The top-rated home insurance agent in Falmouth, Massachusetts is Arthur D. Calfee Insurance Agency, Inc, rated 4.8 stars across 288 reviews. Other highly rated options include Murray & MacDonald Insurance Services Inc, The Baldwin Group (formerly RogersGray), Almeida & Carlson Insurance Agency. This directory lists 10 home insurance agents serving Falmouth.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Arthur D. Calfee Insurance Agency, Inc | 336 Gifford St | (508) 540-2601 |
| 2 | Murray & MacDonald Insurance Services Inc | 406 Jones Rd | (800) 800-8990 |
| 3 | The Baldwin Group (formerly RogersGray) | 763 Main St | (508) 548-2500 |
| 4 | Almeida & Carlson Insurance Agency | 79 Davis Straits | (508) 540-6161 |
| 5 | Bridges Insurance Group / Lawrence-Carlin Insurance | 230 Jones Rd | (508) 540-7100 |
| 6 | Central Park Insurance co. | 15 Carlson Ln | (351) 207-0239 |
| 7 | Peggy Vose | 230 Main St Unit 8 | (508) 494-4056 |
| 8 | Safety Northeast Insurance Agency, Inc. | 194 Worcester Ct | (508) 548-1148 |
| 9 | Dfm Insurance | 668 Main St UNIT 201 | (508) 540-4555 |
| 10 | DISCOVERY INSURANCE | 366 Main St | (774) 763-5597 |
Arthur D. Calfee Insurance Agency, Inc. serves the Falmouth, Massachusetts, area and surrounding communities on Cape Cod as a provider of home insurance policies. The agency works to help local homeowners secure coverage that protects their property and personal belongings against common regional risks. Its agents assist clients in understanding different coverage levels and policy options to match individual needs and budgets. The agency also routinely handles policy reviews and endorsements for seasonal or primary residences on the Cape.
Murray & MacDonald Insurance Services Inc provides a full range of home insurance agency services in Falmouth, Massachusetts, including policy consultations, coverage evaluations, and risk assessment. The company offers ongoing account management to help clients review and adjust their policies as needs evolve. Its professionals can assist with selecting appropriate levels of dwelling, personal property, and liability protection for local homeowners. The agency services a variety of property types, including single-family homes, seasonal cottages, condominiums, apartment buildings, retail spaces, and restaurants.
The Baldwin Group serves homeowners, businesses, and property managers in Falmouth, Massachusetts, offering home insurance agent services. Clients receive personalized coverage evaluations to protect single-family homes, vacation properties, and rental units against regional risks such as coastal storms and nor’easters. The agency helps navigate policy options for dwelling, liability, and personal property needs. Its service area also extends to the neighboring communities along the Cape Cod shoreline.
Almeida & Carlson Insurance Agency serves homeowners in Falmouth and the surrounding Cape Cod communities. It handles comprehensive coverage for single-family homes, condominiums, and seasonal properties against regional risks like coastal storms and flooding. The agency works with clients to review their specific policy needs and adjust deductibles appropriately. It typically approaches a job by first assessing a property’s replacement cost, then reviewing available coverage options to recommend a tailored plan that balances protection with the homeowner’s budget.
Bridges Insurance Group / Lawrence-Carlin Insurance offers both one-time policy reviews and ongoing coverage management for homes in Falmouth, Massachusetts. Their home insurance agents assess property values and recommend appropriate dwelling protection from common coastal risks, including wind and water damage. They also advise on personal liability and contents coverage tailored to individual needs. Service is available on a scheduled basis, with options for as-needed consultations to adjust policies when circumstances change.
Central Park Insurance Co. in Falmouth, MA specializes in tailoring home insurance policies with specialized coverage options including protection for personal property and liability. It provides general homeowners insurance services to safeguard local residences against common risks. As a home insurance agent, the company helps clients review their policies to ensure adequate coverage matches the specific needs of their property. It also assists homeowners with adjusting their plans when preparing for coastal storm and hurricane seasons affecting Cape Cod.
With the Cape Cod area prone to nor’easters and coastal storms, Peggy Vose helps local homeowners in Falmouth review their property insurance for adequate wind and flood coverage. As a home insurance agent, the company assesses individual policy needs including liability and dwelling protection based on a home’s age and construction. Their approach begins with scheduling an appointment to walk through the property and evaluate its specific risks for a personalized coverage plan.
Safety Northeast Insurance Agency, Inc. handles property and liability protection for homes throughout the Falmouth area. It also specializes in arranging additional coverage for valuable personal items such as jewelry, art, or collectibles. The company evaluates each homeowner’s individual risks, including local weather exposure, to tailor a policy that addresses specific needs. Beyond personal residences, Safety Northeast Insurance Agency, Inc. extends its services to commercial sectors, including offices, warehouses, and food service establishments.
Dfm Insurance serves homeowners in Falmouth, MA, with residential property insurance policies. The agency also addresses commercial coverage needs for local small business owners throughout the Cape Cod area. An agent guides each client through policy options, helping to match coverage with a property’s specific risks. After guiding a homeowner through an initial policy setup, the same agent often visits annually to review changes in home value or local conditions and then adjusts coverage accordingly for the next renewal period.
DISCOVERY INSURANCE is known for providing homeowners with specialized property coverage tailored to the coastal Falmouth, MA area. It offers a standard range of insurance packages that protect homes from common regional risks, including fire, theft, and weather-related damage. The agency works to match each client with a policy that fits the structure and value of their individual property. For added security, clients can include extra protection for valuable personal belongings like jewelry or fine art.
What Does a a Home Insurance Agent in Falmouth Cost?
In Massachusetts, the average annual home insurance premium is around 1,300 to 2,000 dollars, but Falmouth coastal properties may cost 2,500 to 4,000 dollars or more due to wind and flood exposure. Factors like home age, roof condition, and proximity to water affect your rate. This is general information and not insurance advice.
About home insurance agents in Falmouth
Home insurance agents in Falmouth, Massachusetts help homeowners protect their properties against coastal storms, winter damage, and other local risks. Massachusetts law requires insurers to offer coverage for wind and hail damage, but flood insurance is separate and often needed in Falmouth. An agent can explain policy options and help you meet lender requirements for coverage.
Frequently Asked Questions
What does home insurance cover in Falmouth Massachusetts?
Standard policies cover dwelling, personal property, liability, and additional living expenses. In coastal areas like Falmouth, windstorm coverage is required by Massachusetts law, but flood damage is not included and requires separate flood insurance.
Do I need flood insurance in Falmouth?
Falmouth is a coastal town with flood zones. If your property is in a high-risk area, your lender will require flood insurance. Even outside high-risk zones, flood insurance is recommended because standard home policies do not cover flood damage.
How do I choose a home insurance agent in Falmouth?
Look for an agent licensed in Massachusetts who has experience with coastal properties. Ask about their knowledge of Cape Cod specific risks like nor easter storms and wind damage. Check their reviews and confirm they offer policies from multiple insurers.