The top-rated home insurance agent in Winter Park, Florida is Tony Lopez - State Farm Insurance Agent, rated 4.9 stars across 620 reviews. Other highly rated options include Amanda Chase - State Farm Insurance Agent, Ricky Sanchez - State Farm Insurance Agent, Mayers Insurance Group. This directory lists 21 home insurance agents serving Winter Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tony Lopez - State Farm Insurance Agent | 2020 Aloma Ave | (407) 543-3777 |
| 2 | Amanda Chase - State Farm Insurance Agent | 1752 Howell Branch Rd | (407) 677-0007 |
| 3 | Ricky Sanchez - State Farm Insurance Agent | 2129 1/2 W Fairbanks Ave | (407) 501-8000 |
| 4 | Mayers Insurance Group | 7200 Aloma Ave A-3 | (407) 907-6688 |
| 5 | GreatFlorida Insurance: Manuel Huertas | 5462 Lake Howell Rd | (407) 553-3440 |
| 6 | Fudge Insurance | 1155 S Semoran Blvd suite 3-1142 | (407) 965-4168 |
| 7 | GreatFlorida Insurance: Sally Bradley | 6001 Brick Ct # 109 | (407) 559-6101 |
| 8 | Insurance Group Of Central FL | 1155 S Semoran Blvd Suite 1120 | (407) 677-7300 |
| 9 | Abarca Insurances Agency. | 1313 W Fairbanks Ave #200-A | (407) 794-0774 |
| 10 | Kirkendall Insurance | 6958 Aloma Ave | (407) 359-5904 |
Tony Lopez - State Farm Insurance Agent serves the Winter Park, FL metro area and provides home insurance policies. The agency helps customers protect their residences with coverage options tailored to individual needs. Services focus on safeguarding homes and personal belongings against common local risks like storms or fire damage. Clients receive guidance on choosing appropriate policy limits and deductibles for their property. The office handles new home insurance enrollments and can review existing coverage during scheduled consultations to identify gaps or savings opportunities.
Amanda Chase - State Farm Insurance Agent provides comprehensive home insurance options for residents in Winter Park, Florida. Its services include advising clients on coverage selections that protect against common local risks such as storms and liability. Ongoing policy reviews are available to help adjust plans as needs change. The agency serves a variety of residential and commercial property types, including single-family homes, apartments, retail spaces, and restaurants.
Ricky Sanchez - State Farm Insurance Agent in Winter Park, Florida, serves local homeowners, businesses, and property managers seeking tailored protection for their assets. The agency helps clients evaluate dwelling coverage, personal property limits, and liability options to match their individual needs and budgets. Because Florida properties face unique weather risks, the office emphasizes understanding policy details regarding wind and flood exposure. The company assists residents in nearby communities such as Maitland, providing accessible guidance for securing comprehensive home and business insurance solutions throughout the greater Orlando metro area.
Serving Winter Park and the surrounding communities of Central Florida, Mayers Insurance Group handles home insurance agent services designed to protect residential properties against common regional risks. They work with clients to evaluate coverage for structures, personal belongings, and liability in this area. To manage a typical job, the agent discusses specific policy options, reviews deductibles and limits, and then presents several carriers for the homeowner to compare.
GreatFlorida Insurance: Manuel Huertas in Winter Park, Florida, provides both one-time policy evaluations and ongoing coverage management for homeowners. The agency helps clients select appropriate dwelling and liability protection tailored to the local housing market. For those scheduling a single consultation, the agent reviews existing policies for potential gaps in coverage. Clients needing continuous support also receive assistance with annual policy reviews and claim filing guidance. Service runs on a one-time, scheduled, or as-needed basis, depending on each client’s preferences for long-term or occasional assistance.
Fudge Insurance specializes in providing homeowners insurance policies in Winter Park, Florida, tailoring coverage to protect single-family homes and condominiums. Its general service work involves helping clients assess their property’s unique risks and select appropriate levels of dwelling and personal property protection. The company also assists with insurance needs for rental or vacation properties common in the area. As hurricane season approaches, Fudge Insurance helps homeowners review windstorm and flood policy details to ensure sufficient coverage for potential storm damage.
As winter storms and seasonal humidity put Winter Park homes to the test, GreatFlorida Insurance: Sally Bradley provides tailored home insurance agent services to address local weather risks. This agency evaluates standard coverage needs, including protection for storm damage and liability, to help homeowners in the area secure appropriate policies. By focusing on individual property risks, the agent works to match each residence with a suitable plan. An inspection of the home is typically scheduled before providing a full coverage assessment.
Insurance Group Of Central FL handles the essential task of protecting homes against common regional risks, such as storm damage and liability claims. Their specialty add-ons include coverage for valuable personal property like jewelry and fine art, as well as flood and windstorm endorsements. Based in Winter Park, Florida, the agency serves homeowners throughout the surrounding communities. Beyond residential properties, the company can also arrange policies for commercial sectors, including offices, warehouses, and food service operations.
Abarca Insurances Agency offers residential home insurance services in Winter Park, Florida, tailoring policies to protect local single-family homes and condominiums. Commercial property coverage is also available, along with consultation for surrounding Central Florida areas. The agency helps clients review deductibles, liability limits, and natural disaster safeguards. Throughout each policy term, customers receive guidance for adjusting coverage after life changes. Between regular annual visits, policyholders can return for endorsement updates or claims assistance.
Kirkendall Insurance in Winter Park, Florida, is known for providing comprehensive home insurance products tailored to the specific needs of local homeowners. Its services range from standard dwelling coverage to protection for personal property and liability. The company helps clients navigate Florida’s unique weather risks, including windstorm and flood exposure, through detailed policy discussions. As a specialty add-on, Kirkendall Insurance can arrange for extended replacement cost coverage, ensuring a home is rebuilt to current standards after a total loss.
What Does a a Home Insurance Agent in Winter Park Cost?
The average annual cost for home insurance in Florida is around $1,900 to $3,000, but Winter Park rates vary based on home value, age, and location. Windstorm coverage adds significant cost, often $500 to $1,500 per year. Deductibles for hurricane claims are typically 2% to 5% of the home value. This is general information and not insurance advice.
About home insurance agents in Winter Park
Home insurance agents in Winter Park Florida help homeowners find coverage that meets state requirements and protects against local risks like hurricanes. Florida law mandates that insurers offer windstorm coverage and provide a Citizens Property Insurance Corporation option for high-risk areas. An independent agent can compare policies from multiple carriers to find a plan suited to your Winter Park home.
Frequently Asked Questions
What does a home insurance agent in Winter Park do?
A home insurance agent helps you find a policy that covers your home and belongings. They explain Florida-specific options like windstorm and flood coverage. They also assist with claims and policy changes.
Do I need flood insurance in Winter Park Florida?
Flood insurance is not required by Florida law but is often needed by mortgage lenders in flood zones. Winter Park is near lakes and can experience heavy rain. Standard home policies do not cover flood damage.
How does Florida law affect home insurance in Winter Park?
Florida law requires insurers to offer windstorm coverage and allows for a 3-year statute of limitations on hurricane claims. The state also regulates rate increases and requires companies to participate in the Florida Insurance Guaranty Association.
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