The top-rated home insurance agent in Haverhill, Massachusetts is AAA Haverhill, rated 4.7 stars across 274 reviews. Other highly rated options include MTM Insurance of Greater Haverhill, INC., De La Cruz Insurance Group, James Sarcione: Allstate Insurance. This directory lists 15 home insurance agents serving Haverhill.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Haverhill | 308 Main St | (978) 373-3611 |
| 2 | MTM Insurance of Greater Haverhill, INC. | 35 Stage St | (978) 681-5700 |
| 3 | De La Cruz Insurance Group | The Lennox Center, 378 S Main St #1 | (978) 926-3281 |
| 4 | James Sarcione: Allstate Insurance | 16 Granite St | (978) 377-0270 |
| 5 | James Page Insurance | 191 Merrimack St # 306 | (978) 373-3893 |
| 6 | Sullivan Insurance & Financial | 487 Groveland St | (978) 372-2790 |
| 7 | Cowan Insurance Agency | 359 Main St | (978) 372-1451 |
| 8 | Sams Insurance Agency Inc. | 359 Main St Ste 220 | (978) 374-5290 |
| 9 | Fred C. Church, Inc. | Inside Lowell Five, 750 Main St | (800) 225-1865 |
| 10 | Silverio Insurance Agency | 114 Kenoza Ave | (978) 685-0209 |
AAA Haverhill serves the Haverhill area and surrounding Essex County communities as a home insurance agent. It helps homeowners evaluate coverage for their property, contents, and personal liability. The agent also assists in securing protection against common regional risks such as snow-related damage and flooding. Renters and condominium owners can obtain tailored policies to fit their specific housing needs. For those with a mortgage, the company facilitates bundling dwelling coverage with wind and hail protection.
MTM Insurance of Greater Haverhill, INC. provides a range of residential coverage options designed to protect homeowners in the Haverhill, MA area. Their services include helping clients select appropriate policies that address common local risks. The agency also offers guidance on maintaining adequate coverage as needs change over time. They work to explain different deductible levels and policy structures for clarity. Clients can receive assistance with routine policy reviews and updates. This home insurance agent services single-family homes, apartments, retail establishments, and restaurants.
De La Cruz Insurance Group serves Haverhill, Massachusetts, and the surrounding communities. The agency handles individual home insurance policies designed for local area homeowners. Their work includes reviewing property coverage needs and explaining policy terms to clients. The agency looks at a home's specific features and advises on appropriate protection levels. They guide clients through the claims process and help update policies as circumstances change. To handle a typical job, the agency approaches each situation by first conducting a thorough discussion of the homeowner's current needs and long-term plans.
James Sarcione: Allstate Insurance serves homeowners, renters, and property managers in Haverhill, Massachusetts, offering standard home insurance policies. It assists clients in selecting appropriate coverage for dwelling protection and personal property against common regional risks such as winter storms and fire. The agency also helps customers understand policy details like liability protection and deductible options. Its service area extends to neighboring towns in the greater Merrimack Valley, including North Andover.
James Page Insurance in Haverhill, Massachusetts, helps homeowners distinguish between a single policy purchase and ongoing service relationships. Coverage is customized to protect residential properties, personal belongings, and liability exposure against common regional risks. The company assists clients in evaluating deductible levels and replacement cost estimates to ensure adequate financial protection. Service for existing clients typically runs on an as-needed basis, available when policyholders require endorsements or claims support throughout the year.
Sullivan Insurance & Financial helps Haverhill homeowners assess coverage tailored to property value and personal assets. The agency guides clients through the process of selecting appropriate dwelling protection and ensuring adequate liability limits. In typical assignments, it reviews policy details and explains how endorsements can fill gaps in standard plans. It emphasizes understanding replacement cost versus actual cash value for dwelling coverage. The firm also assists clients in addressing ice dam and frozen pipe damage common to Haverhill winters.
Winter in Haverhill brings heavy snow and ice dams that can strain a home's roof and gutters, making protection a priority. Cowan Insurance Agency responds by helping local homeowners understand how standard policies cover such seasonal damage. They guide clients through typical coverage for wind, fire, and liability, tailoring each plan to individual property needs. An agent reviews the home's unique risks during an initial in-person inspection to ensure all vulnerabilities are addressed.
Sams Insurance Agency Inc. in Haverhill, MA helps homeowners protect their property against common regional risks through standard policies. It specializes in adding coverage for valuable personal items like jewelry or electronics beyond basic limits. The agency also advises clients on additional protections such as liability coverage for injuries and loss-of-use benefits while a home is being repaired. Beyond individual residences, this independent agent structures commercial insurance solutions for local businesses including offices, warehouses, and food service operations.
Fred C. Church, Inc. provides home insurance services to residents in Haverhill, Massachusetts. The agency also offers commercial coverage for local businesses in need of property protection. Their service area encompasses Haverhill and its surrounding communities. Each homeowner’s policy is examined based on individual needs for dwelling, liability, and personal property coverage. Clients are encouraged to review their coverage during regular consultations or schedule a follow-up discussion regarding any changes between those planned visits.
What Does a a Home Insurance Agent in Haverhill Cost?
The average cost of homeowners insurance in Massachusetts is about 1,200 to 1,800 dollars per year for a standard policy. In Haverhill rates may be slightly higher due to local weather risks and property values. Factors like your homes age construction type and claims history affect the premium. This is general information and not insurance advice.
About home insurance agents in Haverhill
Home insurance agents in Haverhill Massachusetts help you find coverage for your single family home condo or rental property. Massachusetts law requires homeowners to have a minimum level of property insurance if they have a mortgage. Agents in Haverhill can explain local risks like nor easter storms and guide you through policy options that meet state regulations.
Frequently Asked Questions
What does a home insurance agent in Haverhill do?
A home insurance agent helps you compare policies from different insurers to find coverage that fits your needs. They explain deductibles coverage limits and exclusions. In Massachusetts agents must be licensed by the state Division of Insurance.
Is home insurance required in Massachusetts?
Massachusetts does not legally require homeowners insurance. However most mortgage lenders require it as a condition of the loan. Flood insurance is also not mandated by state law but may be required in flood zones.
How do I choose a home insurance agent in Haverhill?
Look for an agent who is licensed in Massachusetts and familiar with local risks like winter storms and flooding. Ask about their experience with Haverhill properties and read customer reviews. You can verify an agents license through the Massachusetts Division of Insurance website.