The top-rated home insurance agent in Hingham, Massachusetts is AW Family Insurance, rated 5.0 stars across 183 reviews. Other highly rated options include Craig Hildreth Insurance Agency, McGunnigle Insurance Inc, Child-Genovese Insurance Agency Inc. This directory lists 14 home insurance agents serving Hingham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AW Family Insurance | 99 Derby St Suite 200 | (781) 556-1032 |
| 2 | Craig Hildreth Insurance Agency | 18 Shipyard Dr #2a | (781) 385-5073 |
| 3 | McGunnigle Insurance Inc | 342 Rockland St | (781) 740-4600 |
| 4 | Child-Genovese Insurance Agency Inc | 99 South St | (781) 749-7566 |
| 5 | John J Lamb Insurance Agency Inc. | 24 North St | (781) 749-6960 |
| 6 | Walter J May Insurance Inc | 188 Whiting St | (781) 749-4310 |
| 7 | BasicWise Insurance Agency | 99 Derby St | (339) 204-4977 |
| 8 | Horace Mann Insurance Co | 37 Derby St b4 | (781) 740-8444 |
| 9 | Trust Insurance LLC | 195 Old Derby St | (339) 219-1044 |
| 10 | Insurance South Shore | 188 Whiting St | (781) 740-5421 |
AW Family Insurance serves the Hingham area and the greater Plymouth County region as a home insurance agent. The company assists local homeowners in navigating policies that protect dwellings, personal property, and liability. Coverage options are tailored to regional risks, including seasonal weather patterns common in coastal Massachusetts. The agency handles standard homeowners policies along with specialized endorsements for wind and flood exposure that property owners often require near Hingham Harbor.
Craig Hildreth Insurance Agency provides homeowners insurance and related coverage options to clients in Hingham, Massachusetts. It offers standard property protection, as well as risk evaluation and policy management to help secure residential assets. The agency also assists with policy renewals and claims support to maintain long-term coverage. Its services accommodate a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
McGunnigle Insurance Inc in Hingham, MA, serves homeowners, businesses, and property managers with comprehensive home insurance agent services. This agency works to evaluate properties and identify appropriate coverage for dwellings and personal belongings. Clients receive guidance on policy options suited to structures, liability, and contents. The firm covers surrounding areas within the South Shore metro region, including communities such as Cohasset and Hull.
Child-Genovese Insurance Agency Inc serves Hingham, Massachusetts, and the surrounding South Shore communities. The agency handles home insurance policies for local homeowners, covering property protection and liability needs. It helps clients assess their coverage requirements, including dwelling limits and personal property endorsements. To handle a typical job, the agency’s general approach involves reviewing a customer’s specific home and risk factors before matching them to a suitable policy from its carrier options.
John J Lamb Insurance Agency Inc. in Hingham, MA assists homeowners with both one-time policy evaluations and ongoing coverage management. For those purchasing a new property, a single consultation can clarify necessary protections, while annual policy reviews adjust coverage as home values and personal circumstances change. The agency focuses on matching client needs with appropriate home insurance options common to this coastal Massachusetts area. Service operates on an as-needed basis, with clients scheduling appointments when they require immediate assistance or periodic plan updates.
As a provider of home insurance coverage tailored to coastal and inland risks, Walter J May Insurance Inc serves homeowners in Hingham, MA. The agency helps clients evaluate their property exposures and selects appropriate dwelling and personal property protection. It guides policyholders through the nuances of standard liability limits and additional living expense coverages. For those concerned with seasonal weather, the agent advises on measures to safeguard homes against potential damage from nor’easters or winter ice dams.
As coastal storms threaten Hingham properties each winter, BasicWise Insurance Agency helps residents secure appropriate coverage for wind and water damage. Serving local homeowners, this agency examines individual policy gaps and recommends tailored home insurance solutions that account for the region’s unique weather risks. Clients receive clear explanations of deductible options and liability protections during a straightforward initial consultation. Before a policy is issued, the agent schedules a thorough property inspection to assess the home’s condition and confirm any necessary adjustments.
Horace Mann Insurance Co in Hingham, MA provides homeowners with standard property coverage for their residences and personal belongings. An agent there can help clients add specialty endorsements for valuable items like jewelry or fine art, as well as enhanced water backup protection. The agency also consults on liability limits for attached structures. Additionally, it serves smaller commercial sectors, including local offices, warehouses, and food service establishments that need tailored business property policies.
Trust Insurance LLC provides residential home insurance services for homeowners in the Hingham area. The agency also handles commercial coverage options for local business properties. Their client base includes properties throughout the surrounding communities in southeastern Massachusetts. Each policy is reviewed to match coverage with the specific needs of the property and its owner. After a claim or policy review, the agency follows up to ensure full understanding and offers easy rebooking for regular service visits.
What Does a a Home Insurance Agent in Hingham Cost?
The average cost of home insurance in Massachusetts is around 1500 to 2500 dollars per year for a typical single family home. Costs in Hingham may be higher due to coastal location and property values. Factors like home age, coverage limits, and deductible amount affect your premium. This is general information and not insurance advice.
About home insurance agents in Hingham
Home insurance agents in Hingham Massachusetts help you find coverage for your home and belongings. Massachusetts law requires that your policy meet certain minimum standards for dwelling coverage. An agent can explain local risks like coastal storms and guide you through the process of protecting your home.
Frequently Asked Questions
What does a home insurance agent in Hingham do?
A home insurance agent helps you compare policies from different companies. They explain coverage options like dwelling protection and personal liability. They also help you understand Massachusetts specific rules such as the mandatory offer of sewer backup coverage.
Do I need flood insurance in Hingham Massachusetts?
Standard home insurance does not cover flood damage. Hingham is near the coast so flood risk is higher. Many lenders require flood insurance if your home is in a designated flood zone. An agent can help you find a separate flood policy.
How do Massachusetts insurance laws affect my policy?
Massachusetts law requires insurers to offer coverage for fire and lightning. The state also has a strict time limit of 15 days for an insurer to pay a claim after receiving proof of loss. An agent can explain these rules and how they apply to your situation.