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Directory of home insurance agents in Kahului, Hawaii. Verify credentials with the state department of insurance before hiring.
12 agents listed
Updated May 2026
Kahului, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 12 home insurance agents in Kahului, HI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Paul MacDonald - State Farm Insurance Agent
74 Lono Ave #206a, Kahului, HI 96732
(808) 877-5273
mauiinsurance.net
Mark Rich - State Farm Insurance Agent
444 Hana Hwy Ste 212, Kahului, HI 96732
(808) 873-6717
markarich.com
Brent Wylam: Allstate Insurance
169 Maa St Ste 100, Kahului, HI 96732
(808) 242-8480
agents.allstate.com
April J. Kaneshiro, Insurance Agent - Pyramid Insurance - Insurance for Hawaii - Marsh & McLennan Agency LLC
Dairy Center, 444 Hana Hwy unit d, Kahului, HI 96732
(808) 871-8805
connorsmaui.com
A home insurance agent in Kahului can help you find coverage for your property in Maui County. Hawaii law requires insurance companies to offer hurricane coverage as a separate policy or endorsement. Local agents understand the unique risks from volcanic activity, tsunamis, and high winds that affect homes in Kahului.
What Does a Home Insurance Agent in Kahului Cost?
Home insurance costs in Hawaii average about 1,200 to 2,000 dollars per year for a standard policy. Hurricane coverage adds 500 to 1,500 dollars annually depending on your home location and construction. Older homes in Kahului may have higher premiums due to wind and flood risks. Costs vary by property value, claims history, and coverage limits. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Kahului do?
A home insurance agent helps you compare policies from different carriers. They explain coverage options like dwelling protection, personal property, and liability. They also help you understand Hawaii specific endorsements for hurricane and lava damage.
Do I need separate hurricane insurance in Kahului?
Yes Hawaii law requires insurers to offer hurricane coverage. You can buy it as a separate policy or as an endorsement to your standard homeowners policy. Your agent can explain the deductible structure which is typically a percentage of your home value.
How do I choose a home insurance agent in Kahului?
Look for an agent licensed by the Hawaii Department of Commerce and Consumer Affairs. Ask about their experience with Maui properties and knowledge of local flood zones. Check if they represent multiple insurance companies to give you more options.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Hawaii.