment of the property with the client, discussing specific coverage options to address identified vulnerabilities, then compiles a personalized policy recommendation based on those findings.
Pompeo & Sons Insurance Agency, Inc in Medford, MA distinguishes between one-time policy setups and recurring annual renewals for home insurance coverage. Their services protect a local residence against common perils such as fire, theft, and weather-related damage. They also advise on liability coverage for incidents occurring on the property. As a home insurance agent, the agency offers its services on an as-needed basis, with clients typically contacting them for new policies, annual policy reviews, or amendments when circumstances change.
As the winter months bring snow and ice to Medford, local homeowners often need to review their coverage for potential freeze or slip-related claims. Farnam Insurance, LLC - Home, Auto, Life, Business provides home insurance agent services in the area to help residents match their policies with seasonal risks. They assist clients in understanding standard dwelling protection and liability limits that apply to common cold-weather hazards. An initial review of the current property’s age and condition is the usual first step the agent takes during a consultation.
Gilbert Insurance Agency of Medford, Massachusetts specializes in structuring home insurance policies to cover a dwelling’s replacement cost and personal property. Beyond basic coverage, the company advises clients on liability protection and additional living expenses in the event of a loss. This Medford-based home insurance agent works with local families to adjust deductibles and evaluate specific endorsements for valuables. When seasonal nor’easters threaten the region, the agency helps homeowners secure policies that address potential wind and water damage from coastal storms.
R J Quinn Insurance provides home insurance policies for property owners in Medford, Massachusetts, helping to safeguard residential structures and personal belongings against common risks. The company offers specialty add-ons such as coverage for flood events, sewer backup, and valuable personal property items. Professionals can protect mixed-use properties combining residential and commercial spaces. Additional commercial sectors served include offices, warehouses, and food service operations.
Nobile Insurance Agency Medford is a home insurance agent known for helping homeowners in Medford, MA secure coverage for their properties. The agency assists clients in evaluating various policy options to protect against common regional risks, such as weather damage and liability claims. Policies are tailored to cover the dwelling, personal belongings, and additional living expenses if a home becomes uninhabitable. A specialty service the agency can add on is scheduled personal property coverage for high-value items like jewelry or fine art.
What Does a a Home Insurance Agent in Medford Cost?
The average cost of home insurance in Massachusetts is around $1,200 to $1,800 per year for a standard policy. In Medford costs may be higher due to older homes and proximity to water. Factors like your homes age roof condition and credit score affect your premium. This is general information and does not constitute insurance advice.
About home insurance agents in Medford
Home insurance agents in Medford Massachusetts help homeowners protect their property and assets. Massachusetts law requires all homeowners with a mortgage to carry a minimum amount of coverage. Agents can explain local risks such as nor'easters and flooding that are common in the Medford area.
Frequently Asked Questions
What does a home insurance agent in Medford do?
A home insurance agent helps you find a policy that fits your needs and budget. They explain coverage options like dwelling protection and personal liability. They also assist with claims and policy changes after you buy a home.
Is flood insurance required in Medford Massachusetts?
Flood insurance is not required by state law but may be required by your mortgage lender if your home is in a flood zone. Medford has areas near the Mystic River that are at risk for flooding. Standard home insurance policies do not cover flood damage.
How do Massachusetts insurance laws affect my home policy?
Massachusetts requires insurers to offer coverage for fire and theft as part of standard policies. The state also has a strict deadline for filing claims after a loss typically 30 days. An agent can explain these rules and help you meet all deadlines.