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HomeHome Insurance AgentsHawaii › Honolulu

Find Home Insurance Agents Near You in Honolulu, HI

Browse home insurance agents serving Honolulu, Hawaii. Updated 2026-07-14.

The top-rated home insurance agent in Honolulu, Hawaii is Ryan Miyashita - State Farm Insurance Agent, rated 5.0 stars across 483 reviews. Other highly rated options include Erick Ellgren: Allstate Insurance, AAA Hawaii, Mia Migita - State Farm Insurance Agent. This directory lists 26 home insurance agents serving Honolulu.

Showing 26 home insurance agents in Honolulu, HIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Ryan Miyashita - State Farm Insurance Agent1580 Makaloa St #102(808) 945-0802
2Erick Ellgren: Allstate Insurance1188 Bishop St PH 2(808) 941-2886
3AAA Hawaii1130 N Nimitz Hwy Ste A-170(808) 593-2221
4Mia Migita - State Farm Insurance Agent600 Kapiolani Blvd #203(808) 484-0085
5Kaina Kauahi - State Farm Insurance Agent1284 Kalani St Ste D-108(808) 524-9997
6Dustin Kwok - State Farm Insurance Agent615 Piikoi St # 2002(808) 589-2585
7First Insurance Company of Hawaii, LTD1100 Ward Ave(808) 527-7777
8Summer Burnett - State Farm Insurance Agent1806 S King St #32(808) 988-7011
9Deanne August: Allstate Insurance6700 Kalanianaʻole Hwy Ste 203(808) 395-5810
10U'ilani Aragaki - State Farm Insurance Agent3049 Ualena St #411(808) 955-9090
RM
1580 Makaloa St #102
Ryan Miyashita - State Farm Insurance Agent
Home Insurance Agent · Honolulu, HI

Ryan Miyashita - State Farm Insurance Agent in Honolulu, HI provides a range of home insurance services tailored to protect residential properties. Policies typically cover dwelling, personal property, liability, and additional living expenses, with flexible options to adjust coverage limits and deductibles. Service plans include regular policy reviews to ensure adequate protection as property values or possessions change. The company can assist with risk assessments and claims guidance for homeowners. Properties serviced include single-family homes, apartments, condominiums, and residential rental units, as well as retail and restaurant properties with related coverage needs.

EE
1188 Bishop St PH 2
Erick Ellgren: Allstate Insurance
Home Insurance Agent · Honolulu, HI

For home insurance through an agent, customers typically choose between a one-time policy purchase or an ongoing advisory relationship with annual reviews. Erick Ellgren: Allstate Insurance in Honolulu, HI, provides coverage for dwelling, personal property, and liability protection common to homeowners in the area. Local hazards such as hurricane and volcanic activity often influence policy options. Service for existing clients generally runs on an as-needed basis, with scheduled renewal discussion and claim support offered throughout each policy term.

AH
1130 N Nimitz Hwy Ste A-170
AAA Hawaii
Home Insurance Agent · Honolulu, HI

AAA Hawaii serves homeowners across Honolulu and the surrounding area, helping them find home insurance policies suited to their individual property needs. The company assists property managers and others who require coverage for residential structures. Professionals at this agency work to explain different policy options, liability protection, and deductible choices. They also help customers understand how local weather patterns can influence coverage requirements. AAA Hawaii handles insurance needs for properties in downtown Honolulu as well as in nearby communities like Kailua and Aina Haina.

MM
600 Kapiolani Blvd #203
Mia Migita - State Farm Insurance Agent
Home Insurance Agent · Honolulu, HI

Mia Migita - State Farm Insurance Agent in Honolulu, HI is known for providing home insurance policies that protect local homeowners from common island risks such as storm damage and liability. Its service range includes crafting tailored coverage for single-family homes and condominiums across Oahu. This agency aids clients in understanding policy deductibles and replacement cost options to ensure adequate protection. A specialty service it can add on is flood insurance, a vital addition for properties in flood-prone areas of Honolulu.

KK
1284 Kalani St Ste D-108
Kaina Kauahi - State Farm Insurance Agent
Home Insurance Agent · Honolulu, HI

Kaina Kauahi - State Farm Insurance Agent serves the Honolulu area and surrounding communities across Oahu, handling a full range of home insurance policies for local homeowners. Its offerings include coverage for dwelling protection, personal liability, and additional structures on a residential property. To tailor each policy, the agency generally begins with a thorough review of a client’s property and neighborhood risks before presenting suitable coverage options.

DK
615 Piikoi St # 2002
Dustin Kwok - State Farm Insurance Agent
Home Insurance Agent · Honolulu, HI

Dustin Kwok - State Farm Insurance Agent in Honolulu, Hawaii, understands that home insurance clients may seek either a single policy purchase or an ongoing relationship with coverage updates. Serving the area, the agency offers protection for dwellings, personal property, and liability risks faced by homeowners. The agent provides guidance on policy details, helping clients align coverage with their property needs. This service operates on an as-needed basis, with clients able to request policy reviews or adjustments whenever their circumstances change.

FI
1100 Ward Ave
First Insurance Company of Hawaii, LTD
Home Insurance Agent · Honolulu, HI

First Insurance Company of Hawaii, LTD serves homeowners, businesses, and property managers throughout Honolulu. It provides home insurance policies that protect residential properties from local risks, including tropical storms and volcanic activity common to the islands. The agency helps clients select appropriate coverage limits and navigate the claims process for repairs or replacements after damage events. Its services extend to both single-family dwellings and multi-unit residential complexes. The company also covers policyholders in the neighboring community of Kaimuki and surrounding metro areas.

