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Home Insurance Agents in Ludlow, MA

Browse home insurance agents serving Ludlow, Massachusetts. Contact information and addresses listed below.

10 agents listed
Updated May 2026
Ludlow, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 10 home insurance agents in Ludlow, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Gomes Agency
364 East St, Ludlow, MA 01056
(413) 610-1223 thegomesagency.com
Regina Jasak Independent Insurance
193 Holyoke St, Ludlow, MA 01056
(413) 315-5775 reginajasak.com
HUB International
564 Center St, Ludlow, MA 01056
(413) 583-6424 hubinternational.com
Ideal Insurance Agency, Inc.
187 East St, Ludlow, MA 01056
(413) 589-0901 idealinsurance.com
The Dowd Insurance Agencies
563 Center St #2499, Ludlow, MA 01056
(413) 538-7444 dowd.com
Duke Insurance Brokerage, Inc.
200 Center St STE 15, Ludlow, MA 01056
(413) 583-2611 dukeinsurancebrokerageinc.com
James F. Shea & Sons, LLC
200 Center St STE 6, Ludlow, MA 01056
(413) 547-8135
Cunningham Insurance Agency Inc.
398 East St, Ludlow, MA 01056
(413) 589-1616 cunninghaminsuranceagency.com
Ideal Insurance a member of Dowd Agencies, LLC
563 Center St, Ludlow, MA 01056
(413) 589-0901 dowd.com
Your Choice Insurance Agency
190 East St, Ludlow, MA 01056
(413) 589-0192 fieldeddy.com

What Does a Home Insurance Agent in Ludlow Cost?

Home insurance costs in Massachusetts average between 1200 and 2000 dollars per year for a standard policy. In Ludlow rates may vary based on your homes age location and claims history. Premiums also depend on coverage limits and deductible amounts. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Ludlow do?
A home insurance agent in Ludlow helps you compare policies from different carriers. They explain coverage limits deductibles and exclusions. They also assist with filing claims and adjusting your policy as your needs change.
Is home insurance required by law in Massachusetts?
Massachusetts does not legally require homeowners insurance. However mortgage lenders almost always require it. Without coverage you risk financial loss from fire theft or liability claims.
How can I lower my home insurance premium in Ludlow?
You can lower your premium by bundling home and auto insurance. Increasing your deductible or installing security systems also helps. Ask your agent about discounts for newer roofs or updated electrical systems.