The top-rated home insurance agent in Malden, Massachusetts is Paul T. Murphy Insurance, rated 4.8 stars across 220 reviews. Other highly rated options include Sharlene Wulleman: Allstate Insurance, Derek Witham Insurance Agency, Inc., Ken Hodas Insurance. This directory lists 18 home insurance agents serving Malden.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Paul T. Murphy Insurance | 628 Broadway | (781) 321-9700 |
| 2 | Sharlene Wulleman: Allstate Insurance | 146 Commercial St | (781) 605-2629 |
| 3 | Derek Witham Insurance Agency, Inc. | 269 Broadway | (781) 322-2886 |
| 4 | Ken Hodas Insurance | 269 Broadway | (781) 868-4243 |
| 5 | Avanti Insurance Agency, Inc. | 17 Charles St | (781) 324-6301 |
| 6 | MANSOUR INSURANCE | 380 Pleasant St | (978) 278-5339 |
| 7 | Prescott & Son Insurance | 963 Eastern Ave | (781) 322-2350 |
| 8 | J. Mallon Insurance, LLC | 1 Centre St Ste 3B | (781) 321-2233 |
| 9 | Supino Insurance Agency, Inc. | 1012 Eastern Ave | (781) 322-2800 |
| 10 | Lister Insurance Agency Inc. | 963 Eastern Ave | (781) 393-9330 |
Paul T. Murphy Insurance serves the Malden, Massachusetts area and surrounding communities as a home insurance agent. The company helps residential property owners assess their coverage needs by evaluating various policy options. A home insurance agent can clarify protections for the dwelling structure and personal belongings inside it. Paul T. Murphy Insurance also advises on liability coverage for accidents on the property and additional living expenses if the home becomes temporarily uninhabitable due to a covered event.
Sharlene Wulleman: Allstate Insurance provides a full range of home insurance services, including standard property coverage, liability protection, and additional policy add-ons to safeguard against common local risks. Its service approach includes annual policy reviews to help ensure coverage keeps pace with changing home values and personal needs. The agency works with homeowners to explain plan details and assist with claims filings. This Malden-based office serves single-family homes, apartments, retail locations, and restaurants throughout the area.
Derek Witham Insurance Agency, Inc. serves homeowners, landlords, and property managers in the Malden, MA area. The agency helps clients assess coverage needs for dwelling protection and personal property. It works to find appropriate policy limits and deductible options for single-family homes and condominiums. The team also explains how local weather risks may influence homeowners insurance choices. Its service area includes neighboring communities such as Medford and parts of the greater Boston metro.
Ken Hodas Insurance serves Malden, Massachusetts, and the surrounding communities. The agency handles home insurance policies designed to protect homeowners against property damage, liability, and other common risks. It reviews each client’s specific coverage needs and the local housing market conditions with a focus on clear communication and straightforward policy options. For a typical job, it begins with a personalized consultation to understand the property, then compares different carriers and deductibles to recommend a balanced plan that fits the customer’s budget.
Avanti Insurance Agency, Inc. in Malden, MA helps homeowners decide between a single policy purchase and an ongoing working relationship that adjusts coverage as property values change. Their home insurance agents review dwelling, personal property, and liability protection to match each client’s specific neighborhood risks. Policies can be updated to reflect new renovations, major purchases, or changing local weather patterns. Service runs on an as-needed basis, meaning clients reach out when reviewing annual renewals, buying a new home, or making a significant home improvement.
At MANSOUR INSURANCE in Malden, Massachusetts, a specialty is customizing home insurance policies that precisely match distinct property types, from single-family homes to condominiums. General service work includes pairing clients with nationally recognized carriers and explaining each coverage tier in plain terms. For homeowners near the Mystic River or other coastal zones, a primary seasonal concern is confirming flood exclusions and recommending supplemental flood coverage well before spring thaws or hurricane season arrives.
After a harsh New England winter or heavy spring rain, many homeowners in Malden, MA face roof damage or basement seepage. Prescott & Son Insurance addresses these common concerns by offering tailored home insurance policies during an initial consultation. They discuss coverage for perils like frozen pipes or wind storms specific to the area. An agent typically schedules a property walkthrough to identify underwriting risks before providing a full policy quotation.
J. Mallon Insurance, LLC in Malden, MA helps homeowners secure essential property coverage for their residences. As a home insurance agent, the company also facilitates specialty endorsements that can protect valuable personal belongings or provide liability protection beyond a standard policy. This agency works with clients to tailor policies that address local weather risks and other common household exposures. Its services extend to commercial sectors as well, including offices, warehouses, and food service operations that require customized business insurance solutions.
Supino Insurance Agency, Inc. helps homeowners in the Malden area secure coverage for their residences, protecting property and personal assets from common local risks. The agency also offers commercial insurance solutions for area businesses seeking liability and property protection. Their service territory extends across Malden and surrounding communities in Massachusetts. Clients can expect attentive follow-up after policy changes or claims to ensure coverage remains appropriate. The agency encourages repeat service between regular policy reviews, assisting homeowners with coverage adjustments as their needs evolve.
Lister Insurance Agency Inc. in Malden, MA is known for providing home insurance coverage tailored to property owners in the local area. Its service range includes standard homeowners policies and protection for personal belongings and liability. The agency helps clients navigate coverage options to safeguard their homes against common regional risks like storms and fire. An added specialty service it can offer is flood insurance, which addresses water damage not typically covered by a basic policy.
What Does a a Home Insurance Agent in Malden Cost?
The average cost of homeowners insurance in Massachusetts is about 1300 to 1800 per year for a standard policy. In Malden rates can vary based on your homes age location and construction type. Older homes or those near the coast may have higher premiums. This is general information and not insurance advice.
About home insurance agents in Malden
Home insurance agents in Malden Massachusetts help homeowners protect their property with policies that meet state requirements. Massachusetts law does not require homeowners insurance but mortgage lenders typically mandate coverage. Agents can explain standard perils like fire theft and wind damage as well as optional flood insurance for coastal areas.
Frequently Asked Questions
What does a home insurance agent in Malden do?
A home insurance agent in Malden helps you find a policy that fits your home and budget. They compare quotes from multiple insurers and explain coverage options like dwelling protection liability and personal property. Agents also assist with claims and policy changes over time.
Is homeowners insurance required in Massachusetts?
Massachusetts law does not require homeowners insurance by statute. However most mortgage lenders require a policy to protect their investment. Without a mortgage you can choose to go without coverage but it is risky.
How do I choose a home insurance agent in Malden?
Look for an agent licensed in Massachusetts with experience in Malden properties. Check their customer reviews and ask about their process for comparing quotes. A good agent will explain policy details clearly and help you find the right coverage level.