SB
1806 S King St #32
Summer Burnett - State Farm Insurance Agent
Home Insurance Agent · Honolulu, HI
DA
6700 Kalanianaʻole Hwy Ste 203
Deanne August: Allstate Insurance
Home Insurance Agent · Honolulu, HI

Deanne August: Allstate Insurance in Honolulu, Hawaii provides property coverage tailored to protect local homes. This agency can also assist with specialty add-ons such as flood insurance for coastal properties and personal liability protection. Home insurance policies here help safeguard dwellings and personal belongings against common island risks like storm damage. For commercial clients, the agency serves a variety of sectors including offices, warehouses, and food service establishments, offering appropriate liability and property coverage for each business type.

UI
3049 Ualena St #411
U'ilani Aragaki - State Farm Insurance Agent
Home Insurance Agent · Honolulu, HI
RE
1311 Kapiolani Blvd Ste 503
Ross Esaki: Allstate Insurance
Home Insurance Agent · Honolulu, HI
(808) 254-5138
agents.allstate.com/ross-esaki-honolulu-hi.html
JH
500 Ala Moana Blvd # 2-303
John H Connors Insurance
Home Insurance Agent · Honolulu, HI
(808) 521-3663
connorshawaii.com
HI
500 Ala Moana Blvd
Hawaiian Islands Insurance, Inc.
Home Insurance Agent · Honolulu, HI
(808) 212-9202
hawaiian.insure
BM
800 S Beretania St. Ste 260
Bradley Maruyama: Allstate Insurance
Home Insurance Agent · Honolulu, HI
(808) 591-8016
agents.allstate.com/bradley-maruyama-honolulu-hi.html
PF
1259 S Beretania St. #1
Paterson Financial Services: Allstate Insurance
Home Insurance Agent · Honolulu, HI
(808) 593-8844
agents.allstate.com/paterson-financial-services-honolulu-hi.html
RM
4211 Waialae Ave Ste 8080
Ricky Muraoka: Allstate Insurance
Home Insurance Agent · Honolulu, HI
(808) 593-9922
agents.allstate.com/ricky-muraoka-honolulu-hi.html
II
828 Fort Street Mall Suite 200
Island Insurance Hawaii
Home Insurance Agent · Honolulu, HI
(808) 564-8200
islandinsurance.com
TC
1130 N Nimitz Hwy Rm A260
Thomas Choi Agency Llc: Allstate Insurance
Home Insurance Agent · Honolulu, HI
(808) 664-0970
agents.allstate.com/thomas-choi-agency-llc-honolulu-hi.html
RT
850 W Hind Dr #111
Rayna Toyama - State Farm Insurance Agent
Home Insurance Agent · Honolulu, HI
(808) 395-3434
sfagenthawaii.com
FI
500 Ala Moana Blvd #4-400
Farmers Insurance Hawaii
Home Insurance Agent · Honolulu, HI
(800) 490-9970
farmershawaii.com
AI
201 Merchant St
Atlas Insurance Agency
Home Insurance Agent · Honolulu, HI
(808) 533-3222
atlasinsurance.com
JH
650 Iwilei Rd
Jerry Hay Inc
Home Insurance Agent · Honolulu, HI
(808) 521-1841
jerryhay.com
MU
680 Iwilei Rd # 760
Mutual Underwriters - Honolulu
Home Insurance Agent · Honolulu, HI
(808) 532-2888
HP
745 Fort Street Mall
Hawaii Property Insurance Association
Home Insurance Agent · Honolulu, HI
(808) 585-3524
hpiainfo.com/contact-us
IA
1314 S King St STE 962
Insurance Agency Hawaii LLC
Home Insurance Agent · Honolulu, HI
(808) 524-6626
insuranceagencyhawaii.com
IA
800 Bethel St STE 200
Insurance Associates, Inc.
Home Insurance Agent · Honolulu, HI
(808) 538-6938
insuringhawaii.com

What Does a a Home Insurance Agent in Honolulu Cost?

Home insurance costs in Honolulu vary by location and home value. Average annual premiums range from 1200 to 3000 dollars for standard coverage. Hurricane coverage adds 200 to 800 dollars per year. Properties in high risk lava zones or near the coast may cost more. This is general information and not insurance advice.

About home insurance agents in Honolulu

A home insurance agent in Honolulu can help you find a policy that meets Hawaii specific needs. Hawaii law requires insurers to offer hurricane coverage on residential property policies. Agents can explain how volcanic activity and tsunami risks affect your premiums and coverage options.

Frequently Asked Questions

What does home insurance cover in Honolulu?

Standard policies cover fire theft and wind damage. Hawaii law also requires insurers to offer hurricane coverage. Flood and volcanic eruption damage usually require separate policies.

Do I need hurricane insurance in Hawaii?

Hawaii law requires insurers to offer hurricane coverage with every homeowners policy. You can decline the coverage in writing but it is strongly recommended for Honolulu homes.

How do I choose a home insurance agent in Honolulu?

Look for an agent licensed in Hawaii with experience in local risks like salt air corrosion and lava zones. Ask about policy options for older homes and condos common in Honolulu.

Home Insurance Agents in Other Hawaii Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.