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HomeHome Insurance AgentsHawaii › Wailuku

Find Home Insurance Agents Near You in Wailuku, HI

Browse home insurance agents serving Wailuku, Hawaii. Updated 2026-07-14.

The top-rated home insurance agent in Wailuku, Hawaii is Mark Zion - State Farm Insurance Agent, rated 5.0 stars across 292 reviews. Other highly rated options include Wayde Omura - State Farm Insurance Agent, Carey Tanaka - State Farm Insurance Agent, Mike Taniguchi - State Farm Insurance Agent. This directory lists 11 home insurance agents serving Wailuku.

Showing 11 home insurance agents in Wailuku, HIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Mark Zion - State Farm Insurance Agent2200 Main St suite 530(808) 793-3203
2Wayde Omura - State Farm Insurance Agent331 Ho'okahi St Ste 105(808) 249-0990
3Carey Tanaka - State Farm Insurance Agent331 Ho'okahi St Unit 106(808) 877-4450
4Mike Taniguchi - State Farm Insurance Agent35 Central Ave(808) 242-5747
5MFA Insurance Inc.73 Maluhia Dr(808) 244-2244
6Business Insurance Services2115 Wells St(808) 244-6006
7Mutual Underwriters840 Alua St STE 103(808) 249-2163
8Aflac Insurance Agent: Michael E Jones62 N Market St #304(808) 442-3070
9Kassie Silva - Aflac Insurance Agent2065 Main St #101a(808) 258-7992
10Mauka Insurance & Financial Services, Inc.1877 Wili Pa Loop(808) 242-8480
MZ
2200 Main St suite 530
Mark Zion - State Farm Insurance Agent
Home Insurance Agent · Wailuku, HI

Mark Zion - State Farm Insurance Agent serves Wailuku, Hawaii, and the surrounding Maui County area, offering home insurance policies to local residents. The agency provides standard homeowners coverage as well as additional protection for personal property and liability. Protecting homes against damage from weather events or unforeseen accidents is essential for homeowners in this island community. Renters insurance and condo insurance are also common services handled by Mark Zion - State Farm Insurance Agent for this area.

WO
331 Ho'okahi St Ste 105
Wayde Omura - State Farm Insurance Agent
Home Insurance Agent · Wailuku, HI

Wayde Omura, a State Farm Insurance Agent in Wailuku, HI, provides personal home insurance to protect against property damage and liability. The agency assists clients in selecting coverage plans that suit their individual needs and policy structures. It offers periodic policy reviews and claims assistance to ensure ongoing protection and service. The agency services a variety of properties, including single-family homes, apartments, retail businesses, and restaurants.

CT
331 Ho'okahi St Unit 106
Carey Tanaka - State Farm Insurance Agent
Home Insurance Agent · Wailuku, HI

Carey Tanaka - State Farm Insurance Agent serves homeowners, property managers, and small businesses in Wailuku, Hawaii. The agency offers home insurance policies that help protect residential properties and personal belongings from common island risks, including storm damage and volcanic activity. Each client receives a personalized coverage review to match available policy options with their specific needs and budget. The office also assists with rental property and vacation home coverage for area landlords. Beyond Wailuku, the agency provides its services to the neighboring community of Kahului and throughout central Maui.

MT
35 Central Ave
Mike Taniguchi - State Farm Insurance Agent
Home Insurance Agent · Wailuku, HI

Serving the Wailuku area and surrounding communities in Maui County, Mike Taniguchi - State Farm Insurance Agent handles home insurance policies for local homeowners. The agency works to cover single-family residences and condominiums against common island risks such as storm damage and liability. To handle a typical job, the agent starts by reviewing the specific property details and the owner’s coverage priorities before tailoring a policy recommendation to fit their situation.

MI
73 Maluhia Dr
MFA Insurance Inc.
Home Insurance Agent · Wailuku, HI

When choosing between a one-time policy review and an ongoing coverage relationship, MFA Insurance Inc. serves Wailuku, HI, as a local home insurance agent. This office helps homeowners assess dwelling protection and personal liability coverage, ensuring policies reflect the specific needs of a Hawaii residence. They explain how different perils, such as windstorms or volcanic activity, affect a standard homeowners plan. Service is available on an as-needed basis, with clients encouraged to request consultations when renewing a mortgage or purchasing a new property.

BI
2115 Wells St
Business Insurance Services
Home Insurance Agent · Wailuku, HI

Business Insurance Services specializes in home insurance coverage, assisting property owners with policies that protect dwellings and personal belongings. The agency serves the Wailuku, HI area, guiding clients through standard homeowner protections and liability considerations. It also helps evaluate replacement cost estimates for local structures and contents. During the hurricane season, the company can clarify windstorm and flood insurance options that are particularly relevant for Hawaiian homeowners.

MU
840 Alua St STE 103
Mutual Underwriters
Home Insurance Agent · Wailuku, HI

Hurricanes and heavy rains regularly threaten Wailuku homes, making windstorm and flood coverage a critical concern for residents. Mutual Underwriters addresses these risks by providing home insurance agent services tailored to local property types and construction in central Maui. They work with clients to review coverage options that meet island-specific needs, from older plantation-style homes to newer developments. Each consultation begins with a thorough property inspection and initial assessment to accurately evaluate the dwelling’s unique vulnerabilities and structural conditions.

AI
62 N Market St #304
Aflac Insurance Agent: Michael E Jones
Home Insurance Agent · Wailuku, HI

Michael E Jones of Aflac in Wailuku, HI, assists homeowners in selecting appropriate property insurance policies. The agency can also help clients add specialized coverages for specific needs, such as protection against natural disasters common to the Hawaiian islands. This includes options for flood or hurricane damage that standard policies may exclude. Commercial sectors this agent can serve include offices seeking general liability coverage, warehouses requiring property and inventory protection, and food service operations needing business interruption insurance.

KS
2065 Main St #101a
Kassie Silva - Aflac Insurance Agent
Home Insurance Agent · Wailuku, HI

Kassie Silva - Aflac Insurance Agent offers residential home insurance services for homeowners in Wailuku, HI, helping to protect personal property and structures. The agency also provides commercial coverage options for local businesses, serving clients throughout the Wailuku area. Home insurance policies can be reviewed and adjusted during each periodic visit, allowing the agent to follow up on any changes in the client\'s property or coverage needs. This repeat service helps keep protection current between regular annual reviews.

MI
1877 Wili Pa Loop
Mauka Insurance & Financial Services, Inc.
Home Insurance Agent · Wailuku, HI

Mauka Insurance & Financial Services, Inc. in Wailuku, HI, is known for helping homeowners secure appropriate coverage for their properties. The firm assists clients with evaluating protection needs for single-family homes and condominiums against local weather risks. It works to explain policy details, including liability and dwelling limits. A specialty service the agent can arrange is additional flood insurance to supplement standard home policies.

CS
798 Eha St
CM SR22 Insurance Group
Home Insurance Agent · Wailuku, HI
(855) 698-0461
cmsr22insurancegroup.com/locations/wailuku-hi

What Does a a Home Insurance Agent in Wailuku Cost?

Typical home insurance costs in Wailuku range from 800 to 2,500 dollars per year for a standard policy. Premiums depend on factors like home age, construction type, and proximity to the coast. Hurricane coverage, required by many lenders, can add 200 to 800 dollars annually. Actual costs vary by individual case. This is general information, not insurance advice.

About home insurance agents in Wailuku

Home insurance agents in Wailuku help homeowners protect their properties against risks common to Hawaii, such as volcanic activity, hurricanes, and flooding. Hawaii law requires insurers to offer hurricane coverage as a separate endorsement. Agents can guide you through the specific coverage needs for homes in Wailuku, including protection for older plantation-style homes and newer developments.

Frequently Asked Questions

What does a home insurance agent in Wailuku do?

A home insurance agent in Wailuku helps you find a policy that fits your home and budget. They explain coverage options, including dwelling, personal property, and liability. They also advise on Hawaii-specific risks like lava flow or tsunami damage.

Is homeowners insurance required in Hawaii?

Hawaii law does not require homeowners insurance, but mortgage lenders usually do. If you have a loan, the lender will require coverage for the dwelling. Agents can help you meet lender requirements while adding optional coverages.

What is the typical cost for home insurance in Wailuku?

Costs vary based on home value, location, and coverage level. In Hawaii, average annual premiums range from 800 to 2,500 dollars for a standard policy. Hurricane coverage adds extra cost, often 20 to 40 percent more.

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Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.