The top-rated home insurance agent in Lowell, Massachusetts is A-Affordable Insurance Agency, Inc., rated 4.7 stars across 225 reviews. Other highly rated options include Monica Insurance Agency Inc, Mill City Insurance Inc, Paul A. Balakin Insurance. This directory lists 22 home insurance agents serving Lowell.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | A-Affordable Insurance Agency, Inc. | 850 Chelmsford St | (978) 970-1500 |
| 2 | Monica Insurance Agency Inc | 11 Mill St | (978) 454-2577 |
| 3 | Mill City Insurance Inc | 493 Westford St | (978) 441-0005 |
| 4 | Paul A. Balakin Insurance | 81 Plain St #1 | (978) 441-3003 |
| 5 | Sharlene Wulleman: Allstate Insurance | 1235 Bridge St | (978) 455-4556 |
| 6 | Francis E. Provencher Insurance | 530 Rogers St | (978) 459-8681 |
| 7 | KK Insurance Agency, Inc. | 508 Westford St | (978) 970-2212 |
| 8 | Action Auto Insurance Agency | 703 Chelmsford St | (978) 441-2800 |
| 9 | Alpha Insurance | 648 Central St | (978) 459-4547 |
| 10 | Angela Westen Insurance | 543 Rogers St | (978) 735-4094 |
A-Affordable Insurance Agency, Inc. serves homeowners, landlords, and property managers throughout the Lowell, Massachusetts area. It helps clients find suitable policies to protect their dwellings and personal belongings from common risks like fire, theft, and weather damage. The agency works to understand each customer’s coverage needs and offers guidance on liability protection and additional living expenses. Deductible options and policy limits are explained clearly to local residents. Its services also reach families and investors in the neighboring community of Chelmsford within the greater Lowell metro.
Monica Insurance Agency Inc serves Lowell, Massachusetts, and the surrounding communities, handling policies for homeowners. Its work includes standard dwelling coverage, liability protection for residential properties, and additional options for personal belongings. The agency customizes each plan to account for the specific risks in the local area. It begins every new job by evaluating the client’s property and particular coverage needs.
Mill City Insurance Inc serves homeowners, businesses, and property managers in Lowell, Massachusetts by offering tailored home insurance policies that protect against common regional risks such as winter storms and flooding. The agency works with clients to evaluate coverage needs for dwelling, personal property, and liability. It also provides guidance on policy adjustments to reflect property improvements or changes in asset value. Its service area extends into the neighboring community of Chelmsford.
As winter approaches, homeowners in Lowell face the risk of ice dams and roof leaks. Paul A. Balakin Insurance helps local residents protect their largest asset with tailored home insurance policies. The agency works to find coverage that fits each unique property and budget. They guide clients through policy details, ensuring clear understanding of deductibles and limits. For a proper assessment, a representative visits the home to inspect its condition and identify specific coverage needs before offering a plan.
Based in Lowell, Massachusetts, the agency also assists clients in surrounding communities throughout the region. It handles all aspects of home insurance, including coverage for the dwelling itself, personal belongings, and liability protection. The typical homeowner receives a thorough review of their specific property and individual risk factors. The agency then customizes a policy accordingly, ensuring each plan addresses the particular needs of the residence.
Francis E. Provencher Insurance in Lowell, Massachusetts, focuses on home insurance, which can involve either a one-time policy for a single dwelling or recurring coverage for ongoing property protection. The agency provides the standard types of policies that safeguard against common regional perils like fire, theft, and weather damage, as well as liability and additional living expenses. Claims handling and premium adjustments are part of the continuous service model. Coverage for clients in this Merrimack Valley community operates on a scheduled, recurring basis rather than as-needed.
KK Insurance Agency, Inc. in Lowell helps homeowners protect their most valuable asset against fire, theft, and weather-related damage. For more comprehensive protection, it offers policy add-ons for valuable personal property such as jewelry, fine art, and collectibles, along with increased coverage for high-end electronics. The agency can also write policies tailored for local commercial properties, including offices, warehouses, and food service operations.
Action Auto Insurance Agency in Lowell, Massachusetts provides specialty services for individual home insurance policies covering single-family dwellings while also performing general agent work for condominium and rental properties. Its comprehensive local advising ensures alignment with regional building codes and community-specific risk factors. The agency assists policyholders with adjusting coverage following severe seasonal storms that commonly affect the Merrimack Valley area.
Alpha Insurance provides residential home insurance services in and around Lowell, Massachusetts, with commercial coverage also available for local business properties. Their service area covers the greater Lowell region, ensuring properties are protected against common regional risks. Clients can expect a process designed to address standard homeowner needs, followed by thorough explanation of policy options. After each policy term or claim event, the company encourages follow-up service to adjust coverage, ensuring repeat engagement between regular review visits.
Angela Westen Insurance is known for providing straightforward home insurance coverage to residents throughout Lowell, Massachusetts. Its service range includes customized policies designed to protect single-family homes and condominiums against common regional risks like severe storms and fire. The agency assists clients with evaluating appropriate dwelling limits and personal property endorsements for their specific needs. For an added layer of security, the company also offers an optional flood insurance endorsement for homeowners in mapped flood-prone zones near the Concord River and other local waterways.
What Does a a Home Insurance Agent in Lowell Cost?
The average cost of home insurance in Massachusetts is about 1,200 to 1,800 dollars per year for a standard policy. In Lowell, rates may be higher due to older homes and weather risks. Your actual cost depends on your home value, location, and coverage limits. This is general information and not insurance advice.
About home insurance agents in Lowell
Home insurance agents in Lowell Massachusetts help you find coverage for your house and belongings. Massachusetts law requires homeowners to have a minimum amount of coverage if they have a mortgage. An agent can explain local risks like winter storms and flooding that affect Lowell properties.
Frequently Asked Questions
What does a home insurance agent in Lowell do?
A home insurance agent helps you compare policies from different insurance companies. They explain coverage options like dwelling protection and liability. They also help you file claims after a loss.
Do I need flood insurance in Lowell Massachusetts?
Standard home insurance does not cover flood damage. Lowell has areas near the Merrimack River that may be in a flood zone. You may need a separate flood policy through the National Flood Insurance Program.
How do I choose a home insurance agent in Lowell?
Look for an agent licensed in Massachusetts who understands local risks. Ask about their experience with claims in the Lowell area. Check their reviews and make sure they offer policies from multiple insurers